United Financial Auto Insurance Review

United Insurance and Financial does not sell auto insurance. It's a brokerage that focuses on employee benefits. It is only licensed to sell in Florida.

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Company Details

Address:

11767 S. Dixie Highway #105

City:
Pinecrest
State:
Florida
ZIP Code:
33156
Phone Number:
305-592-6161
Year Founded
1997
AM Best Rating:
Company Rating 0 (0 reviews)

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates...

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Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance...

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Reviewed byDaniel Walker
Licensed Insurance Agenthttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/aiorg-live/d98a9f52-daniel-walker.png

UPDATED: Apr 27, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...
  • United Insurance and Financial does not sell auto insurance
  • United Insurance and Financial is only licensed to sell in Florida
  • United Insurance and Financial is a brokerage that focuses on employee benefits

A review of United Financial Auto Insurance leads to United Insurance and Financial, a company with 14 years of experience in Florida.

United Insurance is an independent insurance agency that acts as a broker for its clients.

Having contracted with several companies including Aetna, Aflac, AvMed, Principal Financial Group, Prudential, and United Healthcare, they offer their clients a variety of insurance choices.

Using our FREE comparison tool, compare insurance rates for several companies now!

United Insurance and Financial History

Founded by Frank Garcia in 1997, United Insurance is licensed to sell insurance in the state of Florida and specifically targets Palm Beach, Broward, and Dade counties.

Through the contracted insurance giants that they work with, United Insurance finds employee benefit packages that work for the particular industry their client is a part of.

They have thousands of clients in the manufacturing, retail, medical, hotel, government, and non-profit industries.

Each of these industries has specific needs that are addressed individually by customer service representatives before policies are written.

There is not a one-size-fits-all policy, which is why United Insurance has contracted with so many different carriers.

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United Insurance and Financial Insurance Products

United Insurance likes to say that they offer services, not products because they are not the ones directly selling the insurance products to the client.

The client uses United Insurance as a time-saving way to find all their insurance needs from insurance carriers with proven records and strong financial standing.

United Insurance’s categories of services include health insurance, life insurance, dental insurance, disability insurance, and supplemental services.

The type of policy that you choose will depend on how many employees you have, how much you have in the budget to spend on health insurance for your employees, and what service providers are in your area.

None of these services are provided to individuals.

However, they are provided to employers who then pass these benefits on to their employees:

  • Available health insurance options are HMOs, POSs, PPOs, HSAs, RHAs, temporary insurance and partially funded health insurance
  • Life insurance options include term life insurance, permanent life insurance, survivorship life insurance, and life insurance specifically for those over the age of 50
  • Dental insurance includes DMOs, DPOs, and Indemnity
  • Disability insurance covers expenses and loss of income for short-term or long-term disabilities that are not foreseen

United Insurance and Financial Products

The financial services offered by United Insurance are top notch and come from years of research in a changing market.

For retirement packages, United Insurance offers:

  • SEP-IRAs
  • Simple-IRAs
  • 401(k)s
  • Integrated 401(k)s
  • Self-employed 401(k)s
  • Qualified pension and profit-sharing retirement options

They also provide a list of services and products through their providers that are exclusive to executives such as executive bonus plans, buy-sell agreements, estate preservation, stock redemption, and golden executive bonus arrangements.

United Insurance also offers Estate Preservation Packages. Protecting your estate means that the people you want to benefit from your hard work and planning do indeed benefit.

Estate Preservation services include estate and gift taxes, basic estate preservation, and distribution of assets as directed by your will.

If you are looking for personal auto insurance, you can compare auto insurance rates by entering your zip code in the free box now!

References:

  1. http://www.unitediii.com/
  2. https://www.thebalance.com/what-is-an-independent-agent-527051
  3. http://www.unitediii.com/services.html
  4. http://www.investopedia.com/terms/v/variable-survivorship-life-insurance.asp
  5. http://guides.wsj.com/personal-finance/retirement/what-is-a-401k/


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