Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 24, 2020

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Company Details
Address: 2125 W. Roscoe
City: Chicago
State: IL
ZIP Code: 60618
Phone Number: 888-200-4545
Website: http://www.uigins.com
Year Founded:
AM Best Rating:
Company Rating 0 (0 reviews)

Things to Remember...

  • Union Insurance is a unique insurance company that is specifically for labor organizations and union members
  • Excess coverage is similar to umbrella coverage
  • Union Liability is a specialized protection to protect labor organizations against legal claims due to hiring and firing such as sexism or civil rights violations

A review of Union Auto Insurance leads to Union Insurance Group. Union Insurance is a unique insurance company that is specifically for labor organizations and union members.

Labor organizations have a unique set of insurance needs, so a specialized company that understands the needs of union laborers is important.

If you are looking for personal auto insurance rates, enter your ZIP code in the free box now to receive quotes from several companies.

Labor unions are groups of laborers in a similar field who get together to ask for rights from their employees, protect their income and pool resources for pensions and health insurance.

Some examples of labor unions groups are plumbers, pipefitters, steelworkers, mechanics, and electricians.

Union Insurance Union Groups

The reason labor unions are necessary for these fields is that these types of jobs are contracted labor.

So a plumber may work for a construction company until a job is done and then they are done working for that company.

Since they work in this temporary way, there needs to be a way to obtain benefits and retirement coverage, and a way to make sure fair wages are provided.

Labor unions also help workers to file for unemployment, to look for jobs, and to find resources when they are between jobs until work is found.

Labor unions take away the worry of losing health care benefits in between jobs.

Labor unions also make sure that fair wages are paid because even though a laborer may be working for a particular company for the first time, they may have years of experience so they should be paid at their experience level.

As is often the case with construction or building jobs, as deadlines come, overtime is required. Labor unions ensure that laborers get the overtime that is required.

If there is a problem on the job, the labor foreman can speak to the project manager or company owner and make sure issues are addressed.

Also, when companies hire union workers, it is almost guaranteed that they are getting highly trained individuals.

In order to be part of a union, you must adhere to strict guidelines in your training and on-the-job performance. If a laborer is not doing so, they will be asked to leave the union.

It really is a win-win situation for both the laborers and those hiring the laborers.

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Union Insurance History

Union Insurance Group is the only labor insurance company that is 100 percent organized.

Union Insurance prides itself on understanding where union laborers are coming from, where they are headed, and what they hope to accomplish for their members.

This understanding comes from committee members who have served as part of labor unions.

Some of the unique circumstances that union laborers face are exposure to lawsuits, frequent travel, downtime between jobs, and moving through the ranks of an apprenticeship program.

Other traditional insurance companies may not understand these complexities or know how to address the specific needs of labor unions.

When Union Insurance was founded, it could only offer a few insurance options for its union clients.

Now, with more than 1,000 labor unions insured through Union Insurance, they have the collective power to negotiate lower prices and gain more specialized insurance.

They also provide a customer service representative who goes to your site to resolve issues and answer questions.

What kinds of insurance does Union Insurance offer?

Union Insurance offers a variety of insurance products to its union clients. General liability protects the union itself if someone is hurt on the premises or at a union-sponsored event.

It includes liquor liability as well. Property coverage provides for situations that damage the union headquarters or property.

Worker’s compensation protects the direct employees of the union. This includes those who work in the office, run the pension fund, and represent the workers.

Data Compromise insurance provides the funds to notify individuals and rectify the situation if the personal information in your records is stolen.

Excess coverage is similar to umbrella coverage. It adds an extra layer of protection to assist in any lawsuits that may be filed.

Union Liability is a specialized protection to protect labor organizations against legal claims due to hiring and firing such as sexism or civil rights violations.

If you are looking for personal auto insurance rates enter your ZIP code in the free box now to receive quotes from several companies,