Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 25, 2020

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Company Details
Address: 505 N. Brand Blvd. Ste 1025
City: Glendale
State: CA
ZIP Code: 91203
Phone Number: 818-254-1040
Website: http://www.kbicus.com/index.html
Year Founded: 2005
AM Best Rating: A-
Company Rating 1 (3 reviews)

Things to Remember...

  • Leading Insurance Services is the U.S. portion of a Korean insurance firm
  • Leading Insurance Services is a business property and casualty insurance company
  • Leading Insurance Services does not offer any personal auto insurance options

Leading Insurance Services was created in 2005 when LIG Insurance Company, Ltd., a Seoul, Korea-based insurance firm, designed this U.S. company to respond to the needs of the Korean-American business community.

Leading Insurance Services offers competitive rates for property and casualty insurance policies for small business owners. They do not offer personal auto insurance.

Click here and enter your ZIP code to begin comparing rates from several local providers now!

About Leading Insurance Services

Leading Insurance Services, or LIS for short, specializes in meeting the needs of small Korean-American and Chinese-American businesses located mainly in large urban areas.

They form close bonds with their clients and strive to develop a trusting relationship with them.

The LIS staff members are multilingual in order to communicate effectively with the population they serve.

The company has received an A.M. Best rating of “A-“ which indicates an excellent ability to continue to provide for its clients financially in the future.

Leading Insurance Services is domiciled in New Jersey with main offices in New Jersey and California.

If you wish to contact them for additional information, rate quotes, or claims, you can do so via phone or mail.

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Leading Insurance Services Products

Leading Insurance Services does not sell personal insurance products; however, they do sell a variety of products geared towards the needs of small businesses.

Three main types of policies are offered that vary depending on the size of your business.

LIS has a Business Owner’s Policy, meant for smaller businesses such as restaurants, liquor stores, small apartment buildings, condominiums, small commercial buildings, and office space.

The Commercial Package Policy is for somewhat larger accounts, for businesses such as commercial real estate, wholesale trade, supermarkets, service classes, and larger restaurants.

Leading Insurance Services also has an Umbrella Policy for commercial liability limits up to $5 million.

With these types of policies, specific coverage options include the following:

  • Commercial Property
  • Commercial Crime
  • Commercial General Liability
  • Liquor Liability
  • Hired/Non-owned Auto
  • Directors and Offices (for condo associations)
  • Druggist Liability
  • Beautician Liability

Leading Insurance Services Claims

If you are a customer of Leading Insurance Services and need to file a claim you have several options for doing so.

These include:

  • Contacting your individual insurance broker
  • Contacting LIS’s claims department directly at 201-720-2119
  • Emailing your claim to claims@ligmsi.com
  • Mailing claims forms to the company’s New Jersey address

When filing a claim, there is certain information you must include so that Leading Insurance Services can best meet your needs in a timely manner.

The following information should be included with your claim:

  • Date of Loss
  • Policy Number
  • Name and contact information for insured individual
  • Loss Location
  • Names and contact information for all others involved, including witnesses
  • Documents related to loss, which may include: police report, damage estimate, attorney letter

Leading Insurance Services Risk Management

Leading Insurance Services offers plans and services to help reduce the chance of loss to all of its clients.

The risk management department offers services such as:

  • Review of operations to identify potential hazards
  • Pre-quote inspection of the business
  • Evaluation of the company’s current loss protection plan
  • Offer recommendations for improvement and follow-up inspection
  • Internal audits and quality control to support risk management policies and procedures

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Leading Insurance Services Careers

Leading Insurance Services prefers to offer internal promotions and transfer opportunities when possible to help current employees reach their professional growth goals.

When jobs are available, notifications are first sent to employees via email before they are posted for the general public.

When LIS does hire from the outside, they are seeking talented professionals who work well with others and strive to be the best at what they do.

Anyone interested in a possible job at LIS can contact the Human Resources Department via phone or email.

Compare auto insurance rates for companies near you that offer personal insurance policies!

References:

  1. http://www.kbicus.com/index.html
  2. http://www.kbicus.com/m01_01_about_us.html
  3. http://news.ambest.com/presscontent.aspx?altsrc=14&refnum=21913
  4. http://www.kbicus.com/m02_01_product.html
  5. http://www.kbicus.com/m03_01_report.html
  6. http://www.kbicus.com/m06_01_career.html