What is the top rated auto insurance company?

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Things to Remember...
  • If you own a car, auto insurance is one of the most important purchases you will make aside from the car
  • Make sure to shop around to make sure you are getting the best rate for the coverage you need
  • Once you find the best rate make sure to research the company and make sure they have good reviews and financial stability
  • When you are buying auto insurance, it is important that you thoroughly understand your insurance needs

If you own a car, auto insurance is one of the most important purchases you will make aside from the car.

Having car insurance from a top rated insurance company is important, but what defines “top rated” depends on what you are using to measure ratings and how insurance companies are evaluated.

To research quotes available to you further, enter your ZIP code into our FREE car insurance comparison tool.

There are many resources to find top rated auto insurance companies. It is a matter of doing your homework and research to find an insurance company that meets your needs best.

Insurance Review Websites

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One place to look for top ranking auto insurance companies is insurance review websites.

Many review sites provide in-depth evaluations and reviews of insurance companies, including customer services, claims processing and premium policy rates and benefits.

Also, review sites commonly have forums or sections for consumers to provide their own reviews on auto insurance companies. You can also usually request online auto insurance rate quotes from review websites.

Financial Stability

Another aspect of rating auto insurance companies is financial stability. There are a number of organizations that regularly review insurance companies for their financial stability, including AM Best, Fitch and Standard and Poor’s.

You can review insurance company financial ratings on review organization websites. Financial stability includes financial reserves, credit rating and financial policies.

Geico Insurance

Geico is one of the highest rated auto insurance companies according to several insurance review websites. Geico offers online and telephone services, but they do not have licensed area agents or representatives.

They offer a multitude of policyholder discounts, including good driving, good student, multiple vehicles and multiple insurance policies.

Progressive Insurance

Progressive is another highly-rated company according to several insurance review websites. Progressive offers online and telephone services. They also have licensed area agents for you to talk to face-to-face.

Additionally, they provide policy rate quotes with comparisons to other insurance providers. In addition to standard insurance policies, such as liability, collision and comprehensive coverage, they also offer rental reimbursement and roadside assistance services.

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Esurance

Esurance is now owned by Allstate Insurance Company and is highly rated by several insurance review sites.

With the backing of Allstate, Esurance rates highly for their response and repair services, policy flexibility and customer service. They provide services online and over the telephone. They do not have local agents or representatives.

Travelers Insurance

Travelers is given a rate of A+ by AM Best. They have assets of $115 billion and more than 30,000 employees worldwide. They were established in 1853 and are part of the Fortune 100.

In addition to auto insurance, they also provide homeowners and rental insurance. Travelers insurance provides services online and via telephone.

They also have independent insurance agents and representatives nationwide.

They offer a wide variety of discounts, including good driver, hybrid cars, good student, mature driver, anti-theft device, recovery device and safety equipment discounts. They also offer a towing service assistance and windshield repair services.

Liberty Mutual

Liberty Mutual is given a rating of A by AM Best. Liberty Mutual was established in 1912 and has $9.1 billion in assets and more than 41,000 employees. Liberty Mutual also offers homeowners insurance.

Additional policy benefits include roadside assistance and towing and labor. They offer a wide variety of discounts, including

They offer a wide variety of discounts, including safe driver, good student, mature driver, driver education, anti-theft device, short mileage and multi-policy discounts.

Additional policy benefits include roadside assistance and towing and labor. They offer a wide variety of discounts, including safe driver, good student, mature driver, driver education, anti-theft device, short mileage and multi-policy discounts.

MetLife Insurance

MetLife is given a rating of A by AM Best. They were established in 1863 and are considered one of the Fortune 100 companies. They also provide services to 88 of the Fortune 100 companies. MetLife is considered one of the top companies for customer service.

They have a national catastrophe response team that is deployed during major disasters, such as hurricanes, tornadoes, and earthquakes.

In addition to providing services online and over the telephone, they also have local agents to assist you with your insurance needs.

They offer a wide variety of discounts, including safe driver, good student, anti-theft, low mileage, mature driver, seatbelt, anti-lock brake and driver improvement discounts.

In addition to auto insurance, they also provide homeowners, rental, life, and health. Policyholder benefits include roadside assistance, identity theft resolution services, rental reimbursement, and glass coverage.

Consumer Satisfaction

Consumer satisfaction is another aspect that can determine if an insurance company is considered “top rated.”

JD Powers and Associates conducts an annual survey of auto insurance companies and evaluates them based on consumer reports of customer service, claims processing, policy rates, and overall customer satisfaction.

Top rated companies from JD Powers include Liberty Mutual, Amica and State Farm. All of these companies offer superior customer service and fast, efficient claims processing.

When you are buying auto insurance, it is important that you thoroughly understand your insurance needs.

Your ZIP code can help you find FREE insurance quotes to research when you enter it below. Aside from getting the best rates possible, you should look for a company that provides excellent customer service and claims processing.

Additionally, you should look for companies that are financially stable and have the ability to withstand a large number of claims during an emergency.

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