AIOI Auto Insurance Review (2020)

AIOI is a Japanese auto insurance company with branches on multiple continents. AM Best gave it an A rating for its financial strength.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 24, 2020

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Company Details
Address: 1 28 1 Ebisu 1 chome Shibuya-ku
City: Tokyo
State: Japan
ZIP Code: 150 8488
Phone Number: 0120-176-417
Year Founded: 2010
AM Best Rating: A
Company Rating 0 (0 reviews)

Things to remember...

  • AIOI is a Japanese insurance company that wrote policies amounting over 790 billion in Japanese yen
  • On October 1, 2010, AIOI Insurance Company, Ltd. and Nissay Dowa General Insurance Co. Ltd. merged to form AIOI Nissay Dowa Insurance Company
  • AIOI is a non-life insurance company

An AIOI Auto Insurance review uncovered an Asian company with major branches in the U.S., Europe, Asia, and Australia.

The company underwent a merger on October 1, 2010. AIOI Insurance Company, Ltd. and Nissay Dowa General Insurance Co. Ltd. merged to form AIOI Nissay Dowa Insurance Company.

AIOI is a Japanese insurance company that wrote policies amounting to over 790 billion in Japanese yen. That equates to over 18 billion net profits in Japanese yen.

Multiple online auto insurance quotes are available by entering your zip code into the search tool above!

AIOI Nissay Dowa Auto Insurance

This insurer makes it a point to indicate that it is a non-life insurance company as opposed to a property and casualty carrier. That is not to say it does not carry life insurance because they do write life insurance policies. The difference is in the expression in other countries.

AIOI Nissay Dowa auto insurance mainly serves international travelers who work and live abroad. In this global society of modern commerce, it is becoming more common to be an expatriate in host countries.

Many of these expatriates are military families who are on tour. Others are business owners and entrepreneurs who are working on international long-term projects.

The company’s U.S. locations are mainly in the Mid-West to include its Schaumburg, Illinois location. The company’s personal line property and casualty is offered in four states in the region through Youtopia.

Youtopia has an “A” excellent rating with A.M. Best, a major insurance review corporation.

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AIOI Nissay Dowa Auto Insurance Savings

It is possible to save on auto insurance with AIOI Nissay Dowa even if you do not live in Japan. One of the 20 worldwide locations is set up to meet your particular needs. The company offers insurance for other means of transportation that includes airplanes and boats.

Regardless of your mode of transportation, AIOI Nissay Dowa can accommodate you with minimum and above minimum auto insurance coverage. You can take advantage of auto insurance discounts related to:

  • Safe driving records
  • Good credit history
  • Club Affiliations
  • Advanced premiums
  • Multiple vehicles

Just ask your agent about these discounts and savings. If you agree to pay higher deductibles, you may save on out-of-pocket expense as well.

AIOI Auto Insurance Security Measures

AIOI has chosen AssureSign electronic signature application software for online signatures. Now new policyholders can sign online documents for expedient service.

Rather than pay postage fees to mail documents and payments, policyholders can sign documents on the company website.

Not only does this system increase processing time, but it also allows for faster renewals, which translates to faster revenue for the company. It controls costs to the company as well adds to the business’s bottom line.

AIOI Auto Insurance Travel Protection

This business may protect you while you are traveling as well. Business insurance is available through AIOI, which includes trip insurance for those who travel frequently or on occasion.

Although many AIOI Nissay Dowa policyholders live abroad with little travel, some travel more frequently as part of the job.

These policyholders may benefit from trip insurance, which covers them while traveling in the event of a medical emergency. It also covers trip interruption in the event the traveler has to cancel plans because of an illness or another type medical emergency.

Some travelers retrieve rental cars when they reach their destinations and need coverage for the duration of using the rental.

Regardless of your specific need, AIOI has a variety of insurance plans to keep you covered. But before you make a final decision, why not take advantage of our FREE online comparison tool?

To receive auto insurance quotes for personal and business policies, enter your zip code below and start comparing affordable insurance quotes!



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