This Delta auto insurance review will focus on Delta General Agency Corporation located in Houston, Texas. The corporation began operation in 1959.
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Delta General Agency Corporation Overview
Delta General Agency Corporation is an insurance brokerage that offers products for personal and commercial clients. As a brokerage, they work with several different carriers to provide the customer with the best possible insurance rate for the specified product.
In many cases a broker can give the customer a cheaper rate than the customer would get going directly through the carrier. In addition, Delta General Agency Corporation works with over 25 insurance carriers to provide customers with a wide array of options when shopping for insurance.
Delta General Agency Corporation Products
Delta General Agency Corporation offers several types of personal insurance products. Currently they are unable to provide automobile insurance. They do offer homeowners insurance up to $250,000. No credit check is performed to qualify you for this insurance. There are opportunities to save on your premium based on the age of the house and the roofing material that is used.
It does not indicate that the homeowners insurance requires the property to be owner-occupied. This means that rental properties would qualify for homeowners insurance through Delta General Agency Corporation. The insurance on this kind of property may hold a higher premium. More information can be found by speaking with an agent.
Umbrella insurance has a primary limit up to $10 Million and up to $50 Million for anything over the primary. They are able to offer coverage to those with drunk driving violations on their record and other people who may have a difficult time obtaining insurance from other companies.
Mobile home insurance coverage will handle anything up to $250,000. Rental properties do not qualify for this coverage. Personal insurance is also offered for farms, ranches and watercrafts. Details regarding this insurance coverage can be found by visiting the website.
Delta General Agency Corporation Customer Service
Delta General Agency Corporation has all of the claims information available online. You may be able to file a claim online depending on which carrier you end up with. The claims page for the Delta General Agency Corporation website contains phone numbers and e-mail addresses for all of the insurance carriers that they are currently working with.
Different payment options may also be available depending on which carrier you sign on with. Delta General Agency Corporation does give you access to services called Faxcheck and E-pay. These are convenient payment methods for customers. Fax check allows you to fax a copy of your check to have it processed for payment. E-pay allows you to enter your information online to make a payment.
Delta General Agency Corporation Reviews
Delta General Agency Corporation is the parent company to Delta Lloyds Insurance Company of Houston Texas. This is the company that provides homeowner insurance to consumers. Delta Lloyds Insurance Company has an A- rating through AM Best. This rating applies to financial strength and issuer credit rating. The company is considered to have an excellent rating and to be in stable condition. The financial size category is IV, defined as $5 Million to $10 Million.
The company appears to be a brokerage agency that can offer a wide variety of products to consumers and businesses. They have been in operation since 1959, while Delta Lloyds Insurance Company has been in operation since 1971. The company isn’t able to provide personal auto insurance to consumers. They do have several other property and casualty products available.
There are commercial auto insurance products available through the Delta General Agency Corporation. The company lists all of the carriers they are actively working with. This gives you the opportunity to do further research on the carriers to decide if you would like to move forward with this insurance brokerage.
There is no indication that they are able to provide insurance products to anybody living outside the state of Texas. There is both a toll-free and local number available for consumers to call. If you live outside of Texas, you can call to see if they are able to provide insurance to the area in which you reside. If you live in Texas and are in need of any of the insurance products this company offers, it seems to be a reasonable option to consider.
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