Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 21, 2020

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Company Details
Address: 11880 College Boulevard, Suite 500
City: Overland Park
State: KS
ZIP Code: 66210
Phone Number: 1-888-361-8300
Year Founded:
Company Rating 0 (0 reviews)

Things to remember...

  • Casualty Reciprocal was declared insolvent on August 18, 2004
  • Liquidation of an insurance company occurs when liabilities exceed the financial assets available for claims payment
  • Liabilities of the Casualty Reciprocal Exchange include claims made by policyholders for insurance in force and expenses to operate the business

This Casualty Reciprocal auto insurance review explores Casualty Reciprocal Exchange (CRE) and its related company, Equity Mutual Insurance Company.

On August 18, 2004, both Casualty Reciprocal Exchange and Equity Mutual Insurance Company were declared insolvent.

The companies went into a simultaneous liquidation process in August 2004. The Cole County, Missouri Court declared a liquidator and a special Deputy Liquidator of the companies under the Department of Insurance and court’s approval.

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Casualty Reciprocal Auto Insurance Communications

If you’ve got questions about your Casualty Reciprocal auto insurance, contact the Special Deputy Liquidator at P. O. Box 219658, Kansas City, Missouri 64121-9559.

The street address for the Special Deputy Liquidator is Casualty Reciprocal Exchange/Equity Mutual Insurance Company, 11880 College Boulevard Suite 500, Overland Park, Kansas 66210. Send an email message to

Liquidation of an insurance company occurs when liabilities exceed the financial assets available for claims payments.

The court-appointed liquidators oversee the orderly collection and evaluation of the company’s assets.

The liquidators outline the company’s liabilities or payments owed to others. Liabilities of the Casualty Reciprocal Exchange include claims made by policyholders for insurance in force and expenses to operate the business.

Liquidation of an insurance company may take years to complete.

Some states may have guaranty associations or funds available to help pay claims against insolvent insurance companies. Claimants against the Casualty Reciprocal Exchange receive a notice of liquidation when the state’s guaranty fund receives an insurance claim against the insolvent company.

Contact information about state guaranty funds is available on the website. Claims that were incurred before the expiry date of a Casualty Reciprocal Exchange policy are paid according to conditions of the in force policy, including policy limits.

Claims paid by guaranty funds may have statutory limitations and may also be limited to available assets.

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Property & casualty insurance companies, like the former Casualty Reciprocal Exchange, insure your auto or real property against loss and damage. If you’re the owner of an automobile, protect your valuable assets and those of other drivers with auto insurance.

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