Truck Insurance Exchange Auto Insurance Review (2021)

truck insurance Exchange operates as part of Farmers Insurance Group and focuses its products on the trucking industry. It received an A rating from AM Best.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 10, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: P.O. Box 4402
City: Woodland Hills
State: CA
ZIP Code: 91365
Phone Number: 800-225-0011
Year Founded: 1935
AM Best Rating: A
Company Rating 5 (1 review)

Things to Remember...

  • Truck Insurance Exchange is a reciprocal inter-insurance exchange
  • Truck Insurance Exchange operates as part of Farmers Insurance Group
  • Truck Insurance Exchange focuses its products on the trucking industry

Truck Insurance Exchange is classified as a reciprocal inter-insurance exchange operating as part of Farmers Insurance Group.

As a reciprocal company, Truck Insurance Exchange is not incorporated and is not considered a mutual insurance company. Rather, it operates independently with legal and management services being provided by Farmers Insurance Group.

Rather, it operates independently with legal and management services being provided by Farmers Insurance Group.

The reciprocal inter-insurance model used by Farmers and Truck Insurance Exchange allows this insurer much greater flexibility and latitude in the products and services it provides.

The exchange model also allows the insurer to provide homeowners insurance, auto insurance, and life insurance policies to its customers via the other two exchanges and their various subsidiaries.

Enter your zip code below to see online auto insurance quotes from various auto insurance companies!

Does Truck Insurance Exchange Have Agents?

Local agents are an integral part of Farmers Insurance Group and Truck Insurance Exchange.

In order to provide policies in so many states, these companies make use of a network of thousands of agents located all over the country.

These agents represent not only Farmers and its exchanges and subsidiaries, but also other similar providers for all of the insurance lines carried.

The agents are able to compare several different policies for each individual customer, giving them the evidence they need to determine that a certain insurance policy is going to serve their needs.

Using the local agents allows customers to get the best insurance coverage at the best cost and provides a more personal relationship with the local agent.

Many customers find that the more personal relationships with local agents make for easier transactions, better claims service, and a better overall insurance experience throughout their policy term.

The Farmers Insurance Group website provides an agent locator tool, which is as simple as entering your zip code.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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What Is The Truck Insurance Exchange Claims Process?

Truck Insurance Exchange became a part of Farmers HelpPoint customer service system late last year. Through this system, customers have several different options for filing claims.

The first option is to call the toll-free claims number listed on Farmer’s website.

The claims representative will contact your local agent, who will assist you through every step of the claims process, from the loss, all the way through to you receiving your claims payment.

The second option is to bypass HelpPoint and go directly to your local agent if you know who it is. The HelpPoint system also utilizes an online portal for various customer care applications, similar to any major insurer.

How Do You Find Truck Insurance Exchange Quotes?

Truck Insurance Exchange and Farmers Insurance Group are more than happy to provide interested customers with quotes or advice if they should have a question.

Like claims, you have several different options for obtaining a quote.

You can start with an online quote by simply clicking on the quote link on the Farmers Insurance Group website.

  • The quote tool will request your zip code and further information depending on the type of policy you want
  • You may also call a toll-free number supplied by the insurer to speak to a representative
  • Additionally, you can find and contact a local agent

If you use a local agent, he will not only be able to compare the policies of several different carriers but also take into consideration any local concerns or circumstances that would affect your rates.

In fact, when comes to local agents, quotes are probably their strongest point.

It’s much easier for a local agent to effectively produce an accurate quote than it is for a national office. You can also take action the first time you set foot in your local insurance firm whether that is submitting an application, buying policies of insurance, or something else.

You can search for the best auto insurance rates in your state by entering your zip code into a research tool below!




  1. Mike adams May 17, 2016
  2. Mike adams May 17, 2016

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