Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 19, 2020

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Company Details
Address: PO Box 328 121 E Park Square
City: Owatonna
State: Minnesota
ZIP Code: 55060
Phone Number: 1-800-533-0472
Website: https://www.federatedinsurance.com/ws/fi/index.htm
Year Founded: 1904
AM Best Rating: A+
Company Rating 0 (0 reviews)

Things to Remember...

  • Federated Insurance prioritizes teaching and maintaining safety in the workplace
  • Federated Insurance provides auto insurance to residents in Minnesota only
  • Federated Insurance offers a variety of discounts including long-term customers and good credit scores

Federated Insurance Company began in 1904 with Charles Buxton, an equipment dealer determined to provide affordable insurance to his clients.

Teaching and maintaining safety was the main priority in 1904 and the concept remains a priority today.

Federated only provides automobile insurance to Minnesota residents but, with their excellent rating and financial standing, it is a company worth looking into for your automobile insurance needs.

You can get online auto insurance quotes from active providers by typing your ZIP code into the free rates tool now!

What kinds of insurance does Federated Auto Insurance offer?

Federated provides annual insurance policies to its policyholders with coverage and payment plans to meet your budgets and needs.

Liability limits cover up to $500,000 per person and $1,000,000 per accident.

Should you damage your windshield, it will be repaired without a deductible at the repair shop of your choice.

Gap insurance coverage is also available should you be interested in adding that to your policy.

Online payments can be made by policyholders. You even have the option to schedule automatic payments to be debited from your checking or savings account.

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Federated Auto Insurance Discounts

Federated provides auto insurance discounts to its policyholders who meet the stated requirements:

  • If you have not had a violation or accident within the past five years, Federated offers a discount for its “safe” drivers
  • Multiple car discounts are also available
  • Long-term customers of Federated also receive a special discount
  • A unique discount with Federated is for those individuals who maintain high credit scores
  • If you are over 55 and have completed a safe driver’s course, you can also receive a credit on your policy

Federated Auto Insurance Risk Management

A benefit of holding insurance through Federated is their commitment to Risk Management. The company believes in anticipating losses and doing everything possible to prevent these losses.

For businesses that have automobile coverage, on-site evaluations are provided.

Written safety programs are created by Federated for its clients as well as safe vehicle operation training provided by your own risk manager.

Two-day and one-day seminars are available. Dates for these training seminars can be found on the website.

Risk management services are all free to policyholders. Simply request the materials online or call Federated at 1-800-838-1760.

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How do I file a claim with Federated Auto Insurance?

Federated permits you to repair your vehicle at the body shop of your choice. They will allow you to use only new parts for repairs. Federated also pays for a rental car while yours is in the shop.

After a claim has been filed, a representative contacts its policyholders within one business day and often within the same day of filing the claim. Field adjusters and appraisers are available nationwide.

Report claims by calling 1-888-333-4949 or through an online claim report field on the website.

If there is an injury, major damage, or fuel spill of 25 gallons or more, the insurance company wants policyholders to phone immediately at the number above.

Federated provides a detailed information sheet on what to do should an automobile accident occur, and it is available as a download on their website.

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Careers at Federated Auto Insurance

You can learn about careers at Federated Insurance through their website.

The site gives the option of applying via email, regular mail, or even stopping by their downtown complex to fill out an application.

The website also provides frequently asked employment questions. For example, the site addresses a question about why Federated does not currently offer internships or international sponsorships.

The site answers what happens after a resume is submitted or what to do if you did not receive a job offer to improve your chances of employment.

A unique facet to Federated is that the company designates an entire page to those relocating to Owatonna which includes help for finding the following:

  • Home
  • Banks
  • Stores
  • Site seeing
  • Sporting events

Federated Auto Insurance Customer Satisfaction

Federated Insurance Company claims to have a 97 percent customer satisfaction rate. 96 percent of customers say they would recommend Federated to their friends and family.

The company is rated A+ by AM Best and was included in Ward’s Top 50 companies in 2010 for maintaining financial security for a consistent five year period.

Compare auto insurance quotes online by entering your ZIP code now!

References:

  1. https://www.federatedinsurance.com/ws/fi/index.htm
  2. https://www.federatedinsurance.com/ws/fi/InsuranceProducts/PropertyCasualty/index.htm
  3. https://www.federatedinsurance.com/ws/fi/InsuranceProducts/RiskManagement/index.htm
  4. http://www3.ambest.com/ratings/entities/CompanyProfile.aspx?BL=0&ambnum=384&AltNum=1681384&AltSrc=3
  5. https://www.wardinc.com/events/W50-PR-2010.pdf