Cornhusker Auto Insurance Review (2020)

Cornhusker auto insurance is part of Berkshire Hathaway. They offer commercial auto, home, marine, umbrella, liability, and worker's compensation coverage to clients.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 14, 2020

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Company Details
Address: P.O. Box 2048
City: Omaha
State: NE
ZIP Code: 68103
Phone Number: 888-495-8949
Year Founded: 1970
AM Best Rating: A++
Company Rating 0 (0 reviews)

Things to Remember...

  • Cornhusker Casualty is part of Berkshire Hathaway Homestate Companies
  • Berkshire offers workers comp insurance as well as a variety of commercial insurance products
  • Cornhusker also provides insurance for government entities, which is a relatively new part of insurance

A review of Cornhusker Auto Insurance leads to Cornhusker Casualty which is part of the larger group of Berkshire Hathaway Homestate Companies.

Through Berkshire’s website, information on the policies and products sold by Cornhuskers and the five other sister companies can be found.

Compare auto insurance rates right now by entering your ZIP code and receiving quotes from several companies.

Cornhusker Insurance Overview

Cornhusker Casualty and five other companies make up Berkshire Hathaway Homestate Companies. These six companies work in their particular region of the country to offer a more comprehensive package to those in their area.

Agents also work in specific regions so they too can answer specific questions relating to insurance in that particular region.

Each of the six companies that make up Berkshire Hathaway has an A.M. Best A++ rating for financial stability.

With all six companies receiving such a high rating, the ability to pay claims quickly and deservedly is top notch.

It may be difficult to believe because Berkshire Hathaway is not a household name, but the surplus capital of all six insurance companies was the highest among all property and casualty insurance groups in the nation.

They are a leader in the insurance industry and set the standard for many commercial policies.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Cornhusker Insurance Products

Part of the financial strength of the Berkshire Hathaway companies is due to the fact they specialize in just a few insurance products. Doing so allows knowledge in these areas to increase while premium costs are lowered.

The types of insurance products sold by Berkshire are:

  • Workers comp
  • Commercial auto
  • Construction
  • Commercial property
  • Commercial package insurance

Policies are sold in some or all of these five areas of insurance in 48 states. Having agents spread across the nation helps the company thrive in locating an agent in your area.

The worker’s compensation plan offered by Berkshire seeks to help injured workers receive immediate care and treatment so that a full recovery is possible.

The commercial auto insurance policies are customized to the specific business you own from one vehicle to several. They also help companies that are considered high hazard such as bus companies and trucking companies find affordable rates.

The commercial property insurance coverage is offered in seven categories:

  • Vacant building coverage
  • Real estate owned coverage
  • Lessor’s risk property
  • Rental dwellings
  • Monoline property coverage
  • Nursing home coverage
  • Woodworking/ lumberyard coverage

Construction insurance coverage options include residential contractors, commercial contractors, roofing contractors, and specialty trade contractors.

Specialty trade coverage is available only for small commercial or residential contractors. Mid-size and large companies are not accepted.

The commercial packages combine all or some of the above insurance types to save you even more money. Multiple policy discounts are one of the best ways to save money on the overall cost of insurance.

Cornhusker Government Entities

A relatively new area of insurance coverage offered by insurance companies is government or public entities. This type of coverage has been developed due to recent hard economic times and government budget cuts that affect employee benefits.

Currently, this coverage is available through Berkshire in Arkansas, Iowa, Kansas, and Nebraska only and is assessed on a case by case basis.

The government entity coverage options available are:

  • Commercial auto
  • Workers comp
  • Inland marine
  • General liability
  • Commercial umbrella
  • Crime
  • Equipment breakdown
  • Police professional

With a government entity insurance policy through an independent company, a government employee can still get the coverage they need while the agency itself can save money in the operation budget.

Whether you are looking for personal or commercial auto insurance, a great way to save money is by entering your ZIP code now and comparing auto insurance rates today!

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