Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that exis...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 25, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: Enbrook Park
City: Folkestone
State: Kent (county)
ZIP Code: CT20 3SE
Phone Number: +44-01-303-771111
Year Founded: 1959
AM Best Rating: NA
Company Rating 0 (0 reviews)

Things to Remember...

  • The company was founded in 1959 by Mr. Sidney De Haan and acquired in 2004 by British private equity investor Charterhouse
  • Saga Group is a UK company whose products are geared towards individuals 50 years old and above
  • The UK version of our minimum liability would cover personal injuries of victims of an accident within the UK

Saga Group is unusual among the auto insurance companies we’ve reviewed in two ways. First, they are a UK company doing business strictly within that geographic region and second, their products and services are geared only towards those who are 50 or older.

The company was founded in 1959 by Mr. Sidney De Haan and acquired in 2004 by British private equity investor Charterhouse. Saga later merged with Great Britain’s Automobile Association under a new holding company called Acromas Holdings Limited.

Start your FREE online search for affordable auto insurance rates from several companies by entering your ZIP code above!

What kinds of insurance does Saga Group offer?

Because of the nature and location of Saga’s business, this review will be significantly different than most of the others we’ve done. It’s important to note that this company is not only engaged in insurance services, but they also offer many other services aimed at enriching the lives of the UK’s senior citizens.

If you’re a UK resident age 50 or older, Saga Group is the only company you’ll ever need for all your insurance needs. Their insurance products cover auto, home, life, travel, personal accident, accidental death, unemployment, and many more needs.

In terms of auto insurance alone, they provide their customers with everything from basic coverage to full umbrella coverage, including motorhome policies.

Auto insurance in the UK is somewhat different than it is here in the states, so policies with Saga Group are broken down into different categories.

The UK version of our minimum liability would cover personal injuries and property damage to victims of an accident within the UK. Drivers who wish to take their cars into neighboring countries purchase extra coverage in the same way American citizens would when driving to Mexico.

One of Saga’s most popular products is a policy that allows unlimited driving anywhere in the European Union.

Other upgradeable options include full glass coverage, protection for audio and video devices (such as MP3 players), and vandalism coverage. Something else that we don’t see here in the States is Saga Group’s “Emergency-Any Driver” policy.

This policy offers protection in case emergency circumstances dictate that someone other than you or a family member must drive your car.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Saga Group Agents

Again, because the nature of car insurance is different in the UK, Saga Group may not use a network of local agents in the same way American companies would.

We can’t confirm this one way or the other, but a thorough search of a Saga Group website did not yield any information about local agents.

If agents are used, the most likely scenario would involve individual consumers calling local agencies in their city to find out if they represent Saga Group.

If Saga doesn’t utilize independent agents, purchasing their insurance is probably based on a direct-to-customer model. That means you purchase policies directly from them using their website or by calling a company representative.

There are a couple of nationally known American insurance providers, like Progressive, who follow this same model. Companies like this prefer to deal directly with customers in order to eliminate some of the problems inherent with using local agents.

Saga Group Claims

Saga Group’s claims service is very similar to what you and I experience here at home. The only major difference is that with this company you don’t need to fill out any paperwork on your own.

Their website suggests that customers call them directly using the telephone number provided on their policy documents.

The company maintains five call centers around the UK, which are staffed 24 hours a day, 365 days a year.

When you do call to initiate a claim, a company representative will ask you all the appropriate questions and tell you what you need to do.

Their website recommends that you do not try to deal directly with any other individuals involved in the accident on your own. They suggest you simply give the other parties the Saga name and telephone number and let them deal with the situation for you.

From the looks of it, Saga Group’s claims service aims to make the process as easy and stress-free as possible for their customers.

Enter your ZIP code below for auto insurance quotes from America’s top carriers! Our FREE comparison tool is what you’ve been looking for!