Bituminous Auto Insurance Review (2020)

Bituminous (Bitco) auto insurance is a subsidiary of Old Republic International Corporation. They offer business coverage for the construction, transportation, and building contractor industries.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 21, 2020

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Company Details
Address: 3700 Market Square Circle
City: Davenport
State: Iowa
ZIP Code: 52807
Phone Number: 800-475-4477
Year Founded: 1917
AM Best Rating: A+
Company Rating 0 (0 reviews)

Things to Remember...

  • Bituminous is a subsidiary of Old Republic International Corporation
  • Bituminous mainly works as an underwriter for commercial insurance
  • Bituminous does not provide personal auto insurance coverage

This Bituminous auto insurance review will focus on Bituminous Insurance Companies located in Illinois. Bituminous also goes by the name of Bitco and was originally formed in 1917.

Bitco was originally formed as a company to sell worker’s compensation to coal miners.

In 1942, the Bituminous Fire and Marine Insurance Company was formed which gave the company the opportunity to sell commercial automobile insurance.

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Bituminous Auto Insurance Overview

Bituminous Insurance Companies acquired the Great West Casualty Company in 1981. In 1985, the insurance companies merged with Old Republic International Corporation giving the company a great resource for its specialized insurance products.

Bituminous Insurance Companies are operated by Old Republic International Corporation. Old Republic is listed as one the top 50 insurance organizations in the country.

The company works mainly as an underwriter for commercial insurance products.

The subsidiaries of Old Republic International Corporation offer many different types of insurance products including mortgage, home and life.

It doesn’t seem as if any companies under Old Republic International are able to provide personal auto insurance coverage.

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What kinds of insurance does Bituminous Auto Insurance offer?

The Bituminous Insurance Companies offer insurance for specific commercial industries. The industries include construction, transportation, building contractors and construction products.

There are other specialized industries that Bituminous Insurance Companies are capable of assisting. The insurance products offered to these industries include worker’s compensation and liability insurance.

Bituminous does not offer personal insurance for any purpose. Commercial automobile and property insurance products are available for businesses through Bituminous Insurance Companies.

There are a large number of specialized insurance products for businesses in select industries. The most common insurance products sold by Bituminous Insurance Companies are those for general contractors.

Insurance lines can be taken out on any equipment that is used for contract work as well. Umbrella and worker’s compensation is also available to contractors.

If you are looking for personal auto insurance information, you will not be able to get your policy through Bituminous Insurance Companies. 

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Bituminous Insurance Companies Agents

Bituminous Insurance Companies have several branch offices located around the United States.

There are states that don’t have branch offices, but the website indicates that Bituminous will be able to offer products to any commercial clients in the United States.

The website includes a convenient search feature to find the nearest Bituminous Insurance location or an agent that can provide their insurance products.

Your nearest agent will be able to assist you in finding the best insurance products to run your business.

Bituminous Insurance Companies Claims

For the convenience of its clients, Bituminous Insurance Companies provide a form to file a claim online.

To file a claim over the phone, you will need to contact your nearest office.

The various offices all have toll-free phone numbers. If you call after hours, an answering machine is available.

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Bituminous Insurance Companies Reviews

Online auto insurance reviews reveal some strengths. Bituminous Insurance Companies have a financial strength rating of A+ through AM Best. This is considered superior and is the highest possible rating through AM Best.

The Bituminous Insurance Companies also have an issuer credit rating of aa-, which is also considered superior.

AM Best gives an outlook of negative for Bituminous Insurance Companies which indicates that the rating is expected to be downgraded.

Since the current ratings through AM Best are superior, a downgraded rating should still be a very good rating compared to its competitors.

For personal insurance products, Bituminous Insurance Companies are not an option for consumers.

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