Little Caesars Pizza Auto Insurance (Rates & Requirements)

Little Caesars Pizza auto insurance covers delivery drivers in the event of an on-the-job accident. However, the coverage limits are unknown as Little Caesars does not explicitly state its coverage options. Little Caesars delivery drivers must have their own vehicle as well as a personal auto insurance policy, and buying additional Little Caesars Pizza auto insurance may increase your rates.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Drivers are required to have a personal auto insurance policy to drive for Little Caesars.
  • Driving for Little Caesars Pizza may cost you extra on your auto insurance policy.
  • Your auto insurance company may deny your claim if you’re in an accident while driving for Little Caesars without proper coverage.

After 20 years of specializing in carry-out services, Little Caesar’s recently started offering delivery. With this new service, drivers are necessary, and knowing whether or not to buy food delivery car insurance is critical.

Often, drivers consider this question: does Little Caesars Pizza offer auto insurance? Little Caesar’s doesn’t have its own insurance for drivers. Read below to learn more.

Before learning about Little Caesars Pizza auto insurance requirements, enter your ZIP code into our free online tool for instant, affordable Little Caesar’s Pizza auto insurance quotes from companies in your area.

Does Little Caesars Pizza offer auto insurance?

Little Caesars Pizza does not explicitly state that it offers auto insurance coverage for its delivery drivers. However, most businesses that require drivers also provide some form of on-the-job commercial auto insurance.

Delivery drivers must use their vehicle and maintain the minimum car insurance requirements per their state laws.

Usually, liability coverage is the minimum requirement for auto insurance.

Here are some sample liability coverage rates from each state to give you an idea of what you may have to pay for liability insurance in your area.

Sample Liability Auto Insurance Rates by State
StateLiability Coverage Average Annual RatesLiability Coverage Average Monthly Rates
Alabama$394.21$32.85
Alaska$539.68$44.97
Arizona$508.76$42.40
Arkansas$394.13$32.84
California$489.66$40.81
Colorado$520.04$43.34
Connecticut$650.94$54.25
Delaware$799.30$66.61
District of Columbia$628.82$52.40
South Dakota$300.22$25.02
Florida$857.64$71.47
Georgia$557.38$46.45
Hawaii$458.54$38.21
Idaho$344.29$28.69
Illinois$446.72$37.23
Indiana$382.68$31.89
Iowa$299.18$24.93
Kansas$358.24$29.85
Kentucky$529.21$44.10
Louisiana$775.83$64.65
Maine$338.87$28.24
Maryland$609.74$50.81
Massachusetts$606.04$50.50
Michigan$795.32$66.28
Minnesota$456.82$38.07
Mississippi$460.50$38.38
Missouri$415.88$34.66
Montana$386.29$32.19
Nebraska$364.64$30.39
Nevada$681.56$56.80
New Hampshire$400.56$33.38
New Jersey$869.57$72.46
New Mexico$488.03$40.67
New York$804.51$67.04
North Carolina$359.42$29.95
North Dakota$298.18$24.85
Ohio$397.11$33.09
Oklahoma$461.01$38.42
Oregon$584.13$48.68
Pennsylvania$499.06$41.59
Rhode Island$759.80$63.32
South Carolina$527.09$43.92
Tennessee$413.91$34.49
Texas$528.75$44.06
Utah$497.53$41.46
Vermont$343.12$28.59
Virginia$425.61$35.47
Washington$596.67$49.72
West Virginia$491.83$40.99
Wisconsin$374.37$31.20
Wyoming$321.04$26.75

Compare RatesStart Now →

Liability insurance rates vary by state and the insurance company, and as a business use policy, Littel Caesar’s Pizza auto insurance rates may be higher.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Do you need commercial auto insurance coverage?

Because Little Caesars requires drivers to drive their cars without providing coverage, it is a good idea for them to consider adding a commercial auto insurance policy. A commercial policy covers delivery drivers while they’re driving for the company.

Although adding a food delivery auto insurance policy to your current coverage costs a little extra each month, it is beneficial if you need to file an accident claim.

In some cases, delivery driving under a personal policy alone can result in paying damage costs out-of-pocket. It’s best to eliminate this risk by adding a commercial line to your policy.

However, we recommend discussing your food delivery insurance coverage options with an insurance agent before adding a line to your current auto insurance policy.

Additionally, the Insurance Information Institute suggests that comparing multiple auto insurance companies’ rates reduces auto insurance costs. It also ensures that you get the best policy for your needs.

Before you buy Little Caesars Pizza auto insurance, compare rates. Enter your ZIP code into our free online tool for instant auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption