Lincoln General Auto Insurance Review

Lincoln General was liquidated in 2015. Looking for auto insurance? Compare quotes below to save up to 20% on your next policy.

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Company Details

Address:

3501 Concord Road

City:
York
State:
PA
ZIP Code:
17402
Phone Number:
800.876.3350
Year Founded
1977
AM Best Rating:
D (now withdrawn at Lincoln General’s request)
Company Rating 0 (0 reviews)

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates...

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Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance...

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Reviewed byDaniel Walker
Licensed Insurance Agenthttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/aiorg-live/d98a9f52-daniel-walker.png

UPDATED: Apr 16, 2020

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Things to Remember...

  • Lincoln General Insurance Company is liquidated as of November 5, 2015
  • Lincoln General was founded in March of 1977
  • Lincoln General Insurance Company provided commercial auto insurance, and other business insurance products, for businesses in Pennsylvania, Illinois and California

Update: Lincoln General Insurance Company is liquidated as of November 5, 2015.

Lincoln General Insurance Company provides commercial auto insurance, and other business insurance products, for businesses in Pennsylvania, Illinois, and California.

Lincoln General was founded in March of 1977. However, they didn’t begin doing business until May 13, 1977. At the time, Lincoln General was held by Walshire Assurance Company.

Although Lincoln General was founded in Gettysburg Pennsylvania, they relocated to York, Pennsylvania in 1988 because the founder of their company died and their holding company wanted them closer to the home office.

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Lincoln General Auto Insurance and Financial Standing

Last year, there were some legal issues between Lincoln General and Walshire Assurance and it was determined that Lincoln would no longer be held by the company.

It was at this time Lincoln General was rated with a D financial rating by AM Best and they requested that their rating be removed from the AM Best website.

On the landing page of the website, there is a message that says, “Lincoln General Insurance Company is currently in the process of completing a voluntary solvent run-off of all obligations to the company.”

What this means is that you don’t want to buy any insurance products from this company at this time.

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Lincoln General Auto Insurance Agents

Lincoln General only works with independent agents. What this means is that you can contact Lincoln General with questions about their policies and such, however, they will redirect you to an agent if you are interested in purchasing an insurance product.

The good news is that if you talk to an independent agent, then you will be able to get information about other auto insurance companies that offer the same or similar products from which you can choose.

Lincoln General does not offer a tool to help you find an agent in your area.

If you are interested in purchasing insurance products from this company, then you would have to call them directly to find out if there is an agent near you.

Lincoln General Auto Insurance Claims

In order to make a claim through Lincoln General, you have two options. You can contact your independent agent and ask them to file a claim on your behalf, or you can file a claim directly with Lincoln General.

One of the nice things about the Lincoln General website is that they all of the claims forms available to you online.

What’s more, all of the forms are available in either word or PDF format, making it easy for you to choose the right option for your particular needs.

In order to complete a claim and get paid, you will need to provide the following information:

  • Date of loss
  • Name, address, phone, fax and policy number of the insured person
  • Location of the accident
  • Description of the accident
  • Police report from the accident
  • Name and phone number of the reporting officer
  • Year, make, model and VIN of insured vehicle
  • Name, address, phone, vehicle year and make of claimant in the accident
  • How many injuries and to whom
  • List of witnesses, if any

According to Lincoln General, the more information you have, the faster your claim will be paid.

Lincoln General Insurance Locations

Lincoln General’s home office is located at:

3501 Concord Road
York, PA 17402
800-876-3350

Their Illinois office is located at:

150 Northwest Point Boulevard 2nd Floor
Elk Grove Village, IL 60007
847.700.0952

Their California office is located at:

600 B Street Suite 1540
San Diego, CA 92101
717.757.000

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Lincoln General Auto Insurance Quotes

Lincoln General does not offer a quote option on their website. Part of the reason for this is because they only deal with commercial auto, not personal auto.

There is a lot more information needed in order to provide an accurate quote for a commercial line of insurance.

What’s more, Lincoln General specializes in providing auto insurance for transportation companies.

This means that they will have to do a detailed risk assessment for each company to determine what their rates will be.

It takes about 10 business days to get a quote for a commercial line of vehicles. It can take less than that, depending on the amount of vehicles and type of business, but they do ask that you give them at least that many days.

Of course, the quote request will have to come through the agent that you choose to provide you with your insurance products.

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