American Physicians Auto Insurance Review (2020)

Looking at American Physicians insurance? In business since 1976, American Physicians offer medical malpractice insurance to those in the medical field.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 17, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 1301 South Capital of Texas Hwy, Suite C300
City: Austin
State: TX
ZIP Code: 78746
Phone Number: 1-800-252-3628
Year Founded: 1976
AM Best Rating: A
Company Rating 0 (0 reviews)

Things to Remember...

  • American Physicians does not provide auto insurance products
  • American Physicians focuses on helping medical professionals protect their identity and success
  • They are financially stable and provides support with claims resources and improved risk management

If you are looking for an American Physicians Auto Insurance Review, this review will discuss the company but not its auto insurance policies.

American Physicians Insurance does not sell auto insurance, only medical professional malpractice insurance.

So if you are a medical doctor and are looking for more information about malpractice insurance, feel free to keep reading. If you are looking for auto insurance companies, there are other sources available to help you out.

American Physicians Insurance Company is a part of ProAssurance Company and has been around since 1976. Their goal is to help medical professionals protect their identity and success that they have earned.

Make your search easy and compare auto insurance quotes now, just enter your ZIP code above!

American Physicians Insurance Contact Information

American Physicians Insurance is based out of Texas at 1301 South Capital of Texas Hwy, Suite C300, Austin, TX, 78746.

The toll-free number for American Physicians is 1-800-252-3628. If you live locally, another number is 1-512-328-0888.

The toll-free number for claims is the same as their main number, and their fax number is 1-512-314-4398.

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American Physicians Insurance and Customer Service

American Physicians Insurance is dedicated to having great interactions with their clients. They are focused on values such as:

  • Insured involvement
  • Integrity respect
  • Commitment
  • Communications
  • Enthusiasm

American Physicians Insurance strives to have the utmost focus on their clients so that they understand all of their unique needs.

The people working for American Physicians respect the importance of the client’s professional identity, and they take into account the clients’ opinions when dealing with service.

The customer service at American Physicians Insurance works to help clients deal with managing uncertainty in situations so they can focus on doing their job.

As part of the medical malpractice policy, no settlement will be made without the client’s consent and the defense against non-meritorious claims will be unfettered.

The financial strength of the company is solid, with an A rating from A. M. Best, so being covered for claims should not be a concern.

American Physicians Insurance and Coverage Options

Medical malpractice insurance can be confusing and complicated. American Physicians Insurance strives to make it as easy and understandable as possible.

Professions covered include medical professionals, physicians, dentists, and other medical entities.

American Physicians Insurance provides professional liability coverage for individuals providing professional services to patients.

Coverage for physicians groups is sold as an add-on to regular liability coverage and protects the partnership, corporation, or professional association.

American Physicians Insurance also offers additional policy benefits:

  • Physician extenders – covers physical therapists, orthopedic physician assistants, certified nurse midwives, certified registered nurse anesthetists, nurse anesthetists, nurse practitioners, and physician assistants
  • Legal expense – provides reimbursements for legal expenses including medical licensing agency and billing errors; encompasses RAC audits and is good for up to $25,000 for dentists and $100,000 for physicians
  • Death and dismemberment – includes protection for physicians only and is good for 24 hours a day, 7 days a week; may include benefits for a particular injury or $100,000 for accidental death
  • Prior acts and tail – covers claims reported after the period of the policy has ended; available for those who have used American Physicians Insurance for 5 years or more, are 55 years of age, and are retired

American Physician Insurance is a good choice if you are looking for insurance against medical malpractice.

If you are looking for individual auto insurance there are other places to look that offer similar discount and claims benefits for your car coverage.

If you would like to compare auto insurance quotes immediately, you can enter your ZIP code below for companies in your area, now!

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