Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 19, 2020

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Company Details
Address: 250 Commercial St. Suite 5000
City: Manchester
State: New Hampshire
ZIP Code: 03101-1116
Phone Number: 603-656-2233
Website: http://www.cfins.com/
Year Founded: 1926
AM Best Rating: B++
Company Rating 0 (0 reviews)

Things to Remember...

  • Crum and Forster is a member of the Fairfax Group
  • The company offers specialty commercial insurance to very specific industries, accident and health insurance, sureties, and property and casualty insurance in Hawaii
  •  Fairmont Insurance Company also offers agriculture business industry, dealer operations, the energy industry, explosive contractors, the transportation industry, wine-related businesses, and the oil and gas industries

The Fairmont Auto Insurance review is a review of the Fairmont Insurance Company. The Fairmont Insurance Company is a member of the TIG Insurance Group.

The other companies that are members of the TIG Insurance Group are the Fairmont Premier Insurance Company and the Fairmont Specialty Insurance Company.

All of the Fairmont Insurance Company’s insurance policies are underwritten by Crum and Forster. Crum and Forster is a member of the Fairfax Group.

Compare the auto insurance rates of the leading auto insurance providers in your area today. Start by typing in your ZIP code now!

Fairmont Insurance Company Information

The Fairmont Insurance Company was originally named the Ranger Insurance Company. Fairmont Insurance is licensed to write insurance in all fifty states and sells insurance only through independent insurance agents.

The company offers specialty commercial insurance to very specific industries, accident and health insurance, sureties, and property and casualty insurance in Hawaii.

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Fairmont Insurance Company Auto and Home Insurance Products

Fairmont Insurance also has a special division in Hawaii. This special division offers personal, commercial liability, and workers compensation insurance through 20 separate independent insurance agents.

The personal insurance policies available from Fairmont Hawaii are home insurance, auto insurance, and dwelling fire insurance.

The home insurance policies offer coverage for personal property coverage, personal liability coverage, identity theft insurance, debris removal, and loss of use.

Fairmont Insurance also offers home insurance discounts for senior citizens and homes with alarm systems.

The auto insurance coverage includes:

  • property damage liability insurance
  • bodily injury liability insurance
  • collision insurance
  • comprehensive insurance
  • uninsured motorist insurance
  • underinsured motorist insurance
  • medical payments coverage
  • personal injury protection coverage which is also known as no-fault insurance
  • stereo equipment coverage

Bodily injury and property damage liability insurance both protect the driver when they are the cause of an auto accident.

Bodily injury insurance will cover the costs of medical treatments if someone is injured and funeral costs if someone dies.

Property damage insurance will pay for any vehicles or other property damaged in the accident.

Personal injury protection insurance pays a certain amount for personal injuries no matter who is at fault for the auto accident.

Uninsured and underinsured motorist coverage protects the policyholder when they are in an auto accident with a person that has either no insurance or not enough insurance and the accident is their fault.

This type of coverage also offers the policyholder coverage when they are victims of a hit-and-run driver.

Collision insurance pays for damage to a vehicle when it is in a collision with another car or a building, or when it is rolled.

Comprehensive insurance covers a vehicle when it is damaged by something other than a collision, like theft, fire, wind, vandalism, hail, or a riot.

Fairmont Insurance Company Other Insurance Products

The types of specialty and casualty business insurance available through the Fairmont Insurance Company are specialized for the agriculture business industry, dealer operations, the energy industry, explosive contractors, the transportation industry, wine-related businesses, and the oil and gas industries.

The agriculture business insurance offers coverage for feedlots packing grain elevators, fertilizer mills, chemical mills, biodiesel, farm stores, non-processed food, soybean oil processors, fruit businesses, nut businesses, vegetable businesses, and more

The energy coverage insures fuel, oil and lubricant, home heating oil, propane, petroleum distributors, welding supply dealers, and utilities like water and sewer and natural gas.

The coverage available for wine-related businesses includes property insurance for wine cave, leakage, stock, contamination, green building coverage, vines and trellis, property in transit, newly acquired buildings, mobile agriculture equipment, and off-premises properties.

The general liability insurance options under this plan include liquor liability coverage, wind drift and overspray, medical payments, tenant legal liability, and primary wording.

Other insurance options under this coverage include inland marine coverage, worker’s compensation insurance, umbrella coverage, professional liability insurance, and more.

Fairmont Insurance also offers medical and special risk insurance.

The medical insurance offered includes employer stop-loss insurance, HMO reinsurance, limited medical insurance, organ transplant insurance, and medical excess reinsurance.

The special risk insurance is available for collegiate sports, pet accident and sickness, group travel, retail travel, and college accident and sickness.

Fairmont Insurance only offers auto insurance in the state of Hawaii. To find the best auto insurance rates in your area enter your ZIP code into the free search tool located below!

References:

  1. http://www.cfins.com/
  2. http://www.cfins.com/claims/auto-physical-damage-claims/
  3. http://www.cfins.com/products/
  4. http://www.cfins.com/about-us/
  5. http://www.cfins.com/accident-health/specialty-risk/