SelectQuote Review for 2025 (Legit Insurance Quotes?)
Our SelectQuote review explains how to use this comparison tool to save up to 50% on your auto insurance. SelectQuote offers accurate quotes compared to other sites, though we removed AutoInsurance from the rankings to remain fair. You can start the SelectQuote process by answering a few questions.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Apr 30, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 30, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Insurance shopping can be overwhelming, but SelectQuote auto insurance reviews suggest that this company can make the process easier.
SelectQuote Rating
| Rating Criteria |  |
|---|---|
| Overall Score | 4.6 |
| Customer Support | 4.9 |
| Discount Clarity | 4.6 |
| Ease of Use | 4.5 |
| Educational Resources | 3.9 |
| Provider Network | 4.7 |
| Quote Accuracy | 4.6 |
| Quote Speed | 4.4 |
| Savings Potential | 4.8 |
SelectQuote helps drivers find the cheapest auto insurance companies in their area. It also offers quotes for life, Medicare, and home insurance.
- SelectQuote offers savings of up to 50% on life, auto, home, and health insurance
- You must wait for an agent to call you before you can see your SelectQuote quotes
- SelectQuote compares rates with fewer providers than its competitors
While SelectQuote Insurance quotes are trustworthy, it doesn’t compare rates with every provider possible. We excluded AutoInsurance from the rankings to remain unbiased, but entering your ZIP code into our comparison tool can help you save up to 40% on your insurance compared to SelectQuote.
Despite some shortcomings, SelectQuote has been a trusted source for insurance quotes for four decades. SelectQuote may be a good choice if you don’t mind speaking with a representative about your insurance costs.
How SelectQuote’s Comparison Tool Works
Like most online quote services, you only need a bit of information and a few minutes to get SelectQuote Medicare, auto, health, life, or home insurance quotes.
The main focus is on SelectQuote life insurance quotes, but you can use the top menu to select the type of insurance you want. You’ll need to provide the following information to see SelectQuote auto insurance quotes:
- ZIP Code: SelectQuote generates auto insurance rates by ZIP code by looking at minimum state requirements and traffic data.
- Insurance History: SelectQuote will ask if you’ve had any car insurance coverage over the last 30 days. If you have had insurance, SelectQuote will ask which provider.
- Driver Demographics: SelectQuote will ask for a few personal details, like your overall credit score and whether you own or rent your home.
- Driving Record: Since your driving record has one of the largest impacts on your premiums, SelectQuote will ask how many accidents, tickets, and insurance claims you’ve had in the last three years.
- Vehicle Information: To get the most accurate quote, SelectQuote will ask how many vehicles you want to insure, how old they are, and what make and model they are.
It only takes a few minutes to answer these questions, but you’ll have to wait to see your quotes. SelectQuote does not provide immediate quote comparisons. Instead, you’ll need to wait for an agent to call you to see your SelectQuote car insurance quotes.
If you need help with the quote request form, the SelectQuote customer service phone number is 1-855-342-5260.Heidi Mertlich Licensed Insurance Agent
Despite the fact that you have to wait to get quotes, SelectQuote still helps people across the country get the coverage they need. Take a look below to familiarize yourself with SelectQuote a little more before you use its services.
SelectQuote Platform Overview
| Details |  |
|---|---|
| Real-Time Quotes | No |
| Average Quote Time | Varies; initial contact typically within a few minutes |
| Insurance Types Compared | Life, auto, home, Medicare |
| Providers Compared | 100+ |
| Shares Contact Info | Yes; information may be shared with partner agencies |
| Customer Support | Licensed agents available via phone; no live chat support |
| Platform Focus | Insurance comparison and sales |
Regardless of which SelectQuote insurance services you want to take advantage of, you’ll fill out a similar quote request form. The only difference you’ll see is what kind of information you need to provide.
For example, if you want SelectQuote health insurance quotes for supplemental Medicare coverage, you’ll need to answer health-related questions. For SelectQuote home insurance quotes, you’ll see questions about where you live.
