Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 14, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • Western Indemnity was placed into permanent receivership and is no longer in business
  • Western Indemnity was unable to stay solvent and was forced into receivership by the Texas Department of Insurance
  • Comparing free insurance quotes with our tool makes finding insurance quotes simple and fast

This Western Indemnity Auto Insurance Company Review explores the Western Indemnity Insurance Company, which is now in receivership.

The company was placed in permanent receivership on August 8, 2003.

Type in your home location zip code to request fast, free, and competitive auto insurance quotes!

Western Indemnity Auto Insurance State Guaranty Funds

Most states maintain guaranty funds to assist policyholders in the repayment of insurance claims submitted to financially distressed insurance companies.

Each state’s law details the insurance lines covered by guaranty funds and determines the dollar limits of the fund. Individual policyholders and beneficiaries may submit unpaid claims to the guaranty funds.

Individuals with questions about a state insurance guaranty fund should contact their state insurance department for details.

Before purchasing new insurance coverage, contact your state insurance department to inquire about financial information and unresolved customer complaints of the insurance carrier.

Free Auto Insurance Comparison

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Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Western Indemnity Auto Insurance and Texas Insurer Receivership Act 443

Texas Insurance Code AA, Chapter 443, outlines the Insurer Receivership Act and Title 4 Regulation of Solvency and Delinquent Insurers.

The law defines the powers granted to the insurance commissioner in the event of an insurance company insolvency. 

The SDR’s duties to the insurance company in receivership include protection of the company’s insured policyholders and their interests.

Claimants and creditors’ demands must be evaluated and the needs of the general public must be considered.

Auto insurance companies facing potential insolvency don’t always raise policyholder rates.

Comparing auto insurance rates won’t only offer the potential for monetary savings.

Identifying a weak insurance company by comparing your auto insurance rates is a benefit of receiving competitive quotes. Start now by entering your zip code!