Pacific Employers Auto Insurance Review

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Company Details

436 Walnut Street

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Things to Remember
  • Pacific Employers Insurance Company is a subsidiary of ACE American Insurance Company
  • ACE has been involved in several serious court cases over the past 10 years including a lawsuit involving water ski champion Jane Gray
  • Pacific Employers is based in Philadelphia and is one of ACE’s 18 US-based subsidiaries
  • ACE and Pacific Employers offer more than 170 insurance products and umbrella packages

UPDATE: Ace and Chubb are now one as of January 2016.

Pacific Employers Insurance Company is based in Philadelphia, PA, but is a subsidiary of ACE American Insurance Company, which is a financial service company, situated in Switzerland. ACE offers an extensive variety of insurance products and services.

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Pacific Employers Insurance Company is just one office of 18 in the U.S. that ACE USA owns.

ACE with its almost endless insurance reach is able to offer more than 170 cutting-edge products that work under these larger umbrellas:

  • Property insurance
  • Casualty insurance
  • Risk-management
  • Accident insurance
  • Health insurance

All these services are distributed out by a diverse range of retail brokers.

Pacific Employers Group Contact Details

436 Walnut Street
Philadelphia, PA 19106
Phone Number: 215-640-1000

Pacific Employers Auto Insurance and ACE American Insurance Litigation


There have been three newsworthy incidents since December of 2010 in which ACE has been involved in:

– December 7, 2010

ACE American Insurance Company paid out $221,000 in administrative penalties in order to settle two disciplinary measures brought forth by the Texas Commissioner of Workers Compensation.

Apparently, ACE American didn’t meet mandatory payment deadlines on numerous occasions regarding valid workers’ compensation claims.

The time they were late on these payments ranged from a few days delay to nearly 9 months past the requisite deadline. The Texas commissioner found countless practices by ACE that violated Texas state laws.

– January 17, 2011

The district court dismissed the Lexicon vs. ACE American Insurance and National Union Fire Insurance Company of Pittsburg. The court determined that both companies general commercial liability policies did not hold them responsible for paying Lexicon for damages.

Lexicon was, in turn, found responsible for all damages incurred by a faulty welding job done by a subcontractor that Lexicon had previously hired.

– April 5, 2011

Jane Gray, the blind water ski world champion, sued ACE American Insurance for denying claims she filed after sustaining life-threatening injuries from a water skiing accident at McCormick Water Ski School in Tampa, Florida, in 2004.

The case was resolved in March 2012 when Gray was issued a settlement of $3.5 million dollars.

Pacific Employers Insurance Company and Auto Coverage


No matter what type of vehicle you have (new, used, classic, muscle, or sports car), Pacific Employers has protection for your vehicle if it gets stolen, is in an accident, or any other unfortunate situation.

The following is the broad spectrum of coverages the company provides:

  • General liability
  • Coverage of members of the military (all branches)
  • If your vacation or business trip gets interrupted
  • Damage caused to your vehicle due to vandalism
  • Collision and damage protection for your personal vehicle
  • Theft
  • Policies when you are traveling/tourist
  • Towing expenses
  • Damages to a 3rd party’s property
  • Coverage for medical expenses to persons in your vehicle during an accident

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ACE Group Awards and Recognition

As opposed to the litigation noted above, parent ACE also has some good points. Here are some high marks and praise for ACE:

2010, Newsweek ranks ACE 6th for its Green Rankings of America’s 500 largest companies in the banking and insurance sector; 64th overall.

ACE is one of only three insurance companies in the Carbon Disclosure Project’s Global 500. The CDP is a not-for-profit organization that analyzes and ranks corporations based on their carbon emissions – thousands of companies a year are looked at by the CDP.

In 2009, ACE earned the Leadership in Energy and Environmental Design (LEED) silver certification for their headquarters based in Philadelphia.

Pacific Employers Insurance Company Overview


With a strong and aggressive business model, Pacific Employers Insurance Company is a definite force to be reckoned with in the world of insurance. ACE, the parent company, has locations in over 50 countries and serves customers in nearly 170 countries.

This global company has garnered A.M. Best’s A+ financial strength rating, which is the association’s highest rating.

It would appear that overall Pacific Employers Insurance Company (ACE) is more than a safe bet for nearly all of your personal or business insurance and financial needs.

While there are many attributes about Pacific Employers Insurance Company available online, you still need to do a bit of research when finding the best insurance fit for your current personal or commercial situation.

Start with your five digit zip code and assess online auto insurance quotes today!

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