Sunbelt Auto Insurance Review

Sunbelt Insurance is an independent agency that offers commercial and personal insurance. The Chattanooga, Tenn.-based company was formed in 1984.

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Company Details

Address:

PO Box 22547, 114 Lee Parkway Drive

City:
Chattanooga
State:
TN
ZIP Code:
37421
Phone Number:
(800) 589-9876
Year Founded
1984
AM Best Rating:
Company Rating 0 (0 reviews)

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates...

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Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance...

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Reviewed byDaniel Walker
Licensed Insurance Agenthttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/aiorg-live/d98a9f52-daniel-walker.png

UPDATED: Apr 17, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...
  • Sunbelt Insurance is an independent insurance agency
  • Sunbelt offers both commercial and personal insurance
  • Sunbelt Insurance does not offer an online quote tool

This Sunbelt Auto Insurance review will discuss the insurance company that is based out of Chattanooga, Tennessee.

Sunbelt has been around since 1984 and is an independent insurance agency that sells both commercial and personal insurance products.

As independent brokers, they are able to shop around and choose from a variety of insurance carriers which helps you, the client, get the best rate possible.

Use our comparison tool to compare auto insurance quotes for three or four companies in your area!

Sunbelt Auto Insurance Quotes

Many auto insurance companies have the ability to give instant quotes through their website.

Sunbelt Insurance Group chooses not to give instant quotes for a couple of reasons:

  • They want to use their expertise and knowledge to direct and manage the insurance programs of their clients. The agents of Sunbelt want to review your account and make recommendations for the proper protection
  • There are a lot of factors that go into a proper and correct quote. Some of those factors include loss history and credit and they can affect your rates dramatically. These factors take a bit of time to find and process

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Sunbelt Auto Insurance Products

The personal insurance lines that Sunbelt offers include more than just auto insurance coverage. They also offer homeowners, boat, motorcycle, and auto insurance.

For commercial lines it offers commercial auto, workers comp, general business, and employment practices liability.

Specialty lines of insurance that Sunbelt Insurance offers include landscapers, subcontractors, and tavern & restaurant.

Life insurance and group health insurance are also available through Sunbelt Insurance.

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Sunbelt Auto Insurance Claims

Since Sunbelt Insurance Company is an independent agency there are a couple of ways to file a claim.

If it is after-hours, one way to file is to call the specific carrier that covers your insurance. These toll free numbers can be found on the Sunbelt website under the insurance company’s name.

Another way is to call Sunbelt’s office directly, especially during business hours. There are a few advantages of speaking with a representative before filing a claim:

  • The auto insurance claims specialist can give you advice on the best way to proceed. Filing may affect your future premiums and the specialist will be able to let you know about them
  • A claim specialist will be able to walk you through the claim process. There can be a lot of things to do, especially if in an accident, and the representative will help you take the right steps
  • Using a specialist will help ease your mind and eliminate certain frustrations of dealing with a claim

Sunbelt Insurance works with you and does its best to make sure that your claim is processed and resolved in a timely manner.

You should be assigned a claim representative and they will keep you apprised as to the status of your claim, keep you posted on how it is progressing, and let you know if any more information is needed.

Sunbelt Auto Insurance Reviews

Sunbelt Insurance Group knows how important it is to continually update your insurance coverage. Life changes and certain situations may require more or less insurance coverage.

Sunbelt Insurance encourages that everyone does an annual insurance review to see if there is anything that needs to be changed or added.

The insurance reviews look at what you have and if there are any potential risks to analyze.

Advice will be given and you will have the opportunity to make decisions on an intelligent level that cover key areas of your family or business life.

If you would like to compare auto insurance quotes for multiple companies near you, just enter your zip code in the area below!


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