Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 17, 2020

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Things to Remember...

  • ASI was acquisitioned by the Fairfax Financial Holdings, Ltd. in 2015
  • American Safety Insurance Holdings (ASI) provides insurance policies to environmental-related clients
  • American Safety Insurance also underwrites and sells property & casualty insurance policies to individuals
  • ASI also underwrites commercial construction, excess and surplus insurance, and product or professional liability insurance lines

This American Safety auto insurance review explores American Safety Insurance Holdings (ASI) originally headquartered in Bermuda.

ASI was acquisitioned by the Fairfax Financial Holdings, Ltd. in 2015.

Bermuda offers insurance holding companies shelter from some kinds of taxation, so hundreds of national and international insurance companies call it home.

Insurance companies like American Safety Insurance Holdings must comply with the Insurance Division of Bermuda Monetary Authority.

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American Safety Auto Insurance Agents

American Safety Insurance sells insurance policies through a small network of independent insurance brokers and agents in the United States.

According to the company, the network consists of about 250 U.S. agents and brokers. The company considers small and medium-sized businesses, and their owners, as ideal clients.

American Safety Insurance supports policyholders with employed claims staff in a number of regional locations, including the home office in Bermuda.

Claims and underwriting professionals may apply to jobs advertised by American Safety Insurance directly on the company website.

ASI also offers producing broker and agent tools on the company website.

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American Safety Auto Insurance Financial Information

American Safety Insurance Holdings was founded in 1986. The company maintains U.S. headquarters in Atlanta, Georgia and global headquarters in Hamilton, Bermuda.

American Safety Insurance is rated “A” (Excellent) by A.M. Best.

American Safety Insurance Holdings purchased LTC Insurance Services and LTC Risk Management for about $9 million and renamed the operations ASI Healthcare.

In 2009, ASI bought Oklahoma City, Oklahoma-headquartered Victore Insurance Company (VIC) in an all-cash transaction. Victore focuses on insurance for construction contractors and project management.

The company generates most of its revenues from the collection of insurance premiums.

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American Safety Auto Insurance and the Competitive Market

According to Dun & Bradstreet, American Safety Insurance Holdings competes most directly with:

  • American International Group (AIG)
  • ACE Insurance Holdings
  • Travelers Companies
  • White Mountains Insurance Group
  • Safeco

Most of its competitors have higher net operating cash flow.

For this reason, American Safety Insurance Holdings targets an industry-specific customer base and regional customer populations.

American Safety Auto Insurance Customer Service

Contact American Safety Auto’s U.S.-based headquarters at 1-770-916-1908 or the company’s international headquarters toll-free at 1-800-388-3647 or 1-441-29608560.

The company welcomes the opportunity to serve customers and provides a customer service intake form on its website.

Are your auto insurance rates too high? You won’t know whether you’re paying too much for auto insurance until you compare your current auto insurance rates with those of other companies.

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