LV Auto Insurance Review (2020)

LV Insurance has been around since 1843. It offers various types of coverage in England, including home, travel, life, and auto insurance.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 24, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 80 Cheapside
City: London
State: England
ZIP Code: EC2V 6EE
Phone Number: 0207-634-4200
AM Best Rating: N/A
Company Rating 4 (1 review)

Things to Remember...

  • LV Insurance is located in England and stands for Liverpool Victoria insurance
  • LV Insurance started as a friendly society in the mid-1800s in Liverpool
  • LV Insurance sells auto insurance, home insurance, travel insurance, pet insurance, and life coverage

LV Insurance is located in England and stands for Liverpool Victoria insurance. Started in 1843, LV offers savings options, investment options, and insurance to customers who reside in England.

Claiming a yearly profit close to $96 million pounds and capital resources nearing $970 million pounds, LV is the largest friendly society in London and in all of England as well.

Last year alone, the company experienced 118 percent increase in growth in its underlying profits.

If you are looking for personal auto insurance coverage, enter your ZIP code in the free box above to compare auto insurance rates from top companies!

LV Insurance History

LV Insurance began as a friendly society in the mid-1800s in Liverpool.

Friendly societies were developed for those who did not have much money so they could pool their money together and invest. It is a similar concept as to how modern credit unions are run.

Friendly societies also had a social aspect to them that is no longer required for modern-day businesses.

In the United States, there are no longer businesses that run solely as friendly societies.

However, in England businesses run with modern conveniences and old time principles still operate as friendly societies.

It is important to note that some of the concepts of friendly societies such as cooperation and pooling of funds for investments are still present in many businesses.

LV Insurance still promotes itself as a friendly society because it still pools the money of its customers together to make a profit. All insurance premiums are pooled together and invested.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

LV Insurance Traditional Insurance Products

LV Insurance sells auto insurance, home insurance, travel insurance, pet insurance, breakdown cover, and life cover. Its auto insurance plans cover the basics of damage and personal injury.

However, customers can also add a courtesy car, legal expense coverage, the guarantee of a no claims discount, extended coverage, and increased benefits for an additional fee.

LV Insurance homeowners policies come with flexible coverage amounts up to one million British pounds sterling. The policies also provide up to 25,000 pounds in accommodation coverage.

Identity fraud assistance is also part of the policy, in the case of a home break in. The policy covers up to 1,000 pounds for damage to a policyholder’s landscaping as well.

LV Insurance has a category of coverage called Life Cover, which has three different options. The first option is similar to life insurance. It provides support to your family in the case of your death or if you are diagnosed with a serious illness.

Life Cover’s second option is mortgage protection. If you can’t work, your mortgage is paid for. The last option is umbrella cover that fills in the gaps in other insurance coverage.

LV Insurance Specialty Insurance

Travel insurance may seem like a common type of insurance, but it is actually a specialized insurance. Many credit cards come attached with travel insurance, so if you charge your trip’s costs on your card, you are automatically covered.

Because of this, fewer people are going with the travel insurance option. LV Insurance travel insurance is available both in the U.K. and worldwide. It covers up to ten people, so it is ideal for families and groups.

Another type of specialty insurance offered by LV Insurance is pet insurance. The pet insurance policy offered by LV Insurance allows pet owners to choose from a variety of licensed and qualified veterinarians and covers up to 5,000 pounds per condition in expenses.

There is no pet age limit, and unlimited access to four different pet helplines for advice is provided.

The last type of specialty insurance offered by LV Insurance is Breakdown Insurance. This type of coverage is similar to roadside assistance.

Options range from the very basic of simple roadside assistance to the very best coverage that provides breakdown services not just in the U.K., but throughout Europe.

Compare auto insurance rates from several companies now!

One Response

  1. Pardeep Patel August 3, 2017

Leave a Reply


Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption