Auto Club Auto Insurance Review (2020)

AAA started as a travel assistance company but now provides services for other automobile-related services, including auto insurance. Enter your ZIP to compare auto insurance quotes now.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Oct 10, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • AAA has different branches based on where a customer lives
  • AAA members receive a discount on auto insurance policies
  • AAA connects its members to contracted insurance companies

A review of Auto Club Auto Insurance leads to your local branch based on where you live. For this researcher, it leads to the Automobile Association of American, better known as AAA, website.

American Automobile Association (AAA) has over 50 clubs connected to the household name in travel. This auto insurance review looks at the following:

  • getting quotes
  • filing claims
  • finding work with this provider

Started as a travel assistance company, AAA has since expanded to include many other automobile-related services including insurance. The first place to start is with a quote from the company.

To compare AAA with other auto insurance quotes, enter your ZIP code now!

How do I get a quote from AAA?

AAA  is not an insurance company in and of itself. Instead, it serves as an insurance broker of sorts to connect its members to highly-rated insurance companies.

The fact that you are a member of AAA is what will get you a lower-priced quote than non-members would receive.

You can receive a quote from AAA the following ways:

  • enter information online
  • come to an office in person
  • ask for a quote over the phone

You will then receive quotes from up to six companies that have already been tested and tried by AAA and found to be highly recommended insurance companies.

Pre-negotiated discounts are then given from these companies based on your AAA membership.

If at any time you drop or do not renew your AAA membership, your auto insurance rates will increase because you will no longer be eligible for the discount.


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Auto Club Claims

Since AAA is not an insurance company and only serves to facilitate discounts on insurance for its members, auto insurance claims cannot be filed directly with AAA.

When an insurance policy is purchased through AAA, the customer chooses an independent insurance company to purchase a policy through.

Once a policy is purchased, the independent company is the contact point for any questions, claims, payments, or changes to a policy.

AAA South does have a list of all the claim phone numbers and fax numbers for the independent companies as a reference for its members.

However, members need to refer to the underwriting company itself to understand the exact claim filing procedure.

When filing a claim, you will need to provide the insurance company with the following information:

  • your policy number
  • the date and time of the incident
  • the specific details of the incident
  • any policy report information
  • pictures of the damage
  • in some cases, an estimate of the cost of repairs or replacement

Be sure to gather all the necessary information before calling to file your claim. This will save you time and in some cases, money.

Auto Club Auto Insurance Careers

AAA customers are spread across three states and two territories, so it is important to have a common tie between the employees that are located in all of these areas.

The common tie is customer service and continuing career training. Currently, there are over 3,000 employees making things happen for AAA; however, there is a need for even more employees.

Jobs in insurance sales, travel agents, membership, fleet service technicians, sales, management, and customer service are always available due to the constantly growing requests for more policies.

Since AAA offers insurance along with travel assistance, roadside assistance, and numerous discounts, the demand for memberships increases every year.

Becoming a full-time employee of AAA South provides you with a full benefits package.

Enter your ZIP code now to compare auto insurance rates from other companies before deciding is that an Auto Club auto insurance branch is right for you.



One Response

  1. Lavar Peoples March 11, 2021

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