Travelers IntelliDrive Review (2021)

Travelers IntelliDrive can save drivers up to 30%. Only the app is needed; however, you aren’t able to show your progress in safe driving beyond the initial 90-day trial. Not all usage-based auto insurance programs are the same. Be sure to explore usage-based auto insurance from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Company Details
Address: PO BOX 660307
City: Dallas
State: TX
ZIP Code: 75266-0307
Phone Number: 1.866.336.2077
AM Best Rating: A++ (Superior)
Company Rating 0 (0 reviews)

Things to Remember

  • Signing up for Travelers IntelliDrive can save you up to 30%
  • Your rates may increase if the data reveals you are a risky driver
  • IntelliDrive needs only an app, so no device is needed for your car

In this Travelers IntelliDrive review, we go over all you need to know to sign up for usage-based car insurance that can save you money by tracking your safe driving habits.

All of the best auto insurance companies provide usage-based car insurance programs, but Travelers will increase your rates if your data shows you are a reckless driver.

Consider all possible options if you wish to take advantage of usage-based car insurance programs. Before jumping into our Intellidrive review, enter your ZIP code now to compare quotes from car insurance companies in your area.

How does Travelers IntelliDrive work?

Can usage-based car insurance rates really be that significantly lower than normal?

Telematics has been utilized for nearly a decade, and the technology is getting more and more advanced. Travelers IntelliDrive runs on your smartphone for 90 days and then your discount is in effect for the rest of your policy.

All policyholders are eligible to try it out. Use your Travelers insurance login to find out if IntelliDrive is an option in your state.

Travelers IntelliDrive monitors your driving habits that are most important to be safe on the roads.

  • It makes sure you are following the speed limits
  • It takes notes on when you drive, day or night
  • It records your rate of acceleration and braking
  • It observes how often and for how long you use your smartphone

You get a score and turn-by-turn report for each trip. If you pick up your phone while your vehicle is in motion, your score will decrease.

All of this may sound unfair, but Travelers is doing their part to prevent distracted driving. If you are unhappy with your score and your discount, you can still shop around for affordable usage-based car insurance from other companies.

But, consider the statistics. The Centers for Disease Control and Prevention (CDC) estimates that more than 2,800 individuals were killed in 2018 and almost 400,000 were injured by distracted driving.

Safe driving not only saves lives but also saves you money. Even teens can use Intellidrive, and parents can see their reports. No matter what car insurance company you choose, preventing deaths with usage-based insurance is always a good thing.

Interested in tips for reducing your auto insurance premiums with years of safe driving? Good student discounts are a good place to start.

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Is Travelers IntelliDrive worth it?

It’s incredibly beneficial that technology has advanced so much that we can help save lives and get rewarded for safe driving. However, there are disadvantages to Travelers IntelliDrive.

The app is continuously running in the background, so your phone battery will drain quickly or your data usage will increase.

But if you get an unlimited data plan and keep a charger in your car, you could save money on your car insurance rates and become even more aware of how safe of a driver you really are (or are not).

Who should use Travelers IntelliDrive?

Even if usage-based car insurance quotes can be cheaper, usage-based car insurance isn’t right for everyone.

It’s the perfect program for those who work from home, have a very short commute to work, and do most of their driving during the day.

However, if you work second or third shift, have a long drive to work and back to home, or live in a busy city with traffic problems, IntelliDrive may not be best for you.

Travelers IntelliDrive can decrease (or increase) your car insurance rates, so find the most affordable car insurance. Buy usage-based car insurance from a company that best suits your needs.

If usage-based car insurance is not right for you, you can still save by enter your ZIP code now to compare car insurance quotes from multiple companies.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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