Nationwide SmartRide Review (2021)

Today, we're going to be covering. Nationwide SmartRide Auto Insurance. This are small telematics devices that you'll have shipped to you. You put it in your vehicle and it monitors your driving behaviors, keeping an eye out for behaviors like hard braking, fast acceleration, and nighttime driving. After it analyzes your driving behaviors for about six months, you'll receive an applicable discount.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Nationwide SmartRide is a small device that you put in your car
  • This device will monitor your driving habits for a period of about six months
  • To get the device, one must have an insurance policy with Nationwide

Today we’re going to be going over Nationwide SmartRide. We’ll go over what it does for you, how to get it, and other ways to save money. We’ll start off by explaining just what SmartRide by Nationwide is.

If you’d like to learn more about Nationwide as an auto insurer, read our Nationwide Auto Insurance Review, but if you’re interested specifically in the SmartRide app, you are in the right place.

Get a start on finding affordable auto rates insurance quotes by typing your ZIP code into our free and helpful tool above.

What is Nationwide SmartRide?

Nationwide SmartRide: what is it and how does it work? This is a device that analyzes your driving behavior and formulates a comparable participation discount at enrollment to offset the cost of your coverage.

Those who sign up will be sent a little device to plug into your automobile for a period of at least four and up to six months. After this period of the device analyzing your driving, you’ll be awarded for being in the calculated discount program.

Let’s take a look at a video that will shed some further light on Nationwide SmartRide.

How do you get this device? You simply go to and enroll. From that point, they will ship the small device to you within a period of 10 days.

Nationwide even has a tutorial video for SmartRide installation. All you have to do is plug it into the Onboard Diagnostics (OBD-II) port in your vehicle.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

What about my driving will SmartRide record?

The small SmartRide device actually monitors several aspects of driving trends. Let’s take a look at a list.

  • Total Miles Driven
  • Hard Braking
  • Fast Acceleration
  • Time Spent Idle
  • Nighttime Driving

These are the only elements in your life that the insurance company will be monitoring, so don’t worry about “being tracked.” While you most likely will receive an excellent average discount, if you’re not fully satisfied with the product, you can stop using it. If you decide to look for your coverage selections elsewhere, learn to cancel Nationwide coverage.

Let’s move on to eligibility for Nationwide SmartRide.

Who is eligible for Nationwide SmartRide?

Who is allowed to get the SmartRide? First off, the individual must, of course, be a customer of Nationwide. Secondly, Nationwide customers must have a vehicle manufactured in or later than 1996.

Really, that’s it. Nationwide customers think this is something that is well worth getting. If you’re considering a switch to Nationwide, inform your agent of your driving history and perhaps they can give you an estimate of how much SmartRide will save you.

Ready to buy auto insurance? Get a start on finding affordable auto insurance rates from multiple insurers by typing your ZIP code into our free and helpful tool below and compare rates now.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption