Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 28, 2020

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Company Details
Address: P.O. Box 717
City: Graham
State: North Carolina
ZIP Code: 27253
Phone Number: 855-999-0049
Year Founded: 1892
AM Best Rating: A
Company Rating 0 (0 reviews)

Things to Remember...

  • Alamance Insurance offers commercial general liability coverage and garage liability coverage
  • Alamance Insurance has a high rating from AM Best, but they are still a relatively new company in the industry

Alamance Insurance Company is part of the larger insurance company, Burlington Insurance Group, Inc., and Guilford Specialty Group.

Other members of this insurance family include The Burlington Insurance Company, Guilford Insurance Company, and First Financial Insurance Company.

Alamance is not an auto insurance specialist, but rather a company that provides a myriad of insurance services like:

  • Auto
  • Boat
  • Home
  • Health
  • Business
  • Airplane

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Alamance Auto Insurance Company Background

The company is formally registered as a fire and casualty insurance provider.

The company’s headquarters are in Burlington, North Carolina. As stated previously, Alamance is part of a larger insurance conglomerate.

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Alamance Auto Insurance Coverages

While the company does provide both commercial general liability and garage liability as their two types of vehicle insurance plans, the company’s mainstay is with the following types of coverages:

  • Special Events
  • Farm liability
  • Liquor liability
  • Inland Marine
  • Primary General Liability
  • GSG applications
  • Package Property
  • General liability

Commercial General Liability Coverage

This coverage is geared primarily for the everyday homeowner, homeowner associations, restaurant and food service businesses, commercial property owners, and any sort of trade service provider or manufacturer type of business.

Alamance is not a cookie-cutter service but prides itself on being able to craft the perfect liability coverage depending on a client’s needs and legal requirements.

Moreover, the company is able to provide extremely competitive premium rates bases upon their risk assessment analysis which takes into account issues like depreciation of the property or structure, as well as the value of a company’s or homeowner’s products compared to others in like scenarios.

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Garage Liability Coverage

While this coverage is not available in all areas, the overall focus of this coverage is on owners of used-car dealer businesses or franchises, as well as non-dealer garage service businesses.

This coverage is perfect for weekend warriors who have a need for speed or an overall affinity to motorized vehicles that are not ridden on a regular basis and may be in storage seasonally. Owners may be wondering how they can get a discount on auto insurance if their car is in storage. Here are the following types of motorized vehicles would be apt to use this form of insurance coverage:

Owners of the following types of motorized vehicles would be apt to use this form of insurance coverage:

  • Motorcycle, choppers, three-wheeler
  • Recreational Vehicles (RVs)
  • Sports utility vehicles (SUVs)
  • Dealer pickup trucks
  • Private passenger cars

This coverage would also be perfectly fit for these following auto service type of shops:

  • Tires
  • Repair shops for RVs, trucks, motorcycles, and automobile
  • Oil and lube changing service providers
  • Full-service car washes and automobile detailing providers
  • Paint and body service stations

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Alamance Insurance Company Conclusion

AM Best rates Alamance Insurance as an A (Excellent) company, falling among the companies who are in the $250 to $500 million financial sectors.

While Alamance is overall ranked highly, it’s good to note that the insurance provider has not been in the industry for a considerable amount of time, and thus both their longevity and marketability is still a question mark.

Moreover, the company has not yet to follow a particular insurance niche, which may be able to lead them out of the shadows and into the light of this cluttered insurance market.

While the overall state of Alamance is solid, they still need to find their way through this labyrinth of other auto insurance companies and general insurance carriers and products and find a unique marketing slant that will set them apart from the hundreds of other choices out there.

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