Pennsylvania General Auto Insurance Review (2020)

Pennsylvania General offers a variety of auto and homeowners insurance options, with a focus on high-risk clients. It received an A rating from A.M. Best.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 24, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 605 Highway 169 North Suite 800
City: Plymouth
State: MN
ZIP Code: 55441
Phone Number: 800-662-0156
Year Founded: 1955
AM Best Rating: A
Company Rating 0 (0 reviews)

Things to Remember...

  • Pennsylvania General Insurance Company provides property and casualty insurance services
  • Pennsylvania offers a variety of auto and homeowners insurance options, with a focus on high-risk clients
  • Pennsylvania has excellent ratings from AM Best which indicate strong financial ratings

Pennsylvania General Insurance Company was founded in 1955 to provide general property and casualty insurance services in Philadelphia and the state of Pennsylvania.

The company has since expanded and refocused and is now part of OneBeacon Insurance Group, a Bermuda-based global insurance firm.

Pennsylvania General is just one of many U.S. subsidiaries providing a long list of various insurance products on behalf of OneBeacon.

Although business records indicate Pennsylvania General offers several different auto insurance and homeowners insurance options, it seems that their primary focus is on high risk and “special situations” auto coverage.

This auto coverage is designed for drivers who have had multiple DWI/DUI convictions, license suspensions or revocations, excessive numbers of speeding tickets, or persistent policy cancellations for lack of payment.

Such high-risk drivers needed specialized companies to address their specific circumstances. OneBeacon focuses on specialty insurance products across all of its lines of insurance.

Your search for online auto insurance quotes begins when you enter your ZIP code into our free search tool below!

Pennsylvania General Auto Insurance Offices and Agents

Official business records still indicate the Massachusetts address provided above as being the primary address for OneBeacon’s American subsidies.

However, the OneBeacon website shows a Minnesota address for their U.S. corporate headquarters.

Business records also indicate that Pennsylvania General’s headquarters are located in Philadelphia. We could not verify this information with an actual physical address, so it appears to be an unresolved conflict at this time.

Regardless of the various addresses, the OneBeacon headquarters in Minnesota can provide direct contact information for Pennsylvania General.

Where local agents are concerned, there is a small number that represents OneBeacon through Pennsylvania General policies.

The only problem is, finding those local agents could prove to be somewhat of a difficult task.

OneBeacon does not provide agent information on its corporate website, so consumers are left to look in their local Yellow Pages or contact the corporate office and ask directly.

You might also try contacting a company known as the Hagerty Insurance Agency. They are the certified agent handling all insurance for collectible automobiles.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Pennsylvania General Insurance Company Claims Service

All across the board, OneBeacon strives to make claims service for all 13 of their divisions as straightforward as possible.

They list the individual phone numbers and contacts for each of their divisions on the corporate website.

If you’re not sure which division your Pennsylvania General policy falls under, claims information should be available on your policy documents and ID cards.

Furthermore, OneBeacon has a small number of documents on their website that answer specific claims questions pertaining to individual states or special circumstances.

OneBeacon, Pennsylvania General, and the rest of the American subsidiaries all encourage customers to avoid delay when making an auto insurance claim.

The sooner you can contact the appropriate individual, the more likely it will be that your claim will be handled without issue.

Should you decide to delay, you’re only making the claims process that much more difficult to complete.

If your policy was issued through the Hagerty Insurance Agency you might do well to contact them first for advice on how to proceed.

Pennsylvania General Insurance Company Financials

Almost all OneBeacon subsidiaries enjoy strong financial ratings from services like AM Best. In fact, their A.M. Best rating was “A” as of earlier this year.

That superior rating means Pennsylvania General is financially sound to the extent that they have plenty of resources to meet all financial obligations.

Their future outlook has also been rated as “stable”, meaning A.M. Best sees no reason why their future obligations would be in jeopardy.

Financial reports filed late last year are further evidence that Pennsylvania General is on firm financial ground.

Enter your zip code in our free search tool to gain access to online auto insurance quotes from companies similar to Pennsylvania General now!



Leave a Reply


Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption