Frankenmuth Auto Insurance Review (2020)

Looking at Frankenmuth auto insurance? They offer auto, home, rental, motorcycle, flood, life, marine, and general liability insurance to personal & business clients.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 18, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: One Mutual Avenue
City: Frankenmuth
State: MI
ZIP Code: 48787
Phone Number: 989.652.6121
Year Founded: 1868
AM Best Rating: A
Company Rating 4 (1 review)

Things to Remember...

  • Frankenmuth auto insurance sells both personal and commercial insurance
  • Frankenmuth was founded over 140 years old
  • Frankenmuth is authorized and licensed to sell insurance products in 47 different states

Our Frankenmuth auto insurance review details an insurance company that sells personal and commercial insurance, which also include auto insurance products.

Frankenmuth is a company that is over 140 years old. Interestingly, when the company was founded, cars were so rare that the company couldn’t afford their own space and they rented a room in the back of a mortuary.

Frankenmuth is authorized and licensed to sell insurance products in 47 different states. Not all of their products are available in each state, and their business products are only available in 15 states.

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Frankenmuth Auto Insurance Products

A 2008 survey conducted by Deep Customer Connections, Inc. showed Frankenmuth Insurance to be the number one company for Acting on Agency Needs in the United States.

In addition, they were voted number four in the country for being easy to do business with.

Because Frankenmuth sells multiple insurance products, you have the potential of saving money on your auto insurance if you purchase multiple policies from the same company.

The products offered by Frankenmuth are:

  • Home
  • Auto
  • Life
  • Boat and Sport Vehicle
  • Collectible Car
  • Umbrella
  • Personal Marine
  • Business Owners
  • Commercial Package
  • Business Auto
  • Commercial Umbrella
  • Employment Practices Liability Insurance
  • Workers’ Compensation
  • Equipment Breakdown
  • Safety Services

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Frankenmuth Auto Insurance Agents

Frankenmuth only uses independent agents to sell their products. Thousands of agents around the country are licensed to sell Frankenmuth Insurance products, which makes it easy for you to find an agent to help you with your insurance needs.

You can find an agent quickly and easily on Frankenmuth Insurances’ website by using their agency locator.

This tool is so easy to use that all you have to is type in your zip code and you will be presented with multiple agents in your area that can sell you Frankenmuth’s products.

The results from this search will be based on the agents closest to you. After that, they will slow span out to a 30-mile radius.

You can change the miles to however close or far away you wish and you can limit the search to the agents that are closest to you.

Frankenmuth Auto Insurance Claims

In order to file a claim with Frankenmuth, you have three options. The first option is to call your insurance agent during normal business hours.

However, they also recommend that you file your claim as soon after the accident as possible.

Because of that, they recommend that if your accident happens after hours you use their online claims center to file your claim or you call 800.234.4433 and leave a message.

If you want to skip having an adjuster coming out and looking at your vehicle, you can take it to one of the Frankenmuth approved mechanics and have them look at your vehicle.

If they determine that it’s totaled, then an adjuster will have to come and determine the loss value.

However, if the vehicle needs to be repaired, the mechanic is allowed to set the amount.

You can go online and look at the Direct Repair Program link to find mechanics in your area that qualify for the Frankenmuth claims program.

Frankenmuth Insurance Careers

According to Frankenmuth, they are always hiring professionals in their company; however, they don’t list any of their available jobs on their website.

In order to see if Frankenmuth is hiring, you will have to visit, which is the Chamber of Commerce website.

Frankenmuth offers a wide variety of benefits for their employees.

These benefits include:

  • Incentive bonus plan annually
  • Health insurance via a PPO
  • Prescription drug plan
  • Vision insurance
  • Life insurance
  • Disability insurance
  • 401(k)
  • Paid time off
  • Paid holidays
  • Paid tuition
  • Fitness center
  • Discount childcare

In addition, part-time employees receive benefits as well.

These include:

  • 401(k)
  • Paid time off
  • Paid floating holiday after five years
  • Incentive bonus plan
  • Access to fitness center
  • Discount childcare

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How do I get a quote from Frankenmuth Auto Insurance?

In order to get a quote for Frankenmuth insurance products, you will have to visit an independent agent. Frankenmuth does not have a quote tool option on their website.

While there is nothing wrong with a company that only wants to use their agents to provide this type of information, for many people it is inconvenient or they just don’t want to talk with anyone until they have a ballpark figure of what their insurance is going to cost.

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One Response

  1. Don Delahega June 22, 2011

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