Old American Auto Insurance Review (2021)

Old American doesn't offer auto insurance. It sells life insurance and operates in 46 states. Compare auto insurance companies online and save up to $859.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Mar 15, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 3520 Broadway St.
City: Kansas City
State: MO
ZIP Code: 64111
Phone Number: 800-733-6242
Year Founded: 1939
AM Best Rating: A-
Company Rating 1 (1 review)

Things to Remember

  • Old American’s main business office is located in Kansas
  • This business does not sell auto insurance
  • The company specializes in life insurance policies and operates in 46 states

This Old American Auto Insurance review will focus on the Old American Insurance Company located in Kansas City, Missouri. Old American Insurance Company specializes in life insurance and does not offer auto insurance products.

Start your search for the best auto insurance rates by entering your zip code!

The Old American Insurance Company specializes in life insurance with a focus on the senior market; this business has built a reputation for itself by serving older policyholders. They do not offer auto insurance coverage. The company has been in business since 1939. Old American Insurance Company serves 220,000 customers in 46 states.

What Old American Insurance Company Products Are Available?

The Old American Insurance Company offers life insurance products. There are three primary services they offer:

  • Final Expense
  • Income Replacement
  • Juvenile Insurance

Final Expense insurance coverage takes care of the costs for a funeral and burial and typically has very few steps to get started; most policies can be purchased in a matter of weeks and only require a few health questions rather than a medical exam. Income Replacement protection covers the income that is lost in the event that a spouse passes away, which can help them navigate the financial uncertainty that comes after a crisis. Juvenile Insurance is for the protection of your children or grandchildren, which can help protect your quality of life if anything were to happen to them by providing you a financial safety net.

Old American Insurance Company has $900 million of life insurance products. They currently serve 46 states and the District of Columbia. A list of the states they are able to write policies in is on the company’s website.

The Old American Insurance Company has a guarantee listed regarding their insurance policies. The company guarantees that they will never increase your premium, which is perfect if saving money is your top priority when it comes to a life insurance policy. The company also guarantees that your policy will never be canceled unless your premium goes unpaid.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Old American Insurance Company offers different payment options for the purpose of giving their policyholders the most convenient experience possible. You can choose to be billed monthly, quarterly, semi-annually, or annually. You can also set up reminders prior to each months payment coming due or set up automatic payments to help you save time.

You also have the option to have the payment drafted from your bank account or to send a check to cover your premium. The website does not indicate if any of these options may provide a discount to your premium compared to the other payment options.

The insurance coverage offered by Old American Insurance Company can go as low as $1,000. 

Old American Insurance Company looks to provide services to retirees or customers that are near retirement. These clients that may not have adequate coverage between pension and savings can look at the various products offered by Old American Insurance Company.

The Old American Insurance Company indicates that most insurance policies will not require you to have a physical examination.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Does The Old American Insurance Company Have Good Customer Service?

The Old American Insurance Company website does not indicate any additional customer service options. There is not a place on the website to make a payment or login to check the status of your policy.

There is no way to determine how good the customer service of this company is without interacting with a representative. You can call the company to learn more about their services and what options are available.

What Do Old American Insurance Company Reviews Say?

The Old American Insurance Company has a financial strength rating of A- through A.M. Best.

The financial size category is V, which is defined as $10 million to $25 million. The outlook of the company is said to be positive.

The Old American Insurance has been in operation since 1939. This combined with their A.M. Best rating indicates that the company is running strong. They are also a part of the Kansas City Life family of companies. Kansas City Life has been in operation since 1895.

If you are looking for life insurance products, Old American Insurance Company seems to be a viable option. They specialize in working with the senior market.

It does not indicate that they work exclusively with the senior market. For more information regarding these life insurance products, visit the company’s website.

If you are looking for auto insurance for your business or consumer use, you will need to find a different insurance company. It is recommended that you speak with several life insurance agents to make sure you find the best insurance for your particular needs.

Get your free auto insurance quotes by entering your zip code on this page!

One Response

  1. Tracey October 8, 2020

Leave a Reply


Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption