Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 24, 2020

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • A.M. Best ranks Amica and Auto Owner’s Insurance Group as the top car insurance companies.
  • Observing what the top companies are doing right can give you insight on what to look for in your search of auto insurance.
  • Lastly, there are various payment options available to you, so you shouldn’t have to worry about how you will afford this quality insurance coverage for you and your family.

If we use the A.M. Best’s ranking for car insurance companies, then we come up with two finalists: Amica and Auto Owner’s Insurance Group.

Both companies are ranked with A++ ratings for financial strength with A.M. Best. Additionally, they are both graded A++ in regards to long term insurance credit ratings.

But when looking closely at these ratings, one sees that while Amica is a behemoth in nearly all segments of the insurance landscape, it does not have as high of marks as Auto Owners does in regard to purely auto insurance.

To delve deeper into how and why Auto Owner’s Insurance is the #1 ranked auto insurance provider in the world, let’s find out more about this impressive company. Observing what companies are doing right can help you in your search for other companies.

Enter your ZIP code in our FREE online tool to start comparing rates!

What awards has Auto Owner’s Insurance won?

While each of these phenomenal companies is rated highly by A.M. Best, many companies have also won some coveted awards and recognition by various financial and consumer associations. Auto Owner’s has won the following awards:

  • J.D. Power and Associates Highest in Customer Satisfaction with the Auto Insurance Claims Experience. J.D. Power and Associates analyzes the business and everyday consumers’ opinions and perceptions, and grades a company on these factors.
  • Demotech An “A” unsurpassed rating. Since 1985, Demotech has prepared Financial Stability Ratings (FSRs) and providing actuarial services to numerous insurance organizations.
  • Ward Financial Group Top 50 ranking for insurance companies with outstanding financial results. Ward is a top provider in measuring, analyzing and performing best practices research assessments for insurance providers.
  • Weiss Rating, Inc Rated A. Since 1989, Weiss Ratings has issued Financial Strength Ratings (FSRs) on over 11,000 companies and institutions, ranging for finance, banks, and all sectors of the insurance industry.
  • Fortune 500 Member Fortune is global financial magazine owned by Time Inc. in 1930. Every year it lists the top 500 U.S. companies by their gross revenue.

Free Auto Insurance Comparison

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Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

What is the history of Auto Owner’s Insurance?

Auto-Owners Insurance is the biggest property and casualty insurance company residing in the state of Michigan.

Auto-Owner’s began humbly in one room of a bank institution in 1916 in Mt. Pleasant, Michigan with absolutely no capital whatsoever.

In 1917, the founder of Auto-Owners, V.V. Moulton took his tiny business that was only a book of policyholders’ names and their assets worth less the $200, and moved the business to Lansing, Michigan.

How convenient is Auto-Owner’s Insurance?

If you live in one of the 26 states where Auto Owner’s writes insurance, then you have a bevy of information and availability at your finger tips.

First off, there are 37,000 independent agents in over 6,100 agencies across these 26 states that provide Auto-Owner’s Insurance.

And with 75 claims offices across the country, your claims will not be log-jammed like they would be with some other insurance providers.

Lastly, there are various payment options available to you, so you shouldn’t have to worry about how you will afford this quality insurance coverage for you and your family.

Start comparing rates by entering your ZIP CODE below!

References:

  1. http://www.amica.com/en.html
  2. http://www.auto-owners.com/
  3. http://ambest.com/
  4. http://www.jdpower.com/
  5. http://www.demotech.com/
  6. http://www.wardfinancial.net/
  7. https://www.weissratings.com/
  8. http://fortune.com/fortune500/
  9. http://www.auto-owners.com/corporate-information/history