Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 17, 2020

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Company Details
Address: 12641 166th Street
City: Cerritos
State: CA
ZIP Code: 90703-2101
Phone Number: 562-926-6163
Website: http://www.meadowbrookagency.com/
Year Founded: 1985
AM Best Rating: A-
Company Rating 0 (0 reviews)

Things to Remember...

  • Williamsburg National is a wholly-owned operating company of the Meadowbrook Insurance Group and was acquired by the parent company in 1997
  • Williamsburg National Auto Insurance Review takes a look at Cerritos, California-based Williamsburg National Insurance Company
  • Williamsburg National helps small and medium-sized companies, associations, and self-insured businesses manage higher than normal levels of risk

This Williamsburg National Auto Insurance Review takes a look at Cerritos, California-based Williamsburg National Insurance Company.

Williamsburg National is a wholly-owned operating company of the Meadowbrook Insurance Group and was acquired by the parent company in 1997.

Williamsburg National joins sister companies Savers Property & Casualty Company, Star Insurance Company, and Ameritrust Insurance Corporation in writing various specialty property & casualty, excess & surplus, and customized insurance products for high-risk customers.

If you drive an automobile, buying auto insurance isn’t an option—it’s a requirement. Compare your auto insurance rates with auto insurance quotes from competitive insurance companies by entering your ZIP code above.

Williamsburg National Contact Information

The corporate address of both Williamsburg National and Meadowbrook Insurance Group is:

26255 American Drive
Southfield, Michigan 48034-6112
Phone: 248-358-1100
Toll-free: 1-800-482-2726

For claims, policyholders can call 1-800-825-9489.

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Williamsburg National Overview

Williamsburg National helps small and medium-sized companies, associations, and self-insured businesses manage higher than normal levels of risk.

Williamsburg National provides a variety of insurance products and services to help clients manage risk, including reinsurance brokerage; risk consulting; insurance management; and claims/administrative support.

The company sells products and services through a national network of independent insurance brokers and agents and provides retail agency operations support to the network.

California clients generate most of the company’s auto insurance premiums (about 35 percent of the company’s gross revenues are generated in that state). Clients in Florida and Texas combine to deliver approximately 15 percent of Williamsburg National’s revenues.

Parent company Meadowbrook diversifies revenues by combining commission-based products and programs, fee-for-service products, and underwriting revenues.

The company also employs a regional strategy to create strong customer relationships and retention. Meadowbrook’s corporate strategy includes insurance asset diversification.

According to the company’s website, Meadowbrook’s strategy allows it to use higher levels of leverage when needed for client benefits.

For example, the company offers commercial auto insurance and multi-peril insurance lines in California and its Southeastern markets.

Fee-for-service programs find interest from Northeast and Midwest clients. Umbrella liability policies attract clients in the state of Texas.

Williamsburg National Insurance Company Financial Information

Williamsburg National’s parent company, Meadowbrook Group, generated gross sales of $750.07 million during fiscal year 2010. The company’s one-year sales growth (2010 vs. 2009) was 19.51 percent.

Net income rose to $59.72 million for 2010, increasing about 13.43 percent year-to-year. The company has total financial assets of approximately $2.18 billion and a market value of approximately $538.08 million.

According to Dun & Bradstreet, Meadowbrook Group is considered a medium risk vendor.

By selectively managing the company’s risk portfolio, the company’s revenues have shown a consistent increase for the past three years. Both gross and net written premiums have also increased during the period.

Avoiding start-up insurance programs or assuming risk of unproven partners helps Williamsburg National and its parent company to manage high-risk insurance portfolios.

Several financial analysts point to concerns about Williamsburg National and parent company Meadowbrook Group’s high-risk client strategy.

Insuring high-risk clients requires constant monitoring of financial conditions to ascertain adequate capital resources.

Williamsburg National Insurance Competitive Markets

The company competes most directly with specialty insurer W. R. Berkley, American Financial Group, and the Travelers Companies. Williamsburg National competes with:

    • American International Group
    • Alliant
    • Markel

Sedgwick Claims Management

  • Specialty Underwriters Alliance
  • XL Group
  • Delphi Financial Group

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Williamsburg National Insurance Careers

According to the parent company’s website, the Meadowbrook Group employs more than 950 people.

Current opportunities for auto insurance and risk management professionals are posted on the company website.

The company has offices in Bermuda and the U.S. Interested prospective candidates may submit a resume as an indication of interest in employment through the company’s website.

If you don’t check your auto insurance rates every year, you could be paying too much for auto insurance. Get a variety of auto insurance quotes now by typing in your ZIP code below.

References:

  1. http://www.meadowbrookagency.com/
  2. http://www3.ambest.com/ratings/entities/CompanyProfile.aspx?ambnum=524&URatingId=1877562&bl=0&AltSrc=9&PPP=&AltNum=0&Ext_User=&Ext_Misc=&Portal=0&Site=
  3. https://www.phly.com/rms/
  4. http://www.iii.org/fact-statistic/auto-insurance
  5. https://www.allstate.com/tools-and-resources/personal-umbrella-policy/whats-umbrella-insurance.aspx
  6. http://www.dnb.com
  7. http://www.aig.com/