Middle States Auto Insurance Review

Mid-State Insurance offers many types of automobile, renters, and home insurance. They only service clients in the New England area.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Company Details


93 Stafford St.

ZIP Code:
Phone Number:
(508) 791-5566
Year Founded
AM Best Rating:
Company Rating 0 (0 reviews)

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance...

Full Bio →

Reviewed byDaniel Walker
Licensed Insurance Agenthttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/aiorg-live/d98a9f52-daniel-walker.png

UPDATED: Apr 16, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • Mid-State Insurance  independent insurance agency offering several types of insurance products to clients in the New England area
  • Mid-State Insurance offers products from several different insurance carriers
  • Personal insurance products offer by Mid-State Insurance are many types of automobile, renters, home and condo

This Middle States auto insurance review will focus on Mid-State Insurance in Worcester, Massachusetts. They are a property and casualty insurance company serving customers in the New England area.

The company is an independent insurance agency offering several types of insurance products to clients in the New England area.

The New England area includes:

  • Maine
  • New Hampshire
  • Vermont
  • Massachusetts
  • Rhode Island
  • Connecticut

It does not seem as if they are able to serve insurance products outside of these states.

Ready to start comparing affordable auto insurance quotes! Enter your zip code into our FREE online comparison tool above to get started!

Middle-State Insurance Products

Mid-State Insurance offers products from several different insurance carriers. They service business and personal clients. The business insurance products include auto, property, liability and umbrella.

They also have worker’s compensation, bonds, and specialty insurance. Mid-State Insurance can offer employee benefits to businesses including dental, health, life and disability.

Personal insurance products offer by Mid-State Insurance are many types of automobile, renters, home and condo. They also offer disability, life, and umbrella insurance. There aren’t a lot of details available regarding what is included with the various insurance products.

Mid-State Insurance focuses their website heavily on the idea that auto insurance should be tailor made to each customer. They encourage you to speak with a representative to determine what coverage would be sufficient for your personal situation.

The website does not state what auto insurance through Mid-State Insurance includes. Since it is an independent insurance agency, it is expected that they will be able to offer several options for you based on your situation.

Collision, comprehensive, and liability insurance are the basics that auto insurance policies cover.

Liability is generally the minimum amount of insurance that is required by state law. Liability insurance covers you if you are at-fault in an accident that causes damage or bodily injury to another motorist or passenger.

For your own peace of mind, it is recommended to have full coverage on your automobile. Full coverage includes collision and comprehensive insurances in addition to the state-mandated liability.

Liability insurance does not cover damages to your own car, or your medical expenses.

Collision coverage will take care of the damage that happens if you are in an accident with another vehicle or object. Comprehensive insurance takes care of the damages that occur as a result of anything else.

This type of damage may include loss from the following:

  • hitting a deer
  • acts of nature
  • fire
  • theft

Free Auto Insurance Comparison

Compare quotes from the top auto insurance companies and save!

 Secured with SHA-256 Encryption

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Mid-State Insurance Customer Service

There aren’t many resources available to customers for convenient online customer service. There is a live chat option during business hours, and an option to leave a message after hours for a representative to get your message in the morning.

They do not have the option for online quotes. The best option is to call Mid-State directly for any customer service needs.

As an independent insurance agency, you will end up with a specific insurance carrier after you sign on with Mid-State. It is unknown what insurance carriers Mid-State works with.

Depending on the insurance company you end up with there will be additional customer service options available including online claims services.

Mid-State Insurance Reviews

There are few reviews online for Mid-State Insurance. The company is not rated by AM Best. You can find customer testimonials on the Mid-State website.

Of course, testimonials on the agency’s website aren’t enough to measure the worthiness of the agency for insurance purposes.

The Mid-State Insurance agency states that their main focus is individualized service and products for its customers. It is unknown what insurance carriers they work with.

More information can be obtained by contacting a Mid-State agent. They will be able to offer you a quote and let you know what insurance carrier the policy would be through.

With this information, you can further investigate that insurance carrier to determine whether this is a good option for your auto insurance policy.

It is unknown how long Mid-State Insurance has been in business.

Get your FREE auto insurance quote by entering your zip code in the box below!


  1. http://www.midstins.com/
  2. https://en.wikipedia.org/wiki/Liability_insurance
  3. https://www.healthcare.gov/
  4. https://www.allstate.com/tools-and-resources/car-insurance/liability-car-insurance-cover.aspx
  5. https://www.libertymutual.com/auto/car-insurance-coverage/bodily-injury-liability
  6. https://www.progressive.com/glossary/comprehensive-and-collision/
  7. http://ambest.com/
  8. http://delawaresbestinsurance.com/

Leave a Review


FREE Auto Insurance Comparison

Compare quotes from the top auto insurance companies and save!

 Secured with SHA-256 Encryption