Mid-Continent Auto Insurance Review (2020)

Mid-Continent Insurance specializes in underwriting commercial insurance lines and does not offer auto insurance. Compare auto insurance quotes online and save 20% on rates today.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Oct 25, 2021

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Company Details
Address: P O Box 1409
City: Tulsa
State: OK
ZIP Code: 74101-1409
Phone Number: (918) 587-7221 Toll Free: (800) 722-4994
Year Founded: 1969
AM Best Rating: A+
Company Rating 0 (0 reviews)

Things to Remember...

  • Mid-Continent  specializes in underwriting for commercial lines of insurance
  • They do NOT offer auto insurance
  • The company takes pride in personalized service, building relationships, and consistency
  • This company received an A+ from A.M. Best

A Mid-Continent auto insurance review finds that this company specializes in underwriting for personal and commercial lines of insurance.

The company was founded in 1969 and services the states of Pennsylvania, Ohio, Indiana and Maryland. The company takes pride in personalized service, building relationships, and consistency.

Auto insurance quotes are available for your convenience by simply entering your ZIP code here!

Like business-to-business connections, this insurance resource encourages communications between underwriters. They work directly with insurance agents and brokers who in turn offer services directly to the public.

You won’t pay auto insurance premiums to them because they do not offer auto insurance.

This company received an A+ from A.M. Best who rates insurance companies based on their solvency in the industry, as well as their service to their customer base.

A large percent of Mid Continent’s business is related to commercial multi-peril according to company reports.

As much as 63 percent is devoted to this area, while 18 percent is committed to general liability.

Mid-Continent Auto Insurance: Limited Services

The remainder of services offered by Mid-Continent Insurance Company is broken down by small percentages devoted to the following:

  • Commercial Auto five percent
  • Fire-Commercial three percent
  • Garage Policy two percent
  • Home Owners two percent-Group Home LiMid-Continent
  • Residential one percent

In addition, the company only underwrites one percent of inland marine policies. Therefore, it may not be the first choice for your import, export business.

Commercial multi-peril is another name for a package deal with your insurer. That package deal may even include general liability, which protects individuals from financial demise.

Whether you own a small, medium or large corporation, you need liability coverage for those unforeseen accidents waiting to happen.

The limited coverage that Mid-Continent offers may be included as part of a package, although they may be offered exclusively.

Business owners spend thousands of dollars on different aspects of coverage to protect themselves and their businesses from having to spend tens of thousands or more due to lack of proper coverage.

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Mid-Continent Auto Insurance for Farmers

Farmers earn their living planting crops, raising livestock, and selling the fruits of their labor to the public. If there is a fire or another act of nature that destroys them, it could mean losing six months of income.

This is a reality for farmers in Ohio and Indiana where many Mid-Continent Insurance policyholders reside.

Farm equipment can sometimes present a problem in the midst of harvest season, which requires immediate resolution.

This company facilitates your agent or carrier in expediting your claim so that you can manage your farm with a sense of continuity.

Your insurer may have a network of tractor mechanics and rental companies to meet with you and the insurance adjuster in the worst cases.

Many restaurateurs, tavern and bar owners choose insurers who are Mid-Continent clients. This underwriter knows the risks these business owners face on a daily basis.

Mid-Continent offers risk management support and education to help minimize the risk, which saves money in insurance claims.

Liability is the biggest expense companies face when you consider worker’s compensation, safety, and financial mistakes.

Mid-Continent offers liability limits of up to one million dollars on personal lines and several million for businesses.

Physical damage is sometimes made separate from liability. This is relevant to transportation businesses such as trucking companies.

Mid-Continent Auto Insurance Programs

Mid-Continent offers a few programs for artisans and tradesmen who are embarking on new ventures, small contracting companies who would otherwise have to pay astronomical premiums and contractors who have not had previous coverage.

The company’s group home coverage, which is exclusive to Ohio, includes sexual and physical abuse in addition to common liability factors.

The program offered to contractors through the inland marine program covers heavy equipment used in coal mining, traveling theater, and artisan’s tools.

Mid-Continent Auto Insurance Agent Resources

The Mid-Continent Insurance Company website is set up for the convenience of its agents and brokers. New agents can establish a profile to submit claims and correspond with company underwriters.

Resource links are also at your fingertips to save you time and frustration when you want access to forms, applications and auto rating on one site.

The company website is constructed in a way that promotes long-term personable service between underwriters, agents, and brokers.

To get more information on auto insurance quotes now, enter your ZIP code here to get started today!

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