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SelectQuote Insurance Review: Pros and Cons
Like all companies that help you compare auto insurance quotes, SelectQuote has its strengths and weaknesses. Looking at these pros and cons can help you decide if SelectQuote is the best tool for you (Read More: How to Check if an Auto Insurance Company is Legitimate). When you use SelectQuote to compare auto insurance rates, make sure you’re aware of the following pros and cons.
| Pros/Cons | |
|---|---|
| ✅ Pros | • Compares quotes from multiple top-rated insurers. • Free in-home medical exams for life insurance applicants. • User-friendly process with phone and online support. |
| ❌ Cons | • Agents may use high-pressure sales tactics. • Limited post-sale agent support. • Potential for frequent marketing calls after inquiry. |
SelectQuote is not a good option if you need immediate insurance quotes, since you’ll need to wait for a representative to discuss your options. It also doesn’t compare rates with as many companies as some of its competitors. If you need to see immediate car insurance quotes, enter your ZIP code into our free comparison tool.
SelectQuote Customer Reviews and Complaints
Despite operating since 1985, SelectQuote is not as well-known for insurance quotes as some of its major competitors. For that reason, it doesn’t have as many third-party reviews as many other companies.
It’s not necessarily a bad thing to have fewer ratings, but it makes it harder to decide if SelectQuote is the right platform for you.Scott W. Johnson Licensed Insurance Agent
Finding the right company to help you choose an auto insurance policy can make the difference between overpaying and getting affordable coverage. SelectQuote may not have many ratings, but what it has is positive. You can check out the few third-party ratings SelectQuote has below.
SelectQuote vs. Insurify vs. NerdWallet: Third-Party Customer Ratings
| Review Platform | |  |  |
|---|---|---|---|
 | NA | 3.4 / 5 141 reviews | 4.8 / 5 115k+ reviews |
 | A+ | A+ | A+ |
 | NA | 3.8 / 5 130+ reviews | N/A |
 | NA | 3.4 / 5 141 reviews | 3.7 / 5 2k+ reviews |
 | 4.9 / 5 25k+ reviews | 4.7 / 5 2,000+ reviews | 1.5 / 5 10+ reviews |
Based on the few ratings it has, SelectQuote appears to be a reputable company. For example, BBB SelectQuote reviews are largely positive, indicating that the company consistently resolves customer issues.
When it comes to SelectQuote reviews and complaints from actual customers, many are positive. Many customer reviews revolve around getting SelectQuote affordable life insurance, more than for auto coverage.
Others are less than enthusiastic about shopping with the SelectQuote Insurance Agency. Many customers don’t like the high-pressure sales techniques that representatives use over the phone. Some customers have also accused SelectQuote of shady practices, such as this Reddit user.
Beware UnitedHealthcare/Selectquote Scam
byu/billhartzer inHealthInsurance
According to this Reddit user, an elderly relative was tricked into changing her Medicare coverage when she accidentally called SelectQuote instead of UnitedHealthcare.
Other customers on TrustPilot tend to love the service they received from SelectQuote. Consider this TrustPilot user’s review of their experience.
Others, however, were less than pleased. For example, this TrustPilot user was livid about being misled about their future policies.
The second TrustPilot user’s experience is a common complaint found among SelectQuote users. Since SelectQuote is essentially a call center, many users feel sales tactics are too aggressive. There are also complaints that customer service representatives are only friendly before you buy a policy. After, they can be less helpful and harder to reach.
Finally, a frequent complaint is about how many providers SelectQuote works with. For auto insurance quotes, SelectQuote pulls rates from just 18 companies. Many major providers, including Geico, Allstate, Nationwide, and State Farm, do not work with SelectQuote.
SelectQuote vs. The Competition: Who to Trust
There are a few other companies where you might find affordable quotes for a variety of types of auto insurance coverage.
While we’ve left AutoInsurance out of the overall ratings, many customers prefer getting instant quotes over having to wait for a call. If you’d prefer instance quotes, you can see prices in under two minutes with AutoInsurance. You’ll also get quotes from 25% more providers than you would with SelectQuote.
However, these aren’t the only two quote comparison sites. Before you get quotes from SelectQuote, consider the following companies.
SelectQuote vs. Insurify
SelectQuote and Insurify are similar in many ways, including offering an easy way to compare multiple quotes for a variety of insurance types.
You: “I don’t think I need insurance, it doesn’t seem that important”
You, again: “Look between H and L”
— SelectQuote (@SelectQuoteIns) April 24, 2024
However, while SelectQuote offers quotes for car, home, life, and Medicare coverage, you can get quotes for the following with Insurify:
- Auto
- Home
- Renters
- Pet
While they work in similar ways, Insurify offers more variety in its quotes. Where SelectQuote retrieves quotes from 18 car insurance companies, Insurify works with over 120. Check out our Insurify auto insurance review to learn more about this virtual agent.
SelectQuote vs. The Zebra
The Zebra works similarly to SelectQuote, but you’ll see most of your quotes immediately with The Zebra. With The Zebra, you can view quotes for the following types of insurance:
- Auto
- Home
- Renters
- Pet
- Life
The Zebra also works with Progressive to offer easy quotes for a variety of policies, like commercial auto, motorcycle, and RV insurance. However, there are plenty of pros and cons with The Zebra, just like SelectQuote.
You can learn more about these pros and cons in our auto insurance review for The Zebra. Aside from pros and cons, one of the features that sets The Zebra apart from SelectQuote the most is its coverage comparison tool. When you receive a quote, you can select the amount of coverage you would like to review.
While The Zebra is a good choice for comparing auto insurance quotes, drivers should be cautious. Many customers report an excessive amount of spam after using The Zebra for their insurance needs.
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Who Should Try SelectQuote Insurance Services
Learning how to compare multiple insurance quotes is crucial to finding affordable rates, and SelectQuote offers a decent tool to help. However, it should only be used by drivers who are comfortable speaking with a sales representative before purchasing their policy.
With so many options, finding the best🏆auto insurance company can seem overwhelming 😓. At https://t.co/27f1xf1ARb, we’ve compiled info, compared companies, and shared the results. Check out our comparison here 👉: https://t.co/QOSZYLmTsa pic.twitter.com/5p59WG7nJy
— AutoInsurance.org (@AutoInsurance) June 5, 2023
If waiting around for a phone call from a representative using high-pressure sales tactics doesn’t sound like an ideal way to find insurance, you can always use our free comparison tool by entering your ZIP code. Not only will you get quotes in under two minutes, but you’ll also have access to 25% more providers than you would with SelectQuote.
Frequently Asked Questions
Is SelectQuote reliable?
Yes, SelectQuote is a reliable company. SelectQuote life insurance reviews say this company is most reliable for term life insurance quotes, but you can also use SelectQuote for auto insurance comparisons.
Is SelectQuote a legitimate company?
Yes, SelectQuote is a legitimate place where you can compare auto insurance rates. However, some customers have issues with SelectQuote’s call center sales approach, which often leads to high-pressure sales tactics.
How does SelectQuote work?
SelectQuote helps consumers find affordable insurance by making it easy to compare rates at multiple insurance companies. To start, follow these steps:
- Select the insurance type you want a quote for
- Fill out the questionnaire
- Wait for a representative to contact you
Once a representative calls, they’ll discuss which providers offer the cheapest rates and the best coverage. It’s not as convenient as getting instant quotes, but SelectQuote representatives typically make contact within 24 hours.
What types of insurance can you get a quote for from SelectQuote?
SelectQuote focuses mainly on life insurance quotes, but you can also get quotes for auto, home, and Medicare coverage.
Is SelectQuote the best place to compare insurance rates?
While SelectQuote is a great place to get quotes, it’s not the best place for most drivers. If you’re trying to figure out how to buy auto insurance online instantly, AutoInsurance offers a better comparison tool.
How much can you save with SelectQuote?
According to the SelectQuote website, you can save up to 50% on your car insurance. However, many factors affect car insurance quotes, including your age, gender, and driving record. The actual amount SelectQuote can save you depends on these factors.
Read More: How do auto insurance companies check your driving record?
Does SelectQuote have a lawsuit against it?
There are actually several SelectQuote lawsuits shoppers should be aware of before using this platform. SelectQuote lawsuits include misleading statements about insurance products, Telemarketing and Consumer Protection Act violations, and data privacy violations.
Does SelectQuote sell health insurance?
The only way to get SelectQuote health insurance quotes is if you qualify for Medicare. SelectQuote makes it easy to compare supplemental Medicare coverage.
What information do you need to get SelectQuote insurance quotes?
To compare auto insurance rates with SelectQuote, you’ll need some basic information. This includes your ZIP code, the type of car you drive, your insurance history, and your driving record. If you’re wondering how to get an auto insurance quote without giving personal information, SelectQuote probably isn’t your best option.
Are SelectQuote quotes instant?
No, you’ll need to wait for a sales representative to contact you after you’ve entered your information. If you prefer instant quotes, you can see rates from over 60 providers in under two minutes by entering your ZIP code into our free comparison tool.
How many auto insurance companies does SelectQuote work with?
Unlike many other insurance brokers and virtual agents who quote hundreds of companies, SelectQuote offers rates from just 18 companies.
Read More: Where can I compare online auto insurance companies?
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.