Fiesta Auto Insurance Review (2021)

Looking at Fiesta auto insurance? They offer auto, home, renters, commercial liability, and worker's compensation policies to clients with bilingual needs.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Mar 5, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 2340 East Pacific Coast Highway#D
City: Huntington Beach
State: California
ZIP Code: 90804
Phone Number: (562) 597-5393
Year Founded: 1999
Company Rating 3.67 (3 reviews)

Things to Remember...

  • Fiesta Insurance is a franchise insurance brokerage
  • Fiesta Insurance sells insurance policies to clients with bilingual needs
  • Fiesta Insurance offers auto, home, and workers comp insurance policies

A Fiesta Auto Insurance Review leads to Fiesta Insurance.

Fiesta Insurance is a franchise insurance brokerage that sells insurance in California, Arizona, Colorado, Texas, Oklahoma, Kansas, Missouri, Arkansas, Louisiana, Tennessee, North Carolina, Florida, New York, Ohio, and Michigan.

Fiesta Insurance was founded in 1999 to sell affordable auto insurance policies to individuals that needed a bilingual insurance company. The independent insurance agency works with over forty insurance carriers to provide customers with the best rates.

Though both Hispanic and non-Hispanic communities are eligible for a Fiesta Insurance policy, the Fiesta Insurance Franchise Corporation does cater to Hispanic communities. Fiesta provides Spanish-speaking insurance agents that specialize in supporting the Latino community, customer service reps, and call centers for customers and potential customers.

If you are looking for personal auto insurance, enter your ZIP code in the free box now to compare auto insurance rates from top companies!

What kinds of insurance products does Fiesta Insurance offer?

Fiesta Insurance started out as an auto insurance-only company. They have since expanded to include:

  • Personal watercraft
  • Motorcycle
  • Scooter
  • Homeowners
  • Rental, apartment
  • Commercial property
  • Commercial auto
  • Special events
  • Workers compensation
  • Commercial general liability policies

Personal lines of insurance are available in every state in which Fiesta has an insurance license. Their personal auto insurance policy covers liability and property damage.

For additional coverage, they also offer comprehensive insurance and collision insurance policies that can be customized to meet the needs of the policyholder.

Watercraft, motorcycle, and scooter insurance policies from Fiesta Insurance cover basic liability and property damage. They do not cover vehicle replacement costs or medical expenses.

Fiesta homeowner’s insurance policies are written after agents assess the needs of the homeowner and develop a customized plan specific to that client.

Business insurance from Fiesta Insurance is available for any small to medium-sized traditional business. They do not insure niche markets or specialized businesses that need high-risk coverage.

Special events coverage is for large events that are planned by a company, community organization, business, or charity.

The coverage will replace the cost of the event as well as the projected income from the event, should the event be canceled for a reason outside the planner’s control.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

What Additional Products and Services does Fiesta Insurance offer?

All Fiesta Insurance branches also offer tax preparation services. They can prepare state, federal, and local tax returns.

They also have the capability to e-file your taxes or to provide you with your tax refund in the form of a debit card that you can use the day you file. There is a fee for tax preparation as well as a fee for receiving your return on a debit card. Fiesta tax services franchise system is created to drive revenue growth.

For those who are seeking residency in the United States, Fiesta Insurance branches can also assist with immigration questions, concerns, and paperwork processing.

Health and life insurance policies are available for Spanish-speaking clients on a small scale from a few contracted insurance companies as well.

For those who are traveling to Mexico or those who live part of the year in Mexico and part of the year in the United States, Mexican auto insurance is also available from Fiesta.

Mexican auto insurance is required when driving in Mexico. It is illegal to drive your own personal vehicle or a rented car in Mexico without specific Mexican auto insurance.

How do I file a claim with Fiesta Insurance?

With so many branches across the United States, Fiesta Insurance claims can be processed quickly. Policyholders have the option of filing the claim online, through a toll-free number, or by fax.

Claim filing instructions and procedures are available in both English and Spanish.

If you cannot file a claim on your own or you don’t understand how to file a claim, a customer service representative can help you.

Claims are processed quickly, once all the required information is given. Claims filed on Mexican auto insurance policies take longer to complete, but the turnaround time is still reasonable.

If you are not satisfied with the payout you receive or if your auto insurance claim is rejected, Fiesta has an appeal process that you can go through to have your claim reconsidered.

If you are looking for personal auto insurance, enter your ZIP code in the free box now to compare auto insurance rates from top companies!




  1. Yesi March 30, 2012
  2. Pissed franchisee December 26, 2014
  3. Glonithia Pray aka GLO August 18, 2020

Leave a Reply


Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption