Texas Heritage Auto Insurance

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Company Details


507 Highway 290 E

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Things to Remember...
  • Texas Heritage is part of The Germania Companies, a group founded by Texan farmers in 1896
  • Texas Heritage combines resources with its parent and sister companies to provide greater financial strength
  • Texas Heritage offers a variety of insurance products including auto, home, and umbrella liability policies

This Texas Heritage Auto Insurance Review explores Texas Heritage Insurance Company, which is part of The Germania Companies.

Texas Heritage’s parent company, The Germania Farm Mutual Insurance Company (GFMIA), was founded in 1896 by Central Texas farmers in Perry, Texas.

The original premise of the company remains steadfast today: by combining resources, members of the organization had access to greater financial strength. 

Texas Heritage and The Germania Companies offer automobile coverage, and other property & casualty insurance coverage, including home, property, umbrella liability, and other customized insurance policies.

The company also offers the Germania Credit Union and serves members with a broad spectrum of deposit products and financial services.

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Texas Heritage Auto Insurance Members


The company’s parent serves approximately 187,000 members in Texas.

Texas Heritage Auto Insurance provides insurance coverage to drivers with good driving records, no accidents or claims within a 3-year period, and an average or better vehicle exposure record.

Texas Heritage Auto Insurance doesn’t insure non-standard or high-risk drivers.

Texas Heritage Auto Insurance offers coverage through Germania Insurance Company, as well as subsidiary companies Germania Fire & Casualty and Germania Insurance Company.

The company offers discount programs to reduce the cost of auto insurance.

Drivers may obtain auto insurance discounts through multiple car policies, defensive driving courses, anti-theft devices, and operator maturity.

To learn about these opportunities to pay less on your Texas Heritage auto insurance, contact an agent.

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Texas Heritage Auto Insurance Customer Service

According to the company’s website, policyholders can make secure payments through EFT, eCheck, or Quick Pay, print auto ID cards, or review policy information 24/7, 365 days a year.

Two new minimum auto insurance limits were increased in 2010, according to Texas State law.

Agents have private access through a company website portal.

In 2010, the company designed and distributed promotional “sales kits” to field agents to assist them in writing additional business.

The “cross-sell” sales strategy helps agents to sell clients across auto, property and life insurance lines. 

A combined strategy of direct mail, postcards, door hangers, and statement stuffers helps agents write multiple coverage policies.

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