The General Auto Insurance Review (2021)

Our The General Auto Insurance Review will provide you with all of the information you'll need to determine if it is the insurer for you. First, we'll cover its rates. Then, we'll go into available discounts. Finally, we'll go into its current standing with the Better Business Bureau.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jan 5, 2021

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It’s all about you. We want to help you make the right coverage choices.

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Company Details
Address: 2636 Elm Hill Pike, Suite 100
City: Nashville
State: TN
ZIP Code: 37214
Phone Number: 1 (866) 519-7422
Year Founded: 1963
AM Best Rating: A- (Excellent)
Company Rating 0 (0 reviews)

Things to Remember

  • The General offers a fair amount of discounts for you to utilize.
  • The General may not be the cheapest of the main insurers in your state.
  • The General has a rating of A+ from the Better Business Bureau.

Today we will answer the question, What discounts does The General provide? and cover anything else you would like to know about The General auto insurance company. After reading this review, you should be able to decide if it is the one for you.

Get a start on finding affordable The General auto insurance rates in your area simply by typing your ZIP code into our helpful and free tool above. Not yet ready to buy The General auto insurance? Read on to learn more.

What can The General do for you?

One of the best ways to analyze if a company is for you is to look at their pricing. Let’s take a look at a table showing Texas auto insurance rates for the biggest insurers

Texas Average Annual Auto Insurance Rates by Company
CompaniesAverage Annual Auto Insurance Rates
USAA$2,488.12
State Farm $2,879.95
Geico $3,263.39
Nationwide $3,867.57
Progressive $4,664.85
The General$4,849.18
Allstate$5,485.32
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As you can see, The General is more expensive than most of the other insurers. In fact, it is cheaper than only one other main insurer. Make sure to comparison shop in your state.

Let’s move on to what discounts you can grab from The General, should they be applicable to you.

What discounts does The General offer?

No matter what auto insurance company you end up deciding on, always inquire as to what discounts they offer that are applicable to your life. Let’s take a look at a table that shows the discounts offered by various insurers, including The General.

Best Discounts by Insurance Provider
DiscountsThe General21st CenturyAAAAllstateAmerican FamilyAmeripriseAmicaCountry FinancialEsuranceFarmersGeicoLiberty MutualMetLifeNationwideProgressiveSafe AutoSafecoState FarmThe HanoverThe HartfordTravelersUSAA
Adaptive Cruise Control
Adaptive Headlights
Anti-lock Brakes
Anti-Theft
Claim Free
Continuous Coverage
Daytime Running Lights
Defensive Driver
Distant Student
Driver's Ed
Driving Device/App
Early Signing
Electronic Stability Control
Emergency Deployment
Engaged Couple
Family Legacy
Family Plan
Farm Vehicle
Fast 5
Federal Employee
Forward Collision Warning
Full Payment
Further Education
Garaging/Storing
Good Credit
Good Student
Green Vehicle
Homeowner
Lane Departure Warning
Life Insurance
Low Mileage
Loyalty
Married
Membership/Group
Military
Military Garaging
Multiple Drivers
Multiple Policies
Multiple Vehicles
New Address
New Customer/New Plan
New Graduate
Newer Vehicle
Newly Licensed
Newlyweds
Non-Smoker/Non-Drinker
Occasional Operator
Occupation
On Time Payments
Online Shopper
Paperless Documents
Paperless/Auto Billing
Passive Restraint
Recent Retirees
Renter
Roadside Assistance
Safe Driver
Seat Belt Use
Senior Driver
Stable Residence
Students & Alumni
Switching Provider
Utility Vehicle
Vehicle Recovery
VIN Etching
Volunteer
Young Driver
Discounts Provided #20212129271827263434323838353622302022382828
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As you can see, while The General does not offer as many discounts as some other insurers, they still offer quite a few. If you have an anti-theft device, you can get a discount. If you drive safely, you can get a discount.

In fact, even if you just happen to be a good student and/or a homeowner, you can get a discount. Of particular note is its low-mileage discount. In the age of COVID-19, people are driving less. If this applies to you, say, you’re working from home, this discount can be of great assistance.

Let’s move on to how The General is rated by companies such as the Better Business Bureau.

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How is The General rated?

The Better Business Bureau keeps track of the financial strength of a company’s present standing and future.

According to the Better Business Bureau’s own webpage, The General is not BBB accredited. However, they currently have an excellent rating of A+. This is encouraging.

Hopefully, we have answered all of your questions today. Now, get a start on finding affordable auto insurance quotes in your area simply by typing your ZIP code into our helpful tool below. You may even be able to get a The General auto insurance quote.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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