Athena Auto Insurance

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Company Details


583 S State Highway 49

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Things to Remember...

  • Athena provides a comprehensive of insurance services aimed at both businesses and individual consumers
  • Athena writes policies for both personal and business-owned vehicles in the auto insurance category
  • Athena Insurance also offers a full line of health and life insurance products

Athena Insurance & Financial Services is a California-based insurance company active in several states including:

  • Arizona
  • Idaho
  • Iowa
  • Nevada
  • Texas
  • Oregon

Athena Insurance can offer many lines of insurance because they represent hundreds of auto insurance carriers across all product lines.

In a nutshell, Athena is a brokerage that brings insurance carriers and customers together.

With so many lines of insurance and so many carriers represented, Athena Insurance is committed to investing the time and resources into making sure each customer gets the best product and service possible.

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Athena Insurance Locations


As an individual brokerage, Athena Assurance only has a single office in Jackson, California. From this office, they serve all of their clients in the previously mentioned seven states.

The company offers several ways to contact any member of the staff, including mailing address, e-mail, and telephone numbers.

Athena Insurance’s address is:

Athena Insurance and Financial Services
583 S State Highway 49
Jackson, CA 95642
Phone: 209-223-1870

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Athena Insurance Agents

Rather than employ a network of local agents in the same sense as larger companies like Allstate and Prudential, Athena Insurance itself acts as a local agent for those larger companies.

Therefore, their “network” of local agents consists of the staff that works in the California office who are available to perform the same function as any other local insurance agent in meeting all customer needs.

Agents are there to help discuss your insurance needs, review multiple policies to find the best coverage and costs, write a policy for you, and then service that policy throughout your entire business relationship.

The advantage of operating this way is that Athena Insurance employees are able to develop personal relationships with all of their customers.

These personal relationships are better suited to more customer-oriented insurance services such as those Athena provides.

Athena Insurance Claims


For your convenience, Athena Insurance lists on its website the auto insurance claims contact information for all of the insurance carriers they represent.

If you need to make a claim you are free to contact your carrier directly to get the process started.

However, Athena Insurance will still be your point of contact and the one with whom your carrier works out your claim. You may be better off contacting Athena right from the get-go.

The operating hours for Athena Insurance are nine AM-five PM (PST). The company does provide a 24-hour hotline for after-hour claims or inquiries.

When making a claim be sure to have all of the appropriate information with you if at all possible. And fully cooperate with any and all investigations in order to ensure your claim is handled properly.

Athena Insurance Quotes


The Athena website provides a quote tool for personal auto insurance. However, the tool is only applicable to drivers in California.

Customers in other states need to submit an online form or call Athena directly for a quote over the phone.

The website suggests the possibility of getting quotes for other products, but those links were not followed during the course of this review.

By all indications, it would seem customers would be well served to go directly to Athena Insurance for quotes rather than trying to use the website.

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