Athena Auto Insurance Review (2020)

Curious about Athena auto insurance? They offer personal & business insurance for auto, home, life, health, umbrella, liability, and worker's comp to clients.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 21, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 583 S State Highway 49
City: Jackson
State: CA
ZIP Code: 95642
Phone Number: 209-223-1870
Year Founded: 1996
Company Rating 0 (0 reviews)

Things to Remember...

  • Athena provides a comprehensive list of insurance services aimed at both businesses and individual consumers
  • Athena writes policies for both personal and business-owned vehicles in the auto insurance category
  • Athena Insurance also offers a full line of health and life insurance products

Athena Insurance & Financial Services is a California-based insurance company active in several states including:

  • Arizona
  • Idaho
  • Iowa
  • Nevada
  • Texas
  • Oregon

Athena Insurance can offer many lines of insurance because they represent hundreds of auto insurance carriers across all product lines.

In a nutshell, Athena is a brokerage that brings insurance carriers and customers together.

With so many lines of insurance and so many carriers represented, Athena Insurance is committed to investing the time and resources into making sure each customer gets the best product and service possible.

Enter your ZIP code above for access to auto insurance quotes from providers in your region, now!

Athena Insurance Locations

As an individual brokerage, Athena Assurance only has a single office in Jackson, California. From this office, they serve all of their clients in the previously mentioned seven states.

The company offers several ways to contact any member of the staff, including mailing address, e-mail, and telephone numbers.

Athena Insurance’s address is:

Athena Insurance and Financial Services
583 S State Highway 49
Jackson, CA 95642
Phone: 209-223-1870

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Athena Insurance Agents

Rather than employ a network of local agents in the same sense as larger companies like Allstate and Prudential, Athena Insurance itself acts as a local agent for those larger companies.

Therefore, their “network” of local agents consists of the staff that works in the California office who are available to perform the same function as any other local insurance agent in meeting all customer needs.

Agents are there to help discuss your insurance needs, review multiple policies to find the best coverage and costs, write a policy for you, and then service that policy throughout your entire business relationship.

The advantage of operating this way is that Athena Insurance employees are able to develop personal relationships with all of their customers.

These personal relationships are better suited to more customer-oriented insurance services such as those Athena provides.

Athena Insurance Claims

For your convenience, Athena Insurance lists on its website the auto insurance claims contact information for all of the insurance carriers they represent.

If you need to make a claim you are free to contact your carrier directly to get the process started.

However, Athena Insurance will still be your point of contact and the one with whom your carrier works out your claim. You may be better off contacting Athena right from the get-go.

The operating hours for Athena Insurance are nine AM-five PM (PST). The company does provide a 24-hour hotline for after-hour claims or inquiries.

When making a claim be sure to have all of the appropriate information with you if at all possible. And fully cooperate with any and all investigations in order to ensure your claim is handled properly.

How do I get a quote from Athena Insurance?

The Athena website provides a quote tool for personal auto insurance. However, the tool is only applicable to drivers in California.

Customers in other states need to submit an online form or call Athena directly for a quote over the phone.

The website suggests the possibility of getting quotes for other products, but those links were not followed during the course of this review.

By all indications, it would seem customers would be well served to go directly to Athena Insurance for quotes rather than trying to use the website.

See auto insurance quotes from some of the best carriers by entering your ZIP code below!



Leave a Reply


Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption