Horace Mann Auto Insurance Review (2020)

Horace Mann offers insurance products to educators in the US. Need auto insurance? Reduce your rates by up to 20% when you compare quotes online.

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Company Details


1 Horace Mann Plaza

ZIP Code:
Phone Number:
(800) 999-1030
Year Founded
AM Best Rating:
Company Rating 1 (1 review)

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates...

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Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance...

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Reviewed byDaniel Walker
Licensed Insurance Agenthttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/aiorg-live/d98a9f52-daniel-walker.png

UPDATED: Apr 16, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • Horace Mann Educators Corporation offers a full range of insurance products and financial services to educators nationwide
  • Additional auto insurance benefits and advantages are available on a state-by-state basis through special discount programs
  • If a customer should need to file a claim, Horace Mann’s website conveniently lists the necessary forms for online submission
  • The Horace Mann website provides a detailed quote tool which will generate a call from a local agent

This Horace Mann auto insurance review considers a company created to benefit teachers and educators.

Horace Mann Educators Corporation, headquartered in Springfield, Illinois, offers a full range of insurance products and financial services to educators nationwide.

Additional auto insurance benefits and advantages are available on a state-by-state basis through special discount programs.

Horace Mann was founded in 1945 by two teachers who wanted to offer exceptional, yet affordable, auto insurance to educators.

The name, Horace Mann, is a tribute to the father of the American public school system.

Today, Horace Mann provides numerous products to the nation’s educators, including life, health, and retirement solutions.

The company has distinguished itself with its dedication to the development of the educational community.

Interested in auto insurance quotes from providers in your area? Enter your zip code here.

Horace Mann Auto Insurance Agents

Many of Horace Mann’s agents are former educators, and many are still active in their community school districts.

This perspective gives the agents a special understanding of the auto insurance needs of their clients.

Through partnerships with school administrators, for example, agents have created payment plans which allow auto insurance premiums to be paid automatically from teachers’ payroll checks.

Agents have also shown their dedication by sponsoring teacher luncheons, lecturing on various insurance topics for teachers, organizing charity drives, and providing free bikes to successful students.

Agents are committed to fostering close relationships with administrators to further serve the school districts.

An example of this is the recent partnership with DonorsChoose.org, which assists teachers with funding of educational projects.

Agents also support continuing education for teachers by promoting the Horace Mann-Abraham Lincoln Fellowship program.

More information for educators can be found on the Horace Mann website under the Teacher’s Lounge tab. Horace Mann’s commitment to the educational community cultivates trust between teachers and their agents.

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Horace Mann Auto Insurance and other Claims

If a customer should need to file a claim, Horace Mann’s website conveniently lists the necessary forms for online submission, or the customer can download and print forms to take to a local agent.

If submitted online, the forms will be forwarded to a local Horace Mann agent, who will then contact the claimant.

The company can even send a claim van to a customer’s home or school to help with filing a claim.

Another added benefit for educators filing a claim is that, if an insured auto is damaged on school property, the claimant will not be charged a deductible.

Horace Mann Auto Insurance Quotes

The Horace Mann website provides a detailed quote tool which will generate a call from a local agent.

The customer enters his or her ZIP code and school district, some personal information, driver details and vehicle specifications.

The information will be analyzed and then a Horace Mann agent will call the potential customer with a list of options.

The quote tool is helpful for getting the basic information taken care of efficiently, but the quote will not be generated online. In this way, the agent can begin to build a satisfying relationship with the customer.

Horace Mann Auto Insurance Careers

Horace Mann is very committed to the growth of the company. While the national footprint is large, its offices are limited to the company headquarters in Springfield, IL, and two claims offices in Dallas, TX and Raleigh, NC.

Employment opportunities at Horace Mann include positions in the following areas:

  • claims department
  • customer service
  • human resources
  • information technology
  • marketing

The website provides details about the company culture, personal profiles of several key employees, and a comprehensive overview of its proud history of community involvement.

There are also paid internships available for college students. The criteria for acceptance are strict but, once hired, interns can become very involved in many aspects of the company’s functions.

Aside from the opportunity for professional growth, internships may lead to full-time employment upon graduation.

Horace Mann agents are independent contractors, authorized to sell Horace Mann products within the parameters of an independently-owned auto insurance agency.

They are not employees of Horace Mann Educators Corporation.

Horace Mann recruits agents with proven leadership skills, as well as a particular interest in the educational community.

The Horace Mann website lists many of the ways an agent will receive support from the corporation, including having a defined territory to develop business, a recognition program in which awards can be earned, and the opportunity for world travel through incentives programs.

A potential agent can select his or her state to see if there are opportunities to sell Horace Mann insurance products.

A company recruiter will then make contact with the potential agent to discuss options.

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  1. http://www.horacemann.com
  2. http://www.horacemann.com/en/insurance/auto-insurance
  3. https://www.merriam-webster.com/dictionary/educator
  4. http://newschannel20.com/features/gives-back/horace-mann-helps-make-joy-of-sharing-event-possible
  5. http://www.donorschoose.org/
  6. http://www.horacemann.com/claims
  7. http://www.horacemann.com/why-us
  8. http://www.horacemann.com/about-us/careers


One Review

  1. Scott July 31, 2013

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