Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 21, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 12926 Gran Bay Parkway West
City: Jacksonville
State: FL
ZIP Code: 32258
Phone Number: 877-252-7878
Website: https://www.ekemper.com/
Year Founded: 1926
AM Best Rating: A-
Company Rating 0 (0 reviews)

Things to remember...

  • American Motorists Insurance was founded in 1926
  • The underwriting companies all maintain an A- rating from A.M. Best
  • If you qualify, there are different auto insurance discounts available which will actually lower your premium

The American Motorists Insurance Company works as a subsidiary of Kemper Insurance Company. The company began in 1926 and has undergone many changes since that time.

The most recent purchase was by Unitrin in 2002. However, the transferring of ownership has not affected the company’s financial ratings. The underwriting companies all maintain an A- rating from A.M. Best.

The company maintains regional offices throughout the United States. You can contact the corporation or find regional locations via the website, email, or by calling 877-252-7878 or 904-245-5600.

Don’t delay! Compare auto insurance quotes online by entering your ZIP code above now!

How do I get a quote from American Motorists Auto Insurance?

The agent can provide you with a specialized quote to determine the exact coverage you need for your vehicle. The policies provide coverage against car accidents, theft, injuries, and damage.

Different state laws require varying amounts of coverage, so it is best to speak with an agent to determine the requirements in your area and ensure you obtain the proper amounts to protect your interest.

However, the website also allows you to click on the “get a quote” option to receive an automated quote. In order to process the insurance quote online, the website requires the state, zip code, and type of insurance.

Free Auto Insurance Comparison

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Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

American Motorists Auto Insurance Policyholder Discounts

If you qualify, auto insurance discounts are available which will actually lower your premium. These discounts include airbags, anti-lock brakes, anti-theft devices, and automatic safety belts.

Other optional discounts available include driver training, discounts for college students, vehicle or multi-policy coverage within the home. Keeping your citations and accidents to a minimum provide another way to lower your premium.

American Motorists Auto Insurance Policyholder Benefits

GAP insurance is also offered through Kemper. GAP covers the difference between what your vehicle is worth and how much you owe on it should the car be deemed totaled from an accident.

Automobile tips are also provided on the website. The tips include subjects such as winterizing your vehicle, ways to avoid accidents, choosing the best car for your teenager, and what to do in case you are involved in an accident.

The website supplies helpful questions and answers regarding policies. General information, claim information, payment, and billing, and a paperless option are all subjects covered within this section.

How do I file a claim from American Motorists Auto Insurance?

The claims department believes in quick prompt service. Auto insurance claims should be reported within 24 hours of an occurrence so that the claims representative can respond to all inquiries within 24 hours of notification. Settlement payments are processed no later than three days after making a decision on the claim.

Claims can be reported to the company in various ways:

First, an insured can call the service line at 1-888-252-2799. If the client would prefer to report the claim online, that is also an option. The customer can choose between an auto glass claim, towing claim or standard auto claim.

Tracking a claim can be done through the “Manage My Policy” option on the website or by calling the regional claims offices. The various regional offices are all listed online with access to phone numbers and addresses.

Approved auto repair shops are provided by the company and can be located on the website. As part of their service to their customers, the insurance company sends the referral to the auto shop so that work can begin immediately.

They also guarantee the repairs for as long as you lease or own your vehicle. However, you are permitted to use any auto shop of your choice, but American Motorists, i.e. Kemper, does not guarantee the work or the time frame the work is to be completed.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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American Motorists Auto Insurance Careers with Kemper Insurance

If you are interested in working for Kemper Insurance, the website provides information on how to become an independent agent. Your interview process begins once you complete an online inquiry form. If you wish to simply email recruiting, that is an option as well.

Independent agents receive commission based salaries.

If you are interested in working for Kemper, the website provides an option to search jobs which match your experience and include job description as well as locations. Benefits and a description of the work environment are also explained on the website.

American Motorists Auto Insurance Customer Reviews

Because American Motorists Insurance Company operates under Kemper Insurance, consumers cannot find reviews that comment on American Motorists Insurance Company.

However, Kemper Insurance seems to have many auto insurance reviews of which all found in the research for this review are positive. Clients like the fact that there are multiple regional offices and premiums offered are reasonable with sufficient coverage.

You can get online auto insurance quotes from providers by typing your ZIP code into the FREE rates tool below!

References:

  1. http://ambest.com/
  2. https://www.thebalance.com/understanding-minimum-car-insurance-requirements-2645473
  3. https://www.nationwide.com/multiple-policy-discount.jsp
  4. https://www.cdc.gov/motorvehiclesafety/teen_drivers/
  5. https://www.allstate.com/tools-and-resources/car-insurance/how-to-file-auto-insurance-claim.aspx
  6. https://www.kemper.com/wps/portal/Kemper/Home/!ut/p/b1/04_Sj9CPykssy0xPLMnMz0vMAfGjzOLdg5wMLJ0MHQ0MDPzNDTx9_LzcAg38jQzMjYAKIoEKDHAARwNC-sP1o8BK8Jjg55Gfm6pfkBthoOuoqAgA0HYp2w!!/dl4/d5/L2dBISEvZ0FBIS9nQSEh/