Peerless Auto Insurance Review (2021)

Peerless Insurance Company offers products to both individuals and business owners. It has been in business for over 100 years and is located in Keene, NH.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 10, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 62 Maple Avenue
City: Keene
State: NH
ZIP Code: 03431
Phone Number: 800-542-5385
Year Founded: 1901
AM Best Rating: A
Company Rating 5 (1 review)

Things to Remember...

  • Peerless has been in existence for over 100 years and is headquartered in Keene, New Hampshire
  • Peerless Insurance offers both personal and commercial lines of insurance for their clients as well as surety bonds
  • They provide both basic and specialized insurance products for a variety of different industries, companies, and small businesses


A Peerless Auto Insurance Review explores a subsidiary of Liberty Mutual Group. Peerless has been in existence for over 100 years and is headquartered in Keene, New Hampshire.

Peerless Insurance offers both personal and commercial lines of coverage for their clients as well as surety bonds.

Peerless was started in 1901 to help individuals and small businesses have the coverage they needed at affordable rates. This motivation has not changed.

Though Peerless has grown from a small-town company to a regional insurance giant partnered with the likes of Liberty Mutual Insurance, they still claim to provide people and businesses with what they need in coverage and service.

If you are looking for auto insurance, enter your zip code in the free box now to compare auto insurance rates from top companies!

What is the history of Peerless?

Joining Liberty Mutual Group many years ago was a decision based on the need for additional financial support.

By becoming a part of Liberty Mutual Group, Peerless Insurance did not lose its identity; instead, it was able to offer even more coverage options for their clients and have the financial backing to support claims.

Unlike some insurance companies that may try to add on additional coverage that isn’t necessary, the Peerless philosophy is to ask questions such as what coverage does the client need and what coverage can the client live without?

Their goal is to make sure you and your assets are covered while providing affordable insurance products to both individuals and business owners.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

What products does Peerless Insurance sell?

Peerless offers both personal and commercial policies through its affiliate companies, mainly:

  • American Economy Insurance Company
  • American State Preferred Insurance Company
  • American Fire and Casualty Company
  • West American Insurance Company
  • American States Insurance Company
  • Consolidated Insurance Company
  • America First Insurance Company

Peerless homeowners insurance includes personal injury liability protection, broadened tree removal coverage, and increased protection against any credit card or other financial losses due to theft in the home.

There are many options available to add to a homeowners policy that would be no cost to the policyholder.

Auto coverage from Peerless can be customized to fit your specific needs.

As with homeowners insurance, Peerless covers that the basics and then adds a few extras at no cost to the policyholders. Some of the add-ons include:

  • Doubled medical payment coverage
  • Automatic rental reimbursement coverage
  • Supplemental death benefit coverage
  • Increased special limits

Personal watercraft insurance from Peerless covers watercraft physical damage or yacht endorsement.

For every safety feature and U.S. Coast Guard endorsed class taken, you can receive a discount on your monthly premium amount.

Peerless also offers personal umbrella insurance with broad liability, trial loss of earnings coverage, defense coverage, and worldwide protections.

Anyone can combine two or more of these policies together into a Personal Protector Package.

This not only provides you with one easy payment for all of your lines of insurance but also gives you an insurance discount on your overall package.

Having all your needs covered by one company also provides you with one easy way to get all your insurance questions answered.

What Peerless Insurance Business Products are there?

The majority of Peerless Insurance income is generated from their commercial insurance rather than personal insurance.

They provide a combination of insurance basic and specialty products for a variety of different industries, companies, and small businesses.

They do not insure large businesses with over 500 employees; instead, they focus on small businesses which allows them to create a perfectly curated specialized insurance product.

Just as with their personal lines of insurance, if businesses bundle more than one insurance solution into a Peerless Package, they can save money on their monthly premiums.

The package choices cover more than 1,100 different types of businesses with customized insurance products and coverage amounts.

Some of the choices for business insurance coverage are:

Peerless workers’ compensation coverage comes with an added loss prevention bonus.

Peerless will send a representative to your business to assess the safety measures your business is taking to prevent loss and they could decrease your premium amount based on these measures. The insurance agents expert knowledge can help you build the perfect package of commercial coverage.

If you are looking for auto insurance, enter your zip code now in the free box to compare auto insurance rates from top companies!

References:

  1. http://www.peerless-ins.com
  2. https://www.peerless-ins.com/about-us/
  3. https://www.peerless-ins.com/about-us/trusted-choice.html
  4. http://wealthpilgrim.com/what-is-personal-liability-insurance/
  5. http://www.investopedia.com/articles/pf/08/car-insurance-costs.asp
  6. http://www.iii.org/article/should-i-purchase-umbrella-liability-policy-0
  7. https://business.libertymutualgroup.com/business-insurance/industries/school-insurance-coverage

One Response

  1. Dip gurung February 23, 2013

Leave a Reply

Sending

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption