State Fund Auto Insurance Review

State Fund is an agency that represents multiple auto insurance companies. Looking for coverage? Compare quotes online to reduce your rates by up to 20%.

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Company Details

Address:

100 Summer Street

City:
Boston
State:
Massachusetts
ZIP Code:
02110
Phone Number:
1-866-621-4823
Year Founded
1997
AM Best Rating:
N/A
Company Rating 0 (0 reviews)

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates...

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Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance...

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Reviewed byDaniel Walker
Licensed Insurance Agenthttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/aiorg-live/d98a9f52-daniel-walker.png

UPDATED: Apr 16, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • State Fund Insurance offers auto insurance as well as coverage for home, life, commercial business and auto, boat and flood
  • Customers in the military receive a discount, as do auto club members
  • State Fund lists its represented insurance companies and their 24-hour contact information
  • State Fund Insurance is an independent agency whose agents are able to research multiple carriers to find customers the best combination of price, coverage, and service
  • Customers can pay their premiums online and make changes to existing policies using the “Manage Your Policy” tab on the website

State Fund Insurance is based out of Boston Massachusetts. They offer a variety of different insurance options

See the best auto insurance rates in your area! Enter your zip code here.

State Fund Insurance Overview

This State Fund auto insurance review will provide an overview of the company as well as information for those seeking auto insurance quotes.

State Fund Insurance is an independent agency whose agents are able to research multiple carriers to find customers the best combination of price, coverage, and service.

State Fund believes that if insurance companies are allowed to compete for customers’ business, the customer will have the most choices. State Fund Insurance offers auto, homeowners, commercial, and life insurance policies across the U.S.

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State Fund Auto Insurance Quotes

When a potential customer wants a quote from State Fund, he or she can click on the website’s link for a free quote. There is a drop-down box from which to choose the customer’s state of residence.

The online quote request form is very detailed, so the customer will need to fill in specific information including the following:

  • vehicles
  • drivers
  • type of coverage requested
  • any driving violations within the past six years

A State Fund agent will use this information to shop for the best insurance deal by allowing the various carriers to compete for the business.

None of the information on the form is required; however, the most accurate quote will only be possible if the customer provides these details.

State Fund will never use customers’ information for any reason other than to provide insurance quotes. Consumers can also call 1-800-241-1151 to speak to a State Fund customer service representative.

In additional to automobile insurance, State Fund also offers motorcycle, all-terrain vehicle, and recreational vehicle protection policies.

State Fund Auto Insurance Discounts

The State Fund website devotes an entire page to the many types of discounts for which customers can qualify. Not all discounts are available in every state, but State Fund promises that each customer will be able to reduce premium costs with a combination of discounts.

The Safe Driver Insurance Plan benefits drivers who have a clean driving record, with no accidents or violations.

High-risk drivers pay higher premiums, so those drivers who are low risk will naturally pay less.

Discounts are computed based on information given by the customer when he or she requests a quote. Customers in the military also receive a discount, as do auto club members.

As long as there are no inexperienced drivers on the policy, customers 65 and older receive a 25 percent discount.

Cars that have airbags or automatic seatbelts will qualify for a 25 percent discount, and, based on annual mileage, customers, can reduce premiums by five-10 percent. Additionally, certain types of anti-theft devices will qualify for discounts.

For those customers who use public transit, State Fund will offer a 10 percent discount and also provide a list of qualified transit systems.

State Fund Auto Insurance Claims

In the event a customer is involved in an accident and needs to file a claim, State Fund lists its represented insurance companies and their 24-hour contact information.

Each individual carrier has its own claims process, but if a customer needs advice or additional help, State Fund is available to address issues Monday through Friday from 7:00 a.m. to 6:00 p.m. The phone number is 1-800-241-1151.

Some basic things to remember when filing a claim are to make sure insurance information is exchanged with the other drivers, and to file a police report.

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State Fund Auto Insurance Customer Service

State Fund’s website is very customer-friendly. There are multiple tabs that direct customers to contact information, account details, and carrier information.

The customer testimonials page describes various difficult situations that were resolved quickly and efficiently.

Customers have written about how easily State Fund’s representatives had addressed problems, and how pleasant their experiences have been.

Customers can pay their premiums online and make changes to existing policies using the “Manage Your Policy” tab on the website. Changing a policy requires filling out and submitting the online form.

Once State Fund receives the request and makes the changes, the customer will receive an email confirmation.

Interested in finding auto insurance rates from the top providers in your area? Enter your zip code here.


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