Mountain Valley Auto Insurance Review (2020)

Mountain Valley insurance only offers homeowner's insurance. If you are looking for auto insurance, use our quote comparison tool below to compare rates from different companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 12, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: P.O. Box 5155
City: Buffalo
State: NY
ZIP Code: 14240-5155
Phone Number: 14240-5155
Company Rating 0 (0 reviews)

Tower Group, Inc. was ordered into liquidation in July 2016 by the Insurance Commissioner of California. For more information on Mountain Valley Indemnity, please read on.

Things to Remember...

  • Mountain Valley Indemnity Company is part if the Adirondack Insurance Exchange
  • Mountain Valley only offers homeowner’s insurance
  • The Adirondack Exchange offers auto insurance
  • Mountain Valley Indemnity was a subsidiary of Tower Group, Inc.
  • Tower Group, Inc. provided personal and commercial insurance products
  • Tower Group operated through retail and wholesale insurance agents

Mountain Valley sells homeowner’s insurance only. They do not offer any other types of auto insurance.

Don’t pay too much for auto insurance! Find out if you’re paying too much for auto insurance by comparing auto insurance quotes from a field of interested auto insurance companies.

Start now by providing your home zip code in the box above!

Mountain Valley Auto Insurance and the Tower Group

Mountain Valley Indemnity is part of the Adirondack Insurance Group. The Adirondack Group offers auto insurance.

The auto insurance is through OneChoice Auto, and according to their website, they offer plans that can include

  • Original equipment manufacturer (OEM) replacement parts (for a vehicle’s first three years)
  • Travel expenses following an accident far from home; rental reimbursement while your vehicle is being repaired
  • Accidental airbag deployment
  • Reward for information leading to auto theft conviction

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Mountain Valley Claims

The companies offer customized underwriting and claims services, and reinsurance products for other insurance companies.

You have the option to pay bills online. If you have a claim, you are instructed to call their toll-free number any time of day.

You can save on auto insurance rates when you compare. Request competitive auto insurance quotes from other auto insurance companies to learn how much you can save on auto insurance! Enter your zip code below to get started!

Mountain Valley Indemnity Company Review

This Mountain Valley Indemnity Company auto insurance review will provide an overview of its parent company, Tower Group, as well as information for those seeking auto insurance quotes.

Mountain Valley Indemnity Company is a subsidiary of Tower Group, Inc. which provides personal insurance products to individuals as well as commercial insurance to small- and medium-sized businesses.

In addition to personal and commercial auto insurance, Tower Group’s many subsidiaries, collectively referred to as Tower Group Companies, offer a wide range of insurance products to multiple industries.

Interested in seeing the best auto insurance rates in your area? Enter your zip code here.

Mountain Valley Indemnity Company Quote

When a potential customer wants an auto insurance quote, the easiest way is to refer to Tower Group’s website.

Contacting the nearest branch office will put a consumer in touch with a Tower Group representative. The customer can also either call customer service or request a quote via email.

Tower Group offers the minimum required property damage, liability, and medical coverage, but customers can tailor their policies by considering several different options.

Many policyholders like the added security of roadside assistance coverage, rental reimbursement while insured vehicles are being repaired, and accidental airbag deployment protection.

In some states, coverage is available for the difference between the amount owed on a lease or loan and the value of a vehicle.

These are just a few of the options customers can add to create an auto insurance policy that fits their individual needs.

Tower Group representatives can advise customers about the CustomPac solution, which provides convenience by combining policies for home, personal property, auto, and personal liability needs.

Some highlights of the plan include coverage for transportation expenses and travel expenses following an accident.

Tower Group’s Personal Umbrella protection offers extra security for claims made against policyholders, such as additional personal injury and property damage liability claims which may not be covered by a basic policy.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Mountain Valley Indemnity Company Claims

When a customer is involved in an accident and needs to file a claim, there are several ways to do this. The claimant should report the incident as soon as possible, so the claim can be resolved quickly.

First, the police should be called, since a police report will be required. It’s a good idea for the claimant to take notes because small details can often be hard to recall after the incident.

The claims department will want to know the names, addresses, phone numbers, and driver’s license numbers of the other involved drivers, as well as their insurance companies and policy numbers.

If possible, claimants should take photos of the vehicle damage and record the make, model, and license plate number of other cars involved in the incident.

Tower Group prides itself on the expertise of its claims staff. The representatives can provide feedback to customers to help reduce further claims and related costs.

They will also do what they can to help defend policyholders against fraudulent claims.

Mountain Valley Indemnity Company Careers

Tower Group actively recruits top candidates for its company by providing excellent opportunities for professional development.

The company’s training programs ensure individual success, and the entrepreneurial business culture rewards high levels of achievement.

Tower Group’s reputation for success is due to the integrity it has maintained with the insurance industry’s customers, suppliers, and vendors, and also within the communities the company serves.

Tower Group’s mission statement includes a goal of organizational excellence, which means establishing and meeting high standards. People who meet these criteria are encouraged to explore the careers tab on Tower Group’s website.

The careers page includes a link for applicants to search for open positions within the company. Compensation and benefits, like Tower Group’s auto insurance policies, can be tailored to fit individual needs.

Get access to the best auto insurance rate deals! Enter your zip code in the free toolbox below.



One Response

  1. Norman Andina June 20, 2018

Leave a Reply


Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption