Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Aug 18, 2020

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 2340 East Pacific Coast Highway#D
City: Huntington Beach
State: California
ZIP Code: 90804
Phone Number: (562) 597-5393
Year Founded: 1999
AM Best Rating:
Company Rating 3 (2 reviews)

Things to Remember...

  • Fiesta Insurance is a franchise insurance brokerage
  • Fiesta Insurance sells insurance policies to clients with bilingual needs
  • Fiesta Insurance offers auto, home, and workers comp insurance policies

A Fiesta Auto Insurance Review leads to Fiesta Insurance.

Fiesta Insurance is a franchise insurance brokerage that sells insurance in California, Arizona, Colorado, Texas, Oklahoma, Kansas, Missouri, Arkansas, Louisiana, Tennessee, North Carolina, Florida, New York, Ohio, and Michigan.

Fiesta Insurance was founded in 1999 to sell affordable auto insurance policies to individuals that needed a bilingual insurance company.

Though both Hispanic and non-Hispanic individuals are eligible for a Fiesta Insurance policy, the company does cater to Hispanic individuals. Fiesta provides Spanish-speaking agents, customer service reps, and call centers for customers and potential customers.

If you are looking for personal auto insurance, enter your ZIP code in the free box now to compare auto insurance rates from top companies!

What kinds of insurance does Fiesta Insurance offer?

Fiesta Insurance started out as an auto insurance-only company. They have since expanded to include:

  • Personal watercraft
  • Motorcycle
  • Scooter
  • Homeowners
  • Rental, apartment
  • Commercial property
  • Commercial auto
  • Special events
  • Workers compensation
  • Commercial general liability policies

Personal lines of insurance are available in every state in which Fiesta is licensed. Their personal auto insurance policies cover liability and property damage.

For additional coverage, they also offer comprehensive and collision policies that can be customized to meet the needs of the policyholder.

Watercraft, motorcycle, and scooter insurance policies from Fiesta Insurance cover basic liability and property damage. They do not cover vehicle replacement costs or medical expenses.

Fiesta homeowner’s insurance policies are written after agents assess the needs of the homeowner and develop a customized plan specific to that client.

Business insurance from Fiesta Insurance is available for any small to medium-sized traditional business. They do not insure niche markets or specialized businesses that need high-risk coverage.

Special events coverage is for large events that are planned by a company, community organization, business, or charity.

The coverage will replace the cost of the event as well as the projected income from the event, should the event be canceled for a reason outside the planner’s control.

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Fiesta Insurance Additional Products and Services

All Fiesta Insurance branches also offer tax preparation services. They can prepare state, federal, and local tax returns.

They also have the capability to e-file your taxes or to provide you with your tax refund in the form of a debit card that you can use the day you file. There is a fee for tax preparation as well as a fee for receiving your return on a debit card.

For those who are seeking residency in the United States, Fiesta Insurance branches can also assist with immigration questions, concerns, and paperwork processing.

Health and life insurance policies are available for Spanish-speaking clients on a small scale from a few contracted insurance companies as well.

For those who are traveling to Mexico or those who live part of the year in Mexico and part of the year in the United States, Mexican auto insurance is also available from Fiesta.

Mexican auto insurance is required when driving in Mexico. It is illegal to drive your own personal vehicle or a rented car in Mexico without specific Mexican auto insurance.

How do I file a claim with Fiesta Insurance?

With so many branches across the United States, Fiesta Insurance claims can be processed quickly. Policyholders have the option of filing the claim online, through a toll-free number, or by fax.

Claim filing instructions and procedures are available in both English and Spanish.

If you cannot file a claim on your own or you don’t understand how to file a claim, a customer service representative can help you.

Claims are processed quickly, once all the required information is given. Claims filed on Mexican auto insurance policies take longer to complete, but the turnaround time is still reasonable.

If you are not satisfied with the payout you receive or if your auto insurance claim is rejected, Fiesta has an appeal process that you can go through to have your claim reconsidered.

If you are looking for personal auto insurance, enter your ZIP code in the free box now to compare auto insurance rates from top companies!