Apex Auto Insurance Review (2020)

Looking at Apex auto insurance? They offer personal & business insurance for auto, home, life, health, umbrella, liability, and worker's compensation.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 21, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 111 West Jackson Blvd. Suite 1502
City: Chicago
State: IL
ZIP Code: 60604
Phone Number: 312-922-7850
AM Best Rating: None
Company Rating 0 (0 reviews)

Things to Remember...

  • Apex is an independent insurance agency which sells all types of insurance
  • Apex sells personal and commercial insurance products to both individuals and companies
  • Apex only provides insurance products in a few states including Illinois, Georgia, and Wisconsin

Apex Insurance Agency International, Inc. in an independent insurance agency located in Naperville, IL.

Apex only serves the citizens of Illinois, which is where their only office is located and has no plans to expand to any other states.

There are many benefits to using an independent insurance agency instead of buying insurance directly from an insurance agent.

The biggest benefit is that they will compare quotes for you with several agencies so that you can choose the option with the lowest rate.

Another benefit is that companies like this one sell more than just auto insurance. You can also purchase the following options:

  • homeowners insurance
  • business coverage
  • hotel coverage
  • restaurant insurance
  • flood insurance

The downside to using Apex or other independent agencies is that you are only able to get quotes and services from the insurance companies that they are licensed to sell products with.

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Apex Auto Insurance Companies

In the case of Apex, this is an independent agency that sells products from 11 companies.

These companies include:

  • Travelers
  • Hartford Insurance Company
  • Harleysville Insurance
  • Zurich
  • AMC
  • Utica National Insurance Group
  • Fidelity National Insurance Company
  • Progressive
  • First Chicago Insurance
  • Infinity Insurance
  • John Alden
  • Aflac
  • Bristol West

The products that they sell are geared for both individuals and companies and include both commercial and private auto insurance options.

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Apex Auto Insurance Claims

In many cases, when you use an independent insurance company, when it comes time to file a claim, you do so directly with your insurance company rather than your independent agent.

While you do have the option of doing that when you use Apex, you can also choose to file a claim directly on their website or with your agent.

The benefit to doing this is that your agent works for you, not the insurance company, which means that they will advise you on the best course of action regarding your claim.

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Apex Auto Insurance Customer Service

There really isn’t a lot of buzz about Apex online. There are no complaints registered against this company, however, there are no compliments about this company either.

They are not rated with the Better Business Bureau.

Apex’s customer service is pretty much an online experience. While you can contact your agent during regular business hours, you will need to use their online forms after business hours or you will need to wait until the next business day.

If you have an accident on a weekend, you will want to fill out a claim form, but you may want to contact your insurance company directly if you want a quick turn around on your services.

How do I get a quote from Apex Auto Insurance?

Unfortunately, Apex’s quote option is lacking as well. With most insurance companies and even independent agencies offering quote tools on their websites for, at least, auto insurance quotes, it is surprising to find a site that requires you to fill out a form rather than use a quote tool.

Apex does not give any indication of how long it will be before you hear back from them regarding a quote.

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  1. https://www.apexinsurance.com
  2. https://www.thehartford.com/
  3. https://www.uticanational.com/Insurance/index.aspx
  4. https://www.aflac.com/individuals/default.aspx
  5. https://bbb.org

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