Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 11, 2020

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Company Details
Address: 1221 Avenue of the Americas Suite 1500
City: New York
State: New York
ZIP Code: 10020
Phone Number: 1(800) 628-2796
Website: http://www.tokiomarine.us/
Year Founded: 1982
AM Best Rating: A++
Company Rating 0 (0 reviews)

Key Info for the Trans Pacific Insurance Company
Trans Pacific StatisticsCompany Details
Year Founded1982
Current ExecutivesChairman of the Board: Tsuyoshi Nagano
President: Satoru Komiya
HQ Address1221 Avenue of the Americas, Suite 1500, New York, New York 10020
Phone Number1-800-628-2796
Direct Premiums Written (of parent company Tokio Marine Holdings, Inc.)$127,403,000
Loss Ratio55.96%
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Trying to research insurance information and other relevant information about companies is hard work — we completely understand.

Imagine having a designated place with everything you need to know about an organization. We’re talking about auto insurance discounts, claims, and more. That’s what we sought to accomplish in this Trans Pacific Insurance Company review guide.

Trans Pacific Auto Insurance Company appears to be a subsidiary of Tokio Marine Global. While they do not currently offer an official website, we were able to do some digging to find out important information regarding the company.

Keep reading to learn more. Or, to get cheap auto insurance quotes from the top providers in your area, feel free to enter your ZIP code above and start comparing.

Trans Pacific Insurance Company Auto Insurance Rates

Oftentimes, information is not readily available on smaller insurance companies. That isn’t to say that they shouldn’t be considered. In fact, there are several reasons why small auto insurance companies offer the best rates.

For one, a small insurance company might offer more specialized coverage. In fact, small insurance companies can often cover the niche markets that a larger company might not be able to service.

Furthermore, smaller insurance companies might be able to offer better rates. Remember, they do not have as much overhead costs that bigger insurance companies might have.

Lastly, smaller insurance companies might be better at offering more advanced customer service. With so many individuals to serve, sometimes bigger insurance companies drop the ball on this one. Smaller insurance companies, however, may be able to offer better solutions to their customers.

So don’t be discouraged by not finding rates that are readily available. Still take the time to reach out to a smaller insurance company as they just might be the right fit for you.

What is Trans Pacific Insurance Company’s availability by state?

According to the Tokoyo Marine America division website, a bit of information for Trans Pacific Insurance Company is available. The parent company of both is Millea Holdings, Inc. In fact, the subsidiary is licensed in all states except the following:

  • Louisiana
  • New Hampshire
  • New Mexico
  • Vermont

The table below will give you a good idea of the average auto insurance rates across the country:

Average Annual Auto Insurance Rates by State
StatesAverage Annual Rates
Virginia$2,358
Hawaii$2,556
West Virginia$2,595
Massachusetts$2,679
Ohio$2,710
Maine$2,953
Idaho$2,979
Iowa$2,981
Washington$3,059
New Hampshire$3,152
Wyoming$3,200
Montana$3,221
Vermont$3,234
Kansas$3,280
Nebraska$3,284
Illinois$3,305
Missouri$3,329
North Carolina$3,393
Indiana$3,415
Alaska$3,422
New Mexico$3,464
Oregon$3,468
Alabama$3,567
Wisconsin$3,606
Utah$3,612
Tennessee$3,661
Median$3,661
Mississippi$3,665
California$3,689
Arizona$3,771
South Carolina$3,781
Colorado$3,876
South Dakota$3,982
Pennsylvania$4,035
Texas$4,043
Arkansas$4,125
Oklahoma$4,142
North Dakota$4,166
New York$4,290
Minnesota$4,403
District of Columbia$4,439
Maryland$4,583
Connecticut$4,619
Florida$4,680
Nevada$4,862
Georgia$4,967
Rhode Island$5,003
Kentucky$5,195
New Jersey$5,515
Louisiana$5,711
Delaware$5,986
Michigan$10,499
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Licensing for Trans Pacific Insurance Company includes D.C. as well.

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Trans Pacific Insurance Company Auto Insurance Coverages Offered

The American division for the Tokoyo Marine website makes it clear that the website itself is not intended to solicit or sell any product or service that does not include a complete description of each type of insurance coverage.

Furthermore, the same products and services may not be available in all states.

Answers to questions or information about insurance coverage may be obtained by email at info@tmamerica.com.

Why they’d prefer to answer questions in this manner is unclear, but again, because they are smaller than giant insurance organizations, they may be able to offer customized coverage at affordable costs so inquiring would be a great start.

There you can ask about bundling options as well as discounts, which we’ll talk about next.

What are discounts offered by Trans Pacific Insurance Company?

Trans Pacific Insurance Company may offer different types of auto insurance discounts for customers. Some of these discounts may be given to drivers who have clean driving records or good grades, or those who have completed a safe driver course.

Other ways to lower premiums include installing anti-theft devices in cars, buying safer vehicles, maintaining low mileage, belonging to an auto club or other affiliated association, insuring multiple cars with one carrier, and insuring both auto and home with one carrier.

Certain occupations are also viewed as a lower insurance risk, which is a factor that determines your auto insurance rates. Additionally, some insurance carriers are willing to overlook minor driving infractions for long-time, loyal customers.

Here are a list of our in-house discounts that you can inquire about when reaching out to Trans Pacific auto insurance company.

Common Auto Insurance Discounts
Discounts
Adaptive Cruise Control
Adaptive Headlights
Anti-lock Brakes
Anti-Theft
Daytime Running Lights
Electronic Stability Control
Utility Vehicle
Vehicle Recovery
VIN Etching
Lane Departure Warning
Newer Vehicle
Green Vehicle
Forward Collision Warning
Claim Free
Continuous Coverage
Defensive Driver
Distant Student
Driver's Ed
Driving Device/App
Early Signing
Emergency Deployment
Engaged Couple
Family Legacy
Family Plan
Farm Vehicle
Fast 5
Federal Employee
Full Payment
Further Education
Garaging/Storing
Good Credit
Good Student
Homeowner
Life Insurance
Low Mileage
Loyalty
Married
Membership/Group
Military
Military Garaging
Multiple Drivers
Multiple Policies
Multiple Vehicles
New Address
New Customer/New Plan
New Graduate
Newly Licensed
Newlyweds
Non-Smoker/Non-Drinker
Occasional Operator
Occupation
On Time Payments
Online Shopper
Paperless Documents
Paperless/Auto Billing
Passive Restraint
Recent Retirees
Renter
Roadside Assistance
Safe Driver
Seat Belt Use
Senior Driver
Stable Residence
Students & Alumni
Switching Provider
Volunteer
Young Driver
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Inquiring about discounts is one of the easiest ways to save on your insurance policy.

How to Make a Trans Pacific Insurance Company Auto Insurance Claim

Knowing when you should file a car insurance claim is half the battle. Actually filing the claim can be a stressful process. It can also be an easy process when you have the right information.

It’s important for the customer to stay calm, check for injuries, and call the police.

After calling the police and determining whether or not anyone has been injured, the claimant should move involved cars out of the roadway, if possible.

Some important details to record include:

  • Time and location of the accident
  • How the accident occurred
  • Descriptions of vehicle damage to all involved cars
  • Driver’s license and insurance policy numbers of all involved drivers
  • Witness contact information
  • Names of responding police officers.

It’s best for the claimant to call their insurance company immediately because the sooner the information is received, the sooner the claim can be resolved.

The carrier can also help with what to do after the accident, such as where to have the vehicle towed if necessary.

Before any repair work will be done, the carrier will usually send an appraiser to assess the damage. One thing for claimants to remember is that the details of their insurance policies should not be discussed with other involved drivers, nor should they admit fault.

This video from Geico shows what usually happens after you make a claim, which is true whether you’re with Geico or Trans Pacific.

To file an auto claim, customers are directed to the Tokio Marine’s claim page. There, they are advised to do either of the following:

  • Call the 24/7 claims service at: 1-877-LOSS4TM (1-877-567-7486)
  • or email claims at: claims@ACTEC.net

Again, the sooner you file a claim, the better, so don’t hesitate to reach out for help or any questions you may have concerning your Trans Pacific Auto Insurance Company claims.

How to Get a Trans Pacific Insurance Company Auto Insurance Quote Online

There’s no way to get a quote online on the Tokio Marine Global when it comes to their subsidiary, Trans Pacific Auto Insurance Company. Auto insurance is mandatory in most states, and according to the Insurance Information Institute (or III.org), laws can vary from state to state.

The usual minimum requirements include bodily injury liability and property damage protection.

Even though states mandate this minimum coverage, it is often a good idea to consider additional collision and comprehensive auto insurance, reimbursement for things like medical payments and towing, and uninsured/underinsured motorist protection.

The minimum required coverage may not always be enough to cover expenses, and if the policyholder is at fault, they could be sued for whatever expenses are not covered by insurance.

In the end, we know that shopping around for multiple quotes can be a lengthy process. Feel free to use our quote tool below to do this process for multiple companies.

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Trans Pacific Insurance Company: Auto Insurance Ratings

Company ratings are a major way of gauging an organization’s success. They give us a glimpse beyond the often glamorized persona and get straight to the true performance or reliability of an organization. They can also give us an important glimpse into customer satisfaction, according to a study by J.D. Power.

While Trans Pacifc Auto Insurance Company wasn’t included in that study, we can still see what A.M. Best had to say about the organization.

This video explains what A.M. Best Ratings show.

A.M. Best has been in the game for over 120 years and has been providing thorough assessments of some of the best of the best in the insurance game.

A.M. Best rated Trans Pacific Insurance Company “A++”.

This “superior” rating says a lot about the insurance company at hand. The highest rating possible, A.M. Best believes that Trans Pacific auto insurance company has a superior ability to meet their ongoing insurance obligations.

The ratings of TMNF reflect its balance sheet strength, which AM Best categorizes as strongest, as well as its strong operating performance, very favorable business profile and very strong enterprise risk management (ERM).

This A.M. best credible rating from its parent organization and its subsidiaries, including Trans Pacific Insurance Company, displays the reliability of the base operations as a whole.

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Trans Pacific Insurance Company: The Bottom Line

A subsidiary of reputable Tokio Marine Holdings franchise, Trans Pacific Insurance Company received superior ratings from A.M. with promising abilities to meet their ongoing insurance obligations.

While they don’t have a lot of physical footprints and visibility as a subset, the fact that they’ve been vetted by a highly-valuable organization with strong metrics for defining the success of an organization is a great sign.

Not only that, but the organization is licensed in most 50 states and could have benefits of being a smaller American insurance brand (though more within its Japenese roots). What are some of those benefits? Again, great customer service, customized coverage in niche markets, as well as potentially lower rates.

So what’s there to debate? You may be missing out if you don’t inquire. All it takes is a simple call to their customer service line at 1-800-628-2796 or a quick email to info@tmamerica.com to get started. 

Frequently Asked Questions: Trans Pacific Insurance Company

We know that even in a brief guide as such, your pressing answers may be answered with a brief look at the FAQs. Here are a few:

#1 –What is Trans Pacific Insurance Company’s phone number?

You can contact Trans Pacific Insurance Company directly at 1-800-628-2796.

#2 – What is the claims information for Trans Pacific Insurance Company?

For auto insurance claims, customers are directed to do one of the following:

  • Call the 24/7 claims service at: 1-877-LOSS4TM (1-877-567-7486)
  • or email claims at: claims@ACTEC.net

#3 – Where is Trans Pacific Insurance Company located?

New York. As a quick reminder, their physical address is the following:

  • 1221 Avenue of the Americas
    Suite 1500
    New York, New York 10020

#4 – Is Trans Pacific Insurance Company related to Pacific Speciality Insurance Company?

From our understanding, Trans Pacific Insurance Company and Pacific Speciality have no correlation to each other. The wiki for Pacific Speciality is www.pacificspecialty.com, while Trans Pacific Insurance Company operates under Tokio Marine at http://www.tokiomarine.us/.

At Pacific Speciality’s website, you can learn about Pacific Specialty earthquake insurance, Pacific Specialty plants, Pacific Speciality homeowners insurance, service line coverage at Pacific Speciality, and a Pacific Specialty appointment.

You can also call Pacific Speciality Insurance Company’s phone number at 1-800-303-5000 to learn more about the organization.

#5 – Is Transpacific Financial the same company?

Transpacific Financial is not the same company. Transpoacific’s history, location on the map, an agent tool are all different. Transpacific does share some connections with Transglobal staff and training, as they are related companies.

Transglobal volleyball isn’t related to either company.

Now that we’ve finished our review on Trans Pacific Insurance Company, you can start comparing auto insurance rates from multiple providers by entering your ZIP code below.

References:

  1. https://www.sec.gov/Archives/edgar/data/1169486/000119312505192676/dex8.htm
  2. https://www.jdpower.com/business/press-releases/2019-us-auto-insurance-study
  3. http://news.ambest.com/presscontent.aspx?altsrc=108&RefNum=28334&URatingId=2982793