United Community Auto Insurance Review (2020)

United Community Insurance is owned by United Community Bank of Minnesota and offers a complete line of personal insurance products such as home, life, and auto insurance.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 17, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 301 West Main St
City: Perham
State: MN
ZIP Code: 56573
Phone Number: 218-346-9776
Year Founded: 1934
Company Rating 0 (0 reviews)

Things to Remember...

  • United Community Insurance Agency operates as an independent insurance agency
  • United Community Insurance Agency is wholly-owned by the United Community Bank of Minnesota
  • United Community Insurance Agency focuses on offering personal lines of insurance products

This United Community Auto Insurance Company Review explores the basics of the United Community Insurance Agency of Perham, Minnesota.

Independent insurance agents broker products and services of insurance companies. They earn commissions by marketing and selling insurance policies for insurance carriers.

The company helps clients to identify a variety of insurance companies providing products and services to suit their needs.

The United Community Insurance agents then help clients get attractively-priced auto insurance rates.

Comparing your auto insurance rates with quotes from other insurance companies can save you money!

United Community Bank History

The United Community Bank was originally chartered in 1911. The first headquarters office was located in Bertha, Minnesota, and then the company moved to Perham in 1934.

The Frazee office was opened in 1995. A third office was opened in the Dean’s Country Market store in May 2007. The bank celebrated its first century of service in 2011.

The Perham headquarters occupies a building that was originally constructed in 1897.

Another privately-owned bank, known as The Bank of Perham, was owned by a resident named Dorothy Ryan. By 1908, the bank was state-chartered as The State Bank of Perham.

The bank became insolvent during the Great Depression in 1932.

In 1934, the Farmers State Bank moved from Bertha, Minnesota to Perham, Minnesota and changed its name again to become Perham State Bank, and in 1977, the bank became known as United Community Bank.

United Community Bank believes that offering a full range of financial services, including auto insurance, helps to grow the bank’s assets and reputation.

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United Community Insurance Company Agents

United Community Insurance Agency helps customers manage the risks of owning autos, homes, and other personal property.

The company focuses on personal insurance lines and aims to treat each customer to exceptional community-based customer service.

United Community Insurance Agency employs three agents in two locations, Perham and Frazee, Minnesota.

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United Community Insurance Company Products and Services

UCIA offers customers a wide choice of auto insurance and property & casualty insurance carriers including:

  • Dairyland
  • Insurance Facilities
  • North Star Mutual
  • RAM Mutual
  • State Fund Mutual
  • Allied
  • Progressive
  • Minnesota Fair Plan
  • Oscar Parke Mutual

Customers may receive additional auto insurance rate discounts by insuring auto, home, and other personal assets with one insurance company.

A record of safe driving, taking a safe driver course, installing anti-theft devices or equipment, and getting good grades also can help save money on auto insurance rates.

United Community Insurance Company and United Community Bank

The United Community Bank focuses on the needs of the community and offers financial products and services for businesses and individuals.

According to the bank website, UCB prides itself on exceptional customer service. The bank believes that responsiveness to its customers strengthens the community.

Investors may access investment products and services through the Investment Centers of America, Inc.

Investment Centers of America holds licenses to sell securities and insurance products in the states of Minnesota, Iowa, Colorado, Arizona, North Dakota, Alaska, and Florida.

Customers of the bank may search through a range of products and contacts through the company website.

Online banking and access to other services are available via the website on a 24-hour basis.

It’s a good practice to compare your auto insurance rates with new auto insurance quotes at least once a year. Request savings information by providing your ZIP code in the box below!


  1. https://unitedcommunityinsurance.com/
  2. https://www.thebalance.com/what-is-an-independent-agent-527051
  3. https://www.ucbankmn.com/about/history-timeline
  4. https://www.investopedia.com/terms/p/personal-insurance-lines.asp
  5. https://www.investmentcenters.com/private/Welcome.nph

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