Leading Insurance Group

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Company Details


505 N. Brand Blvd. Ste 1025

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Year Founded
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Company Rating 1 (3 reviews)

Things to Remember...
  • Leading Insurance Services is the U.S. portion of a Korean insurance firm
  • Leading Insurance Services is a business property and casualty insurance company
  • Leading Insurance Services does not offer any personal auto insurance options

Leading Insurance Services was created in 2005 when LIG Insurance Company, Ltd., a Seoul, Korea-based insurance firm, designed this U.S. company to respond to the needs of the Korean-American business community.

Leading Insurance Services offers competitive rates for property and casualty insurance policies for small business owners. They do not offer personal auto insurance.

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About Leading Insurance Services


Leading Insurance Services, or LIS for short, specializes in meeting the needs of small Korean-American and Chinese-American businesses located mainly in large urban areas.

They form close bonds with their clients and strive to develop a trusting relationship with them.

The LIS staff members are multilingual in order to communicate effectively with the population they serve.

The company has received an A.M. Best rating of “A-“ which indicates an excellent ability to continue to provide for its clients financially in the future.

Leading Insurance Services is domiciled in New Jersey with main offices in New Jersey and California.

If you wish to contact them for additional information, rate quotes, or claims, you can do so via phone or mail.

Leading Insurance Services Products


Leading Insurance Services does not sell personal insurance products; however, they do sell a variety of products geared towards the needs of small businesses.

Three main types of policies are offered that vary depending on the size of your business.

LIS has a Business Owner’s Policy, meant for smaller businesses such as restaurants, liquor stores, small apartment buildings, condominiums, small commercial buildings, and office space.

The Commercial Package Policy is for somewhat larger accounts, for businesses such as commercial real estate, wholesale trade, supermarkets, service classes, and larger restaurants.

Leading Insurance Services also has an Umbrella Policy for commercial liability limits up to $5 million.

With these types of policies, specific coverage options include the following:

  • Commercial Property
  • Commercial Crime
  • Commercial General Liability
  • Liquor Liability
  • Hired/Non-owned Auto
  • Directors and Offices (for condo associations)
  • Druggist Liability
  • Beautician Liability

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Leading Insurance Services Claims

If you are a customer of Leading Insurance Services and need to file a claim you have several options for doing so.

These include:

  • Contacting your individual insurance broker
  • Contacting LIS’s claims department directly at 201-720-2119
  • Emailing your claim to claims@ligmsi.com
  • Mailing claims forms to the company’s New Jersey address

When filing a claim, there is certain information you must include so that Leading Insurance Services can best meet your needs in a timely manner.

The following information should be included with your claim:

  • Date of Loss
  • Policy Number
  • Name and contact information for insured individual
  • Loss Location
  • Names and contact information for all others involved, including witnesses
  • Documents related to loss, which may include: police report, damage estimate, attorney letter

Leading Insurance Services Risk Management


Leading Insurance Services offers plans and services to help reduce the chance of loss to all of its clients.

The risk management department offers services such as:

  • Review of operations to identify potential hazards
  • Pre-quote inspection of the business
  • Evaluation of the company’s current loss protection plan
  • Offer recommendations for improvement and follow-up inspection
  • Internal audits and quality control to support risk management policies and procedures

Leading Insurance Services Careers


Leading Insurance Services prefers to offer internal promotions and transfer opportunities when possible to help current employees reach their professional growth goals.

When jobs are available, notifications are first sent to employees via email before they are posted for the general public.

When LIS does hire from the outside, they are seeking talented professionals who work well with others and strive to be the best at what they do.

Anyone interested in a possible job at LIS can contact the Human Resources Department via phone or email.

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3 Reviews

  1. john November 21, 2013
  2. james November 21, 2013
  3. Henry June 20, 2015

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