Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 23, 2020

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Things to Remember...

  • You cannot keep your auto insurance policy if your driver’s license if revoked
  • If you’re driving with a suspended or revoked driver license, for any reason, you’re breaking the law
  • If your driver license is revoked or suspended, find other forms of transportation

No, you cannot keep your auto insurance policy if your driver’s license if revoked.

Your driver’s license is required to legally operate an automobile. Without a valid driver’s license, you aren’t allowed to drive a vehicle.

Your auto insurance company will learn about a revoked driver license and cancel your auto insurance policy as a result.

Compare online auto insurance quotes with your zip code and our free rates tool now!

What happens if I drive without a license?

Most drivers understand the importance of maintaining a current driver’s license and auto insurance.

Auto insurance isn’t a “nice-to-have” these days; it’s required to get behind the wheel in all states but New Hampshire.

Driving an automobile is a citizen’s privilege, not a right. Even if you’re a safe driver, accidents happen. If you’re driving with a suspended or revoked driver license, for any reason, you’re breaking the law.

If you’re driving with a suspended or revoked driver license, for any reason, you’re breaking the law.

If you’re involved in a car accident while driving with a suspended or revoked driver license, your auto insurance company won’t honor the terms of your auto insurance policy or settle claims.

To make matters worse, your auto insurance cancellation will mean more expensive auto insurance premiums later, when your driver license suspension or revocation is over.

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Why is a driver’s license suspended?

Some states suspend or revoke a license for seemingly small infractions.

If your auto registration expires and you forget to renew it or just don’t care in the moment about taking care of business, driving an unregistered and, by default, uninsured auto is a serious and potentially criminal offense.

If your state requires an auto tag or windshield sticker for vehicle registration purposes, a police officer with a sharp eye may notice you’re not in current compliance.

Your auto insurance company will learn your vehicle isn’t registered if the expired registration isn’t quickly restored.

What are the consequences of losing my license?

Losing your right to drive may have added consequences to your lifestyle. If you lose your right to operate an automobile by

If you lose your right to operate an automobile by driving under the influence of alcohol or drugs, getting to work or play isn’t going to be easy.

You may have fewer employment options and opportunities if walking to work or taking the bus is a necessity.

Your auto insurance company, with the use of sophisticated computers, scans public records for information about its insured and prospective insured policyholders.

If you don’t advise your auto insurance carrier of a revoked or suspended driver license, don’t expect them to remain ignorant of the fact.

If the Court determines your driver license is suspended for a period of time, driving your auto without auto insurance in force exposes you to great financial harm.

Even if you’re a careful driver, you cannot control the habits of other drivers on the road. If another driver hits your car and is determined to be at fault in the accident, you may still sue the other driver for damages.

If another driver hits your car and is determined to be at fault in the accident, you may still sue the other driver for damages.

However, because you were driving an uninsured car on a revoked or suspended license at the time of the accident, you have committed a criminal offense.

Expensive fines, court costs, and jail time may result from driving without a driver license and auto insurance.

Don’t drive without auto insurance. If your driver license is revoked or suspended, find other forms of transportation.

Do everything possible to obtain a valid driver license. Once you’ve got a valid driver license, protect your right to drive an automobile.

Auto insurance makes financial responsibility affordable for most drivers. As a consumer, you should compare your existing auto insurance rates with auto insurance quotes from other auto insurers.

Start your fast, easy, and free auto insurance quote comparison by typing your zip code now!

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