Mendakota Auto Insurance Review

Mendakota offers various types of coverage, including auto insurance, and is an exclusive subsidiary of Brocker, Karns, and Karns. AM Best gave it a B- financial rating.

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Company Details


104 Chestnut Street

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Year Founded
AM Best Rating:
Company Rating 3 (1 review)

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates...

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Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance...

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Reviewed byDaniel Walker
Licensed Insurance Agent

UPDATED: May 29, 2020

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Things to Remember...
  • Mendakota Insurance is a subsidiary of Brocker, Karns, and Karns Insurance Agency
  • Mendakota offers a variety of personal lines of insurance including auto and homeowners
  • Mendakota also provides several different types of commercial insurance

A Mendakota Auto Insurance review leads to the Brocker, Karns, and Karns Insurance Agency of which Mendakota is an exclusive subsidiary. Mendakota does not have its own website.

Mendakota’s customers, claims, and business are all handled through Brocker, Karns, and Karns, and it is one of 21 companies that partner together to form this large insurance agency.

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Mendakota Auto Insurance Products

Mendakota, along with its sister companies, offers many insurance products. These policies can be purchased and customized according to your personal needs or the needs of your business.

Brocker Karns will match you with Mendakota or another auto insurance company that best fits your needs.

In essence, Brocker Karns is a broker for the 21 subsidiary companies it has contracted with.

Personal lines of insurance offered by Mendakota include:

  • Auto insurance
  • Homeowners insurance
  • Renters insurance
  • Umbrella coverage
  • Watercraft insurance
  • Motorhome insurance
  • Personal property insurance
  • Motorcycle insurance

Each line of insurance is backed by strong customer service and easy claim processing online, over the phone, or in person.

Commercial insurance sold by Mendakota includes property insurance, general liability insurance, business auto insurance, and workers compensation.

Other types of insurance offered by Mendakota are:

  • Farm and crop insurance
  • Life insurance
  • Health insurance
  • Retirement plans
  • Group insurance
  • Recreational insurance
  • Long haul truck insurance

Each of these insurances may or may not be covered exclusively by Mendakota.

Mendakota may pass the policy on to one of its sister companies who can better meet the insurance needs of the policy holder.

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Mendakota Financial Stability

One of the reasons that Mendakota became a part of Brocker, Karns, & Karns is because it was struggling on its own to establish consistent financial stability.

Independent rating company A.M. Best recently rated Mendakota with a B- or negative status. A negative status is assigned to companies that would not be able to sustain themselves in a suddenly fluctuating market.

A negative status does not immediately affect customers or policyholders but it could lead to the eventual shutdown of the company.

When Mendakota joined Brocker, Karns, & Karns, their goal was to increase its financial stability rating with A.M. Best and other rating companies.

The negative status has not been changed yet, but Mendakota continues to support customers and take on new clients in a variety of states.

Despite the lowered rating the company received, Mendakota continues to be in the $25 to $50 million range in assets.

However, it is important to note that assets alone do not determine the financial stability of a company. The company’s surplus capital and market value must be considered as well. A strong company has a positive showing in all these areas.

Once Mendakota implements the necessary changes to become more stable, A.M. Best will reevaluate the company’s status and upgrade the company’s rating.

Customers can continue to do business with Mendakota and feel confident that claims will be paid as they arise. Mendakota is backed by the Iowa Department of Insurance.

Mendakota Insurance Careers

Mendakota careers are through Brocker, Karns, and Karns. According to their website, they are always looking for agents and qualified individuals to become agents of the company.

They have offices in Anita, Council Bluffs, Atlantic, Avoca, Walnut, and Urbandale.

They offer a comprehensive benefits program for full-time agents as well as training in all different types of insurance.

Quarterly and yearly training opportunities help ensure that agents are up to date on the latest trends in insurance and can present their clients with the most choices.

With so many kinds of products offered in both personal and business lines of insurance, it is important to have agents who are knowledgeable and can specialize in certain types of insurance. 

To see what other companies have to offer in their auto insurance quotes and to start saving money today, enter your zip code in the free box now!



One Review

  1. Theron Hunt August 10, 2012

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