Western National Auto Insurance Review

Western National auto insurance sells policies in 10 states. These options include liability, collision, and comprehensive coverage. Enter your ZIP below to compare auto insurance quotes.

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Company Details

Address:

5350 West 78th Street

City:
Edina
State:
Minnesota
ZIP Code:
55439
Phone Number:
(952) 835-5350
Year Founded
1900
AM Best Rating:
A Excellent
Company Rating 0 (0 reviews)

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates...

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Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance...

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Reviewed byDaniel Walker
Licensed Insurance Agenthttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/aiorg-live/d98a9f52-daniel-walker.png

UPDATED: Apr 18, 2020

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • Western National Auto Insurance is part of the Western National Insurance Group
  • Western National was founded in 1900 and was originally known as Mutual Creamery and Cheese Factory Fire Insurance Company of Minnesota
  • Western National is a privately owned property and casualty insurer that offers several types of insurance policies

Western National is a privately owned property and casualty insurer that offers several types of insurance policies to customers in the Midwest, Northwest, and Southwest regions of the United States.

Do you live in the Eastern U.S.? Find insurance providers in your area. Click here and enter your ZIP code above to compare auto insurance quotes from local providers.

Western National History

Western National was founded in 1900 and was originally known as Mutual Creamery and Cheese Factory Fire Insurance Company of Minnesota. It was developed to serve the growing creamery and cheese industry in the area at that time.

In 1915, that name was changed from Fire to Liability Insurance Company to reflect the fact that they now protected companies in terms of their liabilities in addition to losses due to fire.

The Western National Group grew in 1925 when the first subsidiary was formed as the Mutual Creamery and Cheese Factory Tornado Insurance Company of Minnesota.

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Western National Insurance Today

Western National Auto Insurance is part of the Western National Insurance Group which also includes:

The name finally became Western National in 1970 as the company began servicing private individuals and companies in other states. Western National continued to grow over the years.

In recent times, from 2007-2010, the company acquired several new acquisitions which were added to the insurance group to allow them to serve a wider variety of clients.

Today Western National remains committed to old fashioned values.

Despite their growth, they try to keep their local appeal through the continued use of independent insurance agents to market their policies, an idea that has been in place since 1955.

This commitment to its customers has helped the company to be what it is currently with assets now totaling over $650 million.

How do I contact Western National auto insurance?

Western National’s customer service hours are Monday through Friday from 7:30 am to 4:30 pm Central Standard Time.

You can reach the company with any questions you may have via mail or phone.

Address: 5350 W. 78th St.
Edina, MN 55439

Phone Number: (952) 835-5350
Toll-Free: (800) 862-6070

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Western National Auto Insurance Coverage

Western National Auto Insurance policies are available in 10 states including:

  • Washington
  • Oregon
  • Nevada,
  • Utah
  • North Dakota
  • South Dakota
  • Minnesota
  • Wisconsin
  • Illinois
  • Iowa

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Western National’s Promise

Western National is also unique in that it offers a “No Surcharge Promise.” This means that you will never pay a higher rate as a result of auto accidents or traffic violations.

Western National’s auto policies offer several options which include:

  • Property Damage Liability
  • Personal Injury Protection
  • Medical Payments Coverage
  • Uninsured/Underinsured Motorist Protection
  • Collision Coverage
  • Comprehensive Coverage
  • Rental Reimbursement
  • Towing and Labor
  • Full Glass Coverage
  • Audio, Visual, and Data Equipment Coverage
  • Auto Loan/Lease Coverage
  • Highway Emergency Loss Protection (called HELP)

Western National Commercial Auto Insurance

Western National also offers commercial auto insurance plans for businesses of various sizes. Standard coverage for these plans includes the following:

  • Bodily Injury and Property Liability
  • Personal Injury Protection
  • Medical Payments
  • Uninsured/Underinsured Motorist Protection
  • Comprehensive Coverage
  • Collision Coverage

Western National Insurance Alternative Plans

Western National also offers several types of insurance plans in addition to auto insurance coverage. Not all plans are available in all states so you should contact the company or an independent insurance agent to determine if the plan you are interested in is available in your area.

Not all plans are available in all states so you should contact the company or an independent insurance agent to determine if the plan you are interested in is available in your area.

Additional types of plans include:

  • Business
  • Dwelling Property
  • Home/Condo/Renters
  • Recreational Vehicles
  • Surety Bonds
  • Umbrella Coverage
  • Island Marine
  • Workers Compensation

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Western National Insurance Claims

If you are already a customer with Western National and need to file a claim you should do so as soon as possible. The first step that is recommended is to report the claim directly to your independent insurance agent who can guide you through the claims process.

The first step that is recommended is to report the claim directly to your independent insurance agent who can guide you through the claims process.

You can then contact Western National via one of the following methods:

Mail to:

Western National Insurance
Attention: Property and Casualty Claims
P.O. Box 1463
Minneapolis, MN 55440-1463

Phone: (800) 862-070 Ext. 7164
Fax: (888) 862-6068

There is also an online form you can complete which is available on the company’s website. Finally, you can email your claim to pcclaims@wnins.com.

Be aware that some types of claims, such as auto glass coverage, have separate contact information so it is helpful to visit the website first to make sure you are contacting the correct department for the claim you are filing.

Get auto insurance quotes from companies in your local area. Simply click here and enter your ZIP code below to begin comparing rates today!

References:

  1. http://www.wnins.com
  2. http://www.wnins.com/about/history.shtml
  3. http://www.bloomberg.com/research/stocks/private/snapshot.asp?privcapId=79603460
  4. http://www.bloomberg.com/research/stocks/private/snapshot.asp?privcapid=60446157
  5. https://www.nationwide.com/personal-injury-protection.jsp
  6. https://www.esurance.com/info/car/uninsured-and-underinsured-coverage
  7. https://www.progressive.com/claims/glass-repair/
  8. http://www.wnins.com/resources/personal/Individuals%20and%20Families/endorse_help.shtml
  9. https://www.esurance.com/info/car/bodily-injury-and-property-damage-coverage


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