Guideone Auto Insurance Review (2022)

Looking at GuideOne auto insurance? They specialize in coverage for churches and churchgoers with coverage for auto, home, and church-related activities.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Sep 30, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Sep 30, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Written By: Rachel BodineReviewed By: Daniel WalkerUPDATED: Sep 30, 2022Fact Checked
Quick Read
3.7
autoinsurance.org

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GuideOne insurance

Average annual rate for good drivers:

N/A

A.M. Best rating:

A-

Complaint level:

Low

Pros

  • GuideOne Insurance specializes in offering insurance products to churches and schools.
  • They also offer different types of auto insurance and homeowners insurance products.
  • Additionally, GuideOne provides insurance for universities and senior living communities.

Cons

  • GuideOne Insurance does not offer an online form to file an auto insurance claim.

The Bottom Line

GuideOne Insurance has a financial strength rating of A through AM Best. The issuer credit rating is also an A.

Both of these are considered excellent, and the outlook for this company is considered stable.

GuideOne Insurance appears to be a strong company, based on the AM Best rating. The company has been in business since 1947 and is able to offer insurance products to several U.S. states.

There are both positive and negative customer reviews online. The majority of the reviews are positive.

When GuideOne Insurance was founded in 1947, it was known as Preferred Risk Mutual Insurance Company. GuideOne Insurance offers homeowners, automobile, and life insurance to consumers.

GuideOne Insurance is able to provide auto insurance products to 18 states and meets the auto insurance laws of each. The list of states they are able to provide coverage for can be found on the company’s website.

The benefit of GuideOne is they specialize in offering products to a certain line of businesses as well as churchgoers.

You do not need to be a churchgoer to obtain insurance, but there are additional benefits and discounts available.

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GuideOne Insurance Coverage Options

Auto insurance policies through GuideOne Insurance offer the following features:

  • Liability – required as a minimum auto insurance coverage for all states except New Hampshire; protects you from costs for damages and bodily injury to another driver that occurs as a result of an accident caused by you
  • Medical – covers your medical expenses in the event of an accident that causes a bodily injury
  • Income Protection – If you are involved in an accident that leaves you unable to work, income protection may ensure you still get paid for the time you would have been able to work
  • Collision – handles damage to your vehicle that happens as a result of an accident with another car or object
  • Comprehensive – takes care of damages that occur to your vehicle for something other than a collision with a vehicle or object such as vandalism or theft
  • Uninsured/Underinsured Motorist – protects you in the event that an uninsured driver causes an accident that damages your vehicle or causes bodily injury

GuideOne Insurance will not charge you a deductible in the event that your windshield needs to be repaired.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

Reviews
for GuideOne Insurance

3.67 (7 reviews)
5
May 15, 2018

burns2566

pointless calls

It was good, they kept calling me to make payments after i already paid. and i thought that was point less to be honest
5
October 28, 2017

shanbville

Great coverage at a great price

I was covered by GuideOne for auto insurance and had a pleasant experience. The policy was well written and clear, and for a less than full coverage policy it covered quite a bit. I also was given a discount for being a non-drinker. My premium was reasonable and affordable. I have no complaints!
4.5
July 24, 2017

FRANK7

VERY GOOD COMPANY

THEIR COSTUMER SERVICE IS SO FAST AND HELPFUL.THEY REALLY CARE ABOUT THEIR COSTUMERS. THEY REALLY HELPED ALOT
4
May 31, 2017

Socrchik_7

Great experience

I have had a great experience with this insurance policy. It is affordable and always there for me.
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