Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 13, 2020

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Things to Remember...

  • Texas Select Automobile Insurance was a subsidiary of Vesta Fire Insurance Company
  • Texas Select and Vesta Fire were forced into rehabilitation in 2006 because of financial instability
  • Texas Select agents did not lose their licenses when the company was liquidated; they are still able to sell insurance

This auto insurance review looks at the Texas Select Automobile Insurance Company that was established in 1990. It was a subsidiary of Vesta Fire Insurance Company.

However, the company was forced into rehabilitation due to its financial instability. Its rehabilitator mandated that it no longer write insurance policies in 2006.

All policies were canceled in August of 2006. The company also began liquidation at this time.

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Texas Select Auto Insurance Policies

Texas Select offered personal automobile coverage for individuals in the states of Texas, Florida, Alabama, and Hawaii.

The automobile coverage included auto liability and auto physical damage, and the policies were custom designed for each client.

Texas Select offered benefits to its customers that qualified.

For example, you could bundle your coverage if you had Texas Select policies for other things besides automotive insurance.

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Texas Select Policyholders

Texas Select policyholders were required to seek new insurance policies due to the liquidation.

The Texas Department of Insurance assisted policyholders in obtaining new insurance policies and continue to do so, if necessary.

Any questions may be directed to the Texas Department of Insurance at (800) 252-3439 or on their website and

Refunds or partial refunds due to premiums paid may be reimbursed to policyholders.

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Texas Select Auto Insurance Claims

The Texas Property and Casualty Insurance Guaranty Association covers Texas policyholders and claimants when an insurance company fails.

TPCIGA communicates the status of the claims and policies and pays out monies due as necessary.

Information regarding TPCIGA’s involvement in Texas Select can be found at

Inquiry forms can be downloaded, filled out, submitted, and then reviewed for eligibility for payouts from TPCIGA.

Claims may take years to be paid out, depending on the classification of the claim.

Non-Texas residents should check with their state guaranty fund to see how funds are being paid out.

Texas Select Auto Insurance Agents

Texas Select agents do not lose their license when a company like Texas Select goes into mandatory liquidation. They are still able to sell insurance for active companies.

It is always unfortunate when a company is forced into rehabilitation and fails.

However, the state insurance department’s job is to protect the citizens. Insurance companies that are unstable cannot pay claims to its customers.

Thus, it is imperative that the state agency steps in and regulates the auto insurance company in any way necessary to protect the citizens.

